USDA and FHA Pro and Con in Wauseon, Fulton County, OH
In 2026, the USDA loan limit for Wauseon, situated in Fulton county of OH, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare the best rates available for USDA versus FHA loans today. Determine the income, credit, reserves, and necessary documents required for qualification. Our advanced mortgage calculator allows you to review USDA, FHA, Conforming, and VA options side by side, helping you decide which program is optimal for your financial situation, particularly in regions like .
2026 Loan Limits and Down Payment Requirements in Wauseon, Fulton County, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Exploring USDA and FHA Loan Options in Wauseon, OH
Lendersa® aims to swiftly provide you with the most advantageous USDA or FHA loan, eliminating hassle. Choose from three pathways to connect with matching lenders and the USDA loan programs available.
A USDA home loan, backed by the Department of Agriculture and also called a USDA rural development loan, is strictly for rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require none, offering a substantial benefit for those eligible.
Founded in 1897 in Archbold, Ohio, Farmers & Merchants State Bank has been a stable financial institution for our communities. F&M is committed to ensure that communuity banking continues to grow and prosper by providing quality customer service and supplying the financial needs to individuals, farmers, businesses and industries in our market.
The Henry County Bank is more than the buildings that you see here and in the community. We are your neighbors, your friends, and advisors to all of your financial needs. You can rely on us for the service that you have come to expect at The Henry County Bank - and may have missed at other banks and institutions.
MSB remains true to our mission to provide a safe, secure, competitive source of financial services to the residents of our market area while remaining an independent locally-owned community bank — one of only a few left in the area. At Metamora State Bank you are more than a customer — you are a friend.
7030 Spring Meadows West Drive, Holland, OH, 43528
Lends in Ohio
Jeep Country Federal Credit Union is a member owned financial cooperative that is committed to providing friendly, personal, convenient and competitive services to its member owners. The Credit Union desires to build lasting relationships with our members in order to enable our members to achieve
We provide mortgage loans for home purchasing and refinancing in Ohio and Michigan. If you are looking to buy a home or refinance an existing mortgage, please call for a no-cost analysis of your options. We provide 24 hour pre-approvals, and strive to create "Raving Fans" of our clients.
State Bank of Defiance was founded in 1902 by Elbert E. Carter and rapidly grew into one of northwest Ohio’s leading financial institutions.
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