FHA Vs. USDA loan program for Baltimore, Fairfield County, Ohio

In 2026, the USDA loan limit in Baltimore, Fairfield County, OH is $351,400, while the FHA cap for a single-family home is $488,750.

Utilize the Lendersa® USDA loan calculator to match current USDA and FHA best rates, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator highlights USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program for your financial situation in .

Options for USDA and FHA Loans in Baltimore, OH

Lendersa® aims to secure the best USDA or FHA loan for you quickly and without hassle. Choose from three starting points to match with lenders and USDA loan programs.

Outcome of Lendersa USDA loan requests and matches

Understanding USDA Loans in OH

A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, available exclusively in rural areas. Unlike FHA loans, requiring a minimum 3.5% down payment, the USDA mortgage has no down payment requirement.

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Baltimore Lenders
(740) 927-4956 Lender's profile and map The Pataskala Banking Company 354 S. Main St., Pataskala, OH, 43062 Lends in Ohio The Pataskala Banking Company was founded in 1888 by William Henry Mead II and J. S. Youmans as a community bank serving southwest Licking County and it remains one of the few true community banks in central Ohio. Our first office opened in downtown Pataskala in 1888 and we have maintained a presence in downtown Pataskala
(740) 653-3863 Lender's profile and map Fairfield Federal Savings and Loan Association of Lancaster 111 East Main Street, Lancaster, OH, 43130 Lends in Ohio Fairfield Federal Savings & Loan Association is your Fairfield County community bank specializing in Home Mortgage Loans. We've been serving the Lancaster community since 1895. Fairfield Federal is a Member of the FDIC and is an Equal Housing Lender. Stop in and see us today! We are banking that revolves around you
(614) 836-0100 Lender's profile and map First Service Federal Credit Union 100 Main St, Groveport, OH, 43125 Lends in Ohio "First Service has mortgage loans with a variety of rates and terms. We can even pre-approve you for a loan. Your shopping experience will be more enjoyable knowing that the home you select will fit your budget New Purchase Low Fixed Rates Variable Rates Conventional Mortgages FHA • VA First Time Buyers Refinance Cash Out"
(740) 314-5324 Lender's profile and map Polaris Home Funding Corp 224 E Broadway, Unit E, Granville, OH, 43023 Lends in Ohio As a Professional Mortgage Advisor, We will help you achieve the results you desire. Together, you and we will define your needs and formulate a plan for achieving your financial objectives. We pledge that we will work hard to find you the perfect loan to meet your financial goals, and we won’t quit until the job is to your satisfaction.
(740) 522-5277 Lender's profile and map Harvest Federal Credit Union 34 Licking View Drive, Heath, OH, 43056 Lends in Ohio Harvest Federal Credit Union was established in 1970. Our roots are in serving the workers of Licking County. We were founded by local employees of Rockwell International (now known as Arvin-Meritor). Our first office was in the United Auto Workers union hall in an area not more than 5 by 8 square feet (pictured below).
(740) 522-8311 Lender's profile and map Hopewell Federal Credit Union 501 Hopewell Dr, Heath, OH, 43056 Lends in Ohio Hopewell Federal Credit Union (HFCU), one of the leading credit unions serving Licking, Delaware and Franklin Counties, is a not-for-profit financial cooperative that is owned by its members. Hopewell provides a full range of financial services including savings and checking accounts, loan products and business accounts.
(614) 235-2395 Lender's profile and map KEMBA Financial Credit Union 555 Officenter Place, Gahanna, OH, 43230 Lends in Ohio KEMBA Financial Credit Union was founded in 1933 as the credit union for the employees of The Kroger Company, and stands for Kroger Employee Mutual Benefits Association. The original branch was inside the Kroger Bakery downtown, and in 1971 was relocated to East Broad Street in Whitehall.
(614) 416-7588 Lender's profile and map Pathways Financial Credit Union 5665 N. Hamilton Rd, Columbus, OH, 43230 Lends in Ohio Pathways Financial Credit Union is a not-for-profit financial cooperative owned by our members. While our many financial products and services are similar to what you find at banks and other for-profit institutions, there are fundamental differences at our branches of Pathways Financial Credit Union.
(866) 375-6267 Lender's profile and map PhysicianLoans 2325 Bryden Rd, Bexley, OH, 43209 Lends in Ohio PhysicianLoans was founded in 1993. We offer a unique product The Doctor Loan, available only to medical doctors, dentists and veterinarians. Although we are a “brick & mortar” company based in Columbus, Ohio, PhysicianLoans is licensed in 18 states. As such, each of our Loan Officers holds all the appropriate licenses to conduct business.