For the year 2026, the USDA loan limit in Caldwell, situated in the county of Noble, OH, is $336,500. Meanwhile, the FHA loan limit for a single-family home stands at $472,030.
To evaluate current USDA versus FHA rates, use the Lendersa® USDA loan calculator. This tool helps determine the necessary income, credit score, reserves, and documents needed for qualification. Our sophisticated mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, which can help you decide the best program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Caldwell, Noble County, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Caldwell, OH
Lendersa® aims to connect you with the most suitable USDA or FHA loan quickly and effortlessly. Start with one of three approaches that link you to matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture and referred to as the USDA rural development loan, is available exclusively in rural areas. In contrast to FHA loans that require a minimum 3.5% down payment, the USDA loan requires no down payment, providing a cost-effective opportunity for eligible individuals.
Community Savings is a community-oriented financial institution that provides customized loan and deposit services for personal and small business needs. Keeping technology at the forefront, Community Savings has never been more accessible than now. Community Savings is committed to reinvesting funds locally.
For over one hundred years now, The Farmers and Merchants Bank has been recognized as a cornerstone and a leading financial partner in the community. Located on the Square in the Caldwell Business District, the bank has occupied the same building; adapting it for their changing needs
Citizens National Bank of McConnelsville was founded in 1886. Located in the historic Stanbery Building in downtown McConnelsville, CNB has been a central part of our community for over 125 years. While banking has undergone many changes over the last century, CNB continues to provide its customers with the latest banking technology
We want to be your First Choice for savings, checking, home mortgages, internet banking, auto loans, personal loans, educational loans - all your banking needs. We are the bank that has served southeastern Ohio since 1863. Now we're working to be your First Choice, too. Services Savings Checking Loans The First National Bank of McConnelsville was c
The Waterford Bank is a consumer, community oriented, independent bank providing quality service to our customers. The bank operates in a rural community with other financial institutions in close proximity. The goals of the bank are to give an ROA of one percent after funding capital and equipment projects
Woodsfield Savings Bank was established in 1887 as Woodsfield Building and Loan. Over the years, our name has changed to Woodsfield Savings and Loan and then to our current name in 1995 of Woodsfield Savings Bank. We have grown leaps and bounds since then. We now have two locations, our main office in Woodsfield and since 2017, our branch in Barnes
RCU was founded in 1968 originally to serve the lending needs of the employees of the Union Carbide Corporation, Mining and Metals Plant. Today, our field of membership includes any person who lives, works, worships, or attends school in the following counties: Washington, Noble, Morgan or Monroe.
Peoples Bank is a Bank with operations in fifty states. Peoples Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and construction mortgages and Peoples is a member of the Russell 3000 index of U.S. publicly-traded companies
Since 1911, The Peoples Savings Bank has been serving eastern Washington County, OH with a wide array of banking services. Chartered in 1911 as a commercial bank, The Peoples Savings Bank has flourished as a locally owned, independent community bank with strong ties to its heritage.
