USDA and FHA Pro and Con in Hicksville, Defiance County, OH
For 2026, the USDA loan limit in Hicksville, found in Defiance County, OH, is set at $336,500, whereas the FHA cap for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top rates for USDA vs. FHA, determining required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to assess USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the optimal program for your financial circumstances in .
2026 Loan Limits and Down Payment Requirements in Hicksville, Defiance County, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Loan Options: USDA and FHA in Hicksville, OH
Lendersa® aims to facilitate obtaining the best USDA or FHA loan effortlessly. Begin with one of the three initial steps to align with suitable USDA loan programs and lenders.
A USDA home loan is a government-backed loan by the Department of Agriculture, known as the USDA rural development loan or mortgage. It's available solely in rural areas. Unlike FHA loans requiring a minimum 3.5% down, USDA mortgages need no down payment.
Shortly after the turn of the century, prominent citizens of Hicksville saw the need for a bank for the community. Upon application, a charter was granted to Mr. J.M. Ainsworth, Mr. I.M. Boone, and Mr. J.L. Bevington. The bank was organized under "The Hicksville National Bank" in October of 1901.
Northwestern Federal Credit Union has been open since 1950. The credit union has assets totaling $13.72 Million and provides banking services to more than 2, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
State Bank of Defiance was founded in 1902 by Elbert E. Carter and rapidly grew into one of northwest Ohio’s leading financial institutions.
Our first bank was located on the southwest corner of Clinton and Third Streets in Defiance. And although the facility has been rebuilt over the years, that corner is still home to our Main Banking Center
Midwest Community Federal Credit Union is a member owned and controlled financial cooperative whose members share in the profits and benefits of the organization. We are the power of 14, 000 consumers in Northwest Ohio working together to achieve their financial goals and dreams. Our credit union exists for the purpose of building lifelong trusted.
