USDA Vs. FHA Pro and Con comparison in Defiance, Defiance County, OH
In 2025, the USDA loan limit for Defiance in Defiance county, OH, is fixed at $336,500, while the FHA limit for a one-family residence is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's USDA against FHA rates and evaluate the income level, credit status, reserves, and required documents for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program suited for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Defiance, County of Defiance, OH
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Defiance, OH
The aim of Lendersa® is to ensure you quickly obtain the best USDA or FHA loan with ease. Begin by choosing one of three paths to connect with suitable lenders and USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or mortgage, is specifically available in rural regions. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment, presenting a beneficial option for eligible rural buyers.
Better Banks is an employee-owned community bank offering all of the same financial solutions as other banks, but we're right here and committed to our local communities. Since 1898, Better Banks has been serving the banking needs of our local community. As a community bank, we support our local economy by providing loans to the neighborhoods.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Peoples Bank & Trust wasn't a bank started by one individual.
It’s a bank that began among many working to address the needs of their community, Pana, IL in the 1950s. The problem was that many Pana- area residents weren’t able to secure loans through the banks in town.
A group of forward-thinking community leaders recognized this issue
Charlevoix State Bank is a locally owned and operated community bank. In an industry known for mergers, acquisitions and the commoditization of financial services, we focus on providing fast creative solutions while building long-term relationships. We service businesses, municipalities and consumers in Charlevoix and northern Antrim counties.
We are community banking at its best! Based in Columbus, Fall River, Friesland, Juneau and Rio, Wisconsin, we have been serving your banking needs since 1861. We are dedicated to your best interests in a way only a community bank can understand, bringing you the best of modern banking technology.
First State Bank of Beecher City has been providing personal service to its friends and neighbors.
Beginning as a private institution, P.R. Phillips & Co, Bankers of Beecher City started in 1907. Later in 1910, The First State Bank of Beecher City was incorporated with 14 original stockholders and began construction of a new building.
Westmoreland Financial Services of Pennsylvania Inc. is a mortgage broker committed to providing businesses and consumers with individual attention and professional financial solutions. We deliver superior personal service in a consolidation financial services environment which increasingly deemphasized service.
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