USDA and FHA Pro and Con in Bryan, Williams County, OH
In 2026, the USDA loan ceiling in Bryan, part of Williams, OH, reaches $336,500, while the FHA cap for a single-family house is set at $472,030.
The Lendersa® USDA loan calculator is at your disposal to evaluate today's top USDA and FHA offers, helping you assess the necessary income, credit standing, reserves, and documentation for qualification. Utilize our sophisticated mortgage calculator to compare USDA, FHA, Conforming, and VA loans side-by-side, ensuring you select the most suitable program for your financial circumstances in .
2026 Loan Caps and Down Payment Conditions in Bryan, Williams, OH
Type of Loan
Maximum Loan Amount
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Bryan, OH
The aim at Lendersa® is to swiftly and smoothly provide you with the best USDA or FHA loan possible. Choose from three options to connect with lenders and find the right USDA loan program.
A USDA home loan, backed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It’s offered exclusively in rural areas and doesn’t necessitate any down payment, unlike FHA loans which require at least 3.5% upfront.
Northwestern Federal Credit Union has been open since 1950. The credit union has assets totaling $13.72 Million and provides banking services to more than 2, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
Founded in 1897 in Archbold, Ohio, Farmers & Merchants State Bank has been a stable financial institution for our communities. F&M is committed to ensure that communuity banking continues to grow and prosper by providing quality customer service and supplying the financial needs to individuals, farmers, businesses and industries in our market.
Shortly after the turn of the century, prominent citizens of Hicksville saw the need for a bank for the community. Upon application, a charter was granted to Mr. J.M. Ainsworth, Mr. I.M. Boone, and Mr. J.L. Bevington. The bank was organized under "The Hicksville National Bank" in October of 1901.
State Bank of Defiance was founded in 1902 by Elbert E. Carter and rapidly grew into one of northwest Ohio’s leading financial institutions.
Our first bank was located on the southwest corner of Clinton and Third Streets in Defiance. And although the facility has been rebuilt over the years, that corner is still home to our Main Banking Center
Midwest Community Federal Credit Union is a member owned and controlled financial cooperative whose members share in the profits and benefits of the organization. We are the power of 14, 000 consumers in Northwest Ohio working together to achieve their financial goals and dreams. Our credit union exists for the purpose of building lifelong trusted.
The Henry County Bank is more than the buildings that you see here and in the community. We are your neighbors, your friends, and advisors to all of your financial needs. You can rely on us for the service that you have come to expect at The Henry County Bank - and may have missed at other banks and institutions.
