For the year 2026, the USDA loan limit in Caldwell, situated in the county of Noble, OH, is $336,500. Meanwhile, the FHA loan limit for a single-family home stands at $472,030.
To evaluate current USDA versus FHA rates, use the Lendersa® USDA loan calculator. This tool helps determine the necessary income, credit score, reserves, and documents needed for qualification. Our sophisticated mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, which can help you decide the best program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to connect you with the most suitable USDA or FHA loan quickly and effortlessly. Start with one of three approaches that link you to matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture and referred to as the USDA rural development loan, is available exclusively in rural areas. In contrast to FHA loans that require a minimum 3.5% down payment, the USDA loan requires no down payment, providing a cost-effective opportunity for eligible individuals.
Enter your location to find out if it qualifies for USDA rural housing loan?
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