In 2026, the USDA loan limit set for Montpelier, within Williams county, OH, is $336,500. In contrast, the limit for an FHA loan on a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's top USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side to help you figure out which program best matches your financial situation in .
2026 Loan Limits and Down Payment Requirements in Montpelier, Williams, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Montpelier, OH
The mission of Lendersa® is to secure the most suitable USDA or FHA loan swiftly and with minimal hassle. Start with one of three options leading to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan, is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
Northwestern Federal Credit Union has been open since 1950. The credit union has assets totaling $13.72 Million and provides banking services to more than 2, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
Founded in 1897 in Archbold, Ohio, Farmers & Merchants State Bank has been a stable financial institution for our communities. F&M is committed to ensure that communuity banking continues to grow and prosper by providing quality customer service and supplying the financial needs to individuals, farmers, businesses and industries in our market.
Shortly after the turn of the century, prominent citizens of Hicksville saw the need for a bank for the community. Upon application, a charter was granted to Mr. J.M. Ainsworth, Mr. I.M. Boone, and Mr. J.L. Bevington. The bank was organized under "The Hicksville National Bank" in October of 1901.
State Bank of Defiance was founded in 1902 by Elbert E. Carter and rapidly grew into one of northwest Ohio’s leading financial institutions.
Our first bank was located on the southwest corner of Clinton and Third Streets in Defiance. And although the facility has been rebuilt over the years, that corner is still home to our Main Banking Center
Midwest Community Federal Credit Union is a member owned and controlled financial cooperative whose members share in the profits and benefits of the organization. We are the power of 14, 000 consumers in Northwest Ohio working together to achieve their financial goals and dreams. Our credit union exists for the purpose of building lifelong trusted.
The Henry County Bank is more than the buildings that you see here and in the community. We are your neighbors, your friends, and advisors to all of your financial needs. You can rely on us for the service that you have come to expect at The Henry County Bank - and may have missed at other banks and institutions.
