USDA and FHA Pro and Con in Bryan, Williams County, OH

In 2025, the USDA loan ceiling in Bryan, part of Williams, OH, reaches $336,500, while the FHA cap for a single-family house is set at $472,030.

The Lendersa® USDA loan calculator is at your disposal to evaluate today's top USDA and FHA offers, helping you assess the necessary income, credit standing, reserves, and documentation for qualification. Utilize our sophisticated mortgage calculator to compare USDA, FHA, Conforming, and VA loans side-by-side, ensuring you select the most suitable program for your financial circumstances in .

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2025 Loan Caps and Down Payment Conditions in Bryan, Williams, OH

Type of Loan Maximum Loan Amount Minimum Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Bryan, OH

The aim at Lendersa® is to swiftly and smoothly provide you with the best USDA or FHA loan possible. Choose from three options to connect with lenders and find the right USDA loan program.

Lendersa USDA loan request and matching results

What Exactly is a USDA Loan in OH?

A USDA home loan, backed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It’s offered exclusively in rural areas and doesn’t necessitate any down payment, unlike FHA loans which require at least 3.5% upfront.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Dream Team Mortgage
  • 19 Del Prado Boulevard North, Suite 2, Cape Coral, FL, 33909
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • The Granger National Bank
  • 201 West Davilla Street, Granger, TX, 76530
  • Granger National Bank is the oldest banking establishment in Granger; founded in 1920. The current bank building was erected shortly thereafter in 1924. Granger National Bank survived the stock market crash in 1929 and the ensuing depression of the early thirties. Successful decades passed and the bank celebrated its centennial year in 2020.
  • ACFCU
  • 6100 W Interstate 40, Amarillo, TX, 79106
  • ACFCU has been providing financial services for over 75 years. We strive to make financial dreams reality & we want to be THE financial solution for all of our members.We serve over 38, 000 members & strive daily to exceed our members expectations. Chartered in 1945 ACFCU is now the largest credit union in the Panhandle serving over 37,000 members.
  • Spearco Mortgage
  • 4500 I-40 West, Suite B, Amarillo, TX, 79106
  • SpearCo Corporation is committed to finding you the right mortgage products. We offer a variety of products to meet the individual needs of each borrower. From home loans to refinancing existing loans, our loan advisors will make the mortgage process straightforward and simple to meet your needs.
  • PROVIDENCE HOME LOANS
  • 7120 IH-40 WEST, Suite 105, Amarillo, TX, 79106
  • We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs
  • Responsible Reverse Mortgage
  • 4547 Pine Island Rd, Suite 3, Cape Coral, FL, 33993
  • Responsible Reverse Mortgage, a licensed mortgage broker specializing in Reverse Mortgages. Our company mission is to be responsible for your comfortable retirement. We've a commitment to our customers to deliver quality advice in a convenient manner. Our commitment to helping the 62+ community of America live the retirement.
  • Lend Elite LLC
  • 1322 North West 10th Terrace, Cape Coral, FL, 33993
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Harbor Light Mortgage
  • 3937 NW 46th Terrace, Cape Coral, FL, 33993
  • Harbor Light Mortgage is a family owned and operated mortgage broker in Cape Coral, Florida, serving borrowers throughout the State. Now in it's third year at this location, Harbor Light Mortgage represents multiple lenders providing borrowers with access to a vast array of mortgage products, including Conventional, FHA, USDA, and VA