USDA Vs. FHA your options comparison in Hicksville, Defiance County, OH

For 2026, the USDA loan limit in Hicksville, found in Defiance County, OH, is set at $336,500, whereas the FHA cap for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top rates for USDA vs. FHA, determining required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to assess USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the optimal program for your financial circumstances in .

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2026 Loan Limits and Down Payment Requirements in Hicksville, Defiance County, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Loan Options: USDA and FHA in Hicksville, OH

Lendersa® aims to facilitate obtaining the best USDA or FHA loan effortlessly. Begin with one of the three initial steps to align with suitable USDA loan programs and lenders.

Results from Lendersa USDA loan applications and matchings

Understanding USDA Loans in OH

A USDA home loan is a government-backed loan by the Department of Agriculture, known as the USDA rural development loan or mortgage. It's available solely in rural areas. Unlike FHA loans requiring a minimum 3.5% down, USDA mortgages need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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