USDA Vs. FHA your options comparison in Baltimore, Fairfield County, OH
In 2025, the USDA loan limit in Baltimore, Fairfield County, OH is $351,400, while the FHA cap for a single-family home is $488,750.
Utilize the Lendersa® USDA loan calculator to match current USDA and FHA best rates, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator highlights USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Baltimore, Fairfield County, OH
Loan Type
Loan Limit
Down Payment
USDA
$351,400
0%
FHA
$488,750
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Baltimore, OH
Lendersa® aims to secure the best USDA or FHA loan for you quickly and without hassle. Choose from three starting points to match with lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, available exclusively in rural areas. Unlike FHA loans, requiring a minimum 3.5% down payment, the USDA mortgage has no down payment requirement.
8000 N Federal Hwy, Suite 200, Boca Raton, FL, 33487
Our rates are comparable with the #1 hard money lender in South Florida, but we’re smaller which means you don’t need to jump through hoops to get approved. You work directly with your private lender; one on one. We’re FAST, FAST, FAST. No credit check, no income verification. All we care about is THE DEAL.
Swift Lending is a direct licensed lender that will provide you or your organization with real estate investment capital. We strive to be the funding source for professional real estate investors that seek to continually grow their real estate portfolio. We utilize our experience and knowledge in real estate to help investors grow exponentially..
6971 North Federal Hwy Suite 103, Boca Raton, FL, 33487
Lord Mortgage & Loan. Based out of Boca Raton, FL we enjoy helping people realize their dreams of homeownership, and we go above and beyond to make sure that our clients get the personalized service they deserve. Whether this is your first time buying property or you've decided to move to a bigger home
Mount Olive Baptist Church Federal Credit Union continues to live the credit union mission to provide excellent service to you, our members. The Board of Directors remain committed to providing products and services which will help improve the standard of living and teach you how to be better financial stewards.
1112 E. Copeland Road, Suite 330, Arlington, TX, 76011
Based in the Dallas/Fort Worth area, Micah Mortgage Services, Inc. (“MICAH”) was founded in 2002 by its principals, Rick Boggus and Teresa Jones. The owners boast over 60 years of combined experience in the banking, finance, mortgage, investment banking and regulatory industry and have established MICAH’s reputation through quality performance
Power Finance Texas was established in 1992 to offer responsible lending for fast cash to consumers with less than perfect credit. We offer a resource for cash advance loans in a professional environment. Our goal is to meet our customers’ financial needs in the most convenient way possible.
2225 E. Randol Mill Road, Suite 407, Arlington, TX, 76011
DFW SBA specializes in providing SBA 504 and SBA 7 (A) loans to eligible small to mid-sizes businesses in the State of Texas. Our primary focus is real estate and equipment loans. We work with all Texas CDCs plus other financing institutions. We are an SBA Preferred Lender in the State of Texas.
1600 Airport Freeway, Suite 200, Bedford, TX, 76022
Caltex Funding has been serving Texans since 2006. We help you find the best loan to fit your needs. We specialize in Purchase and Refinance transactions. We arrange FHA, VA, Conventional and Rural Housing loans. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants.
