In 2026, the USDA loan limit in Baltimore, Fairfield County, OH is $351,400, while the FHA cap for a single-family home is $488,750.
Utilize the Lendersa® USDA loan calculator to match current USDA and FHA best rates, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator highlights USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program for your financial situation in
| Loan Type | Loan Limit | Down Payment | |
| USDA | $351,400 | 0% | |
| FHA | $488,750 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to secure the best USDA or FHA loan for you quickly and without hassle. Choose from three starting points to match with lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, available exclusively in rural areas. Unlike FHA loans, requiring a minimum 3.5% down payment, the USDA mortgage has no down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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