USDA Vs. FHA your options comparison in Marietta, Washington County, OH

In 2026, the USDA loan limit for a single-family home in the city of Marietta, situated in Washington county, OH, is $336,500. On the other hand, the FHA limit is $472,030.

Leverage the Lendersa® USDA loan calculator to contrast the top rates of USDA with FHA today, identifying what income, credit, reserves, and documents are required to qualify. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side to decide which program in Alabama is most beneficial for your financial setup.

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2026 Loan Limits and Down Payment Requirements in Marietta, Washington, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Marietta, OH

Lendersa® strives to provide you with the most suitable USDA or FHA loan quickly and effortlessly. You can choose from three different starting options to match with lenders and find USDA loan programs tailored to you.

Lendersa USDA loan requests and matching results

Understanding USDA Loans in OH

A USDA home loan, backed by the government Department of Agriculture, is often known as a USDA rural development loan or encompassing USDA mortgage. Accessible in rural areas only, it does not require the 3.5% minimum down payment that FHA loans necessitate, allowing for a no down payment option instead.

Enter your location to find out if it qualifies for USDA rural housing loan?



Marietta Lenders

  • Riverview Credit Union Inc
  • 39 Acme Street, Marietta, OH, 45750
  • Lends in Ohio
  • RCU was founded in 1968 originally to serve the lending needs of the employees of the Union Carbide Corporation, Mining and Metals Plant. Today, our field of membership includes any person who lives, works, worships, or attends school in the following counties: Washington, Noble, Morgan or Monroe.

  • Peoples Bank
  • 138 Putnam St, Marietta, OH, 45750
  • Lends in Ohio
  • Peoples Bank is a Bank with operations in fifty states. Peoples Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and construction mortgages and Peoples is a member of the Russell 3000 index of U.S. publicly-traded companies

  • Waterford Commercial and Savings Bank
  • 20115 St Rt 339, Waterford, OH, 45786
  • Lends in Ohio
  • The Waterford Bank is a consumer, community oriented, independent bank providing quality service to our customers.
    The bank operates in a rural community with other financial institutions in close proximity. The goals of the bank are to give an ROA of one percent after funding capital and equipment projects

  • First Mutual Bank, FSB
  • 631 Washington Boulevard, Belpre, OH, 45714
  • Lends in Ohio
  • First Mutual Bank is focused on helping you, our customers, and creating vibrant communities in the Mid-Ohio Valley Region. Being depositor-owned also means we are accountable to our customers, not shareholders. Deposit dollars are reinvested in our communities, and collectively we strengthen and help the local economy thrive.

  • Kraton Belpre Federal Credit Union
  • 2419 State Route 618, Belpre, OH, 45714
  • Lends in Ohio
  • KRATON Belpre Federal Credit Union has been open since 1970. The credit union has assets totaling $8.55 Million and provides banking services to more than 800 members.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,