USDA Vs. FHA your options comparison in Barnesville, Belmont County, OH

In 2025, the USDA loan limit in Barnesville, within Belmont county of OH, is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. Assess necessary income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the ideal program for your financial scenario in .

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2025 Loan Limits and Down Payment Requirements in Barnesville, County of Belmont, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Barnesville, OH

Lendersa® strives to deliver the best USDA or FHA loan swiftly and smoothly. Choose one of three pathways to align with matching lenders and USDA loan programs.

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Understanding USDA Loans in OH

A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan, is exclusively available in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Summit Funding Inc
  • 7030 137 Street, Kew Gardens Hills, NY, 11367
  • Our primary goal is to help people get the mortgage that best meets their needs so they can buy a home or stop overpaying on their existing mortgages.You can always count on the Summit Funding team to get it done for you. We have successfully helped thousands of people and look forward to helping thousands more.
  • MGN Funding Corp
  • 115-01 Lefferts Blvd, South Ozone Park, NY, 11420
  • At MGN Funding Corp, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use ""common sense"" and will help you obtain the best loan possible. We represent a wide range of ""A"" rated lenders with first quality rates to private ""hardship"" lenders
  • Dovenmuehle Mortgage, Inc.
  • 1 Corporate Dr, Suite 360, Lake Zurich, IL, 60047
  • Dovenmuehle, we understand the importance of your members and provide the solutions and experiences you need to build trusted relationships with them. Our commitment to innovation and technology means we develop leading member experiences and our thoughtful approach to service means we provide the care and hands-on support they need.
  • Long Grove Mortgage Bancorp
  • 4180 North Route 83, Suite 8, Lake Zurich, IL, 60047
  • Our experience and expertise have enabled us to navigate through the recent mortgage crisis. Many other companies closed, but we sharpened our skills and not only are we still open, but we are stronger, more experienced, and better equipped to handle your financing needs. We are a full-service mortgage lender with an experienced staff.
  • Triboro Postal Federal Credit Union
  • 142-02 20th Avenue, Flushing, NY, 11351
  • The credit union was charted in 1935 under the National Federal Credit Union Act. It’s original name was Flushing, NY Postal District Federal Credit Union and was assigned charter #119. The credit union was one of many regional Post Office Employee Credit Unions that were established by Post Office Employees to encourage thrift
  • KLB Business Funding
  • 3702 Pratt Avenue, Bronx, NY, 10466
  • KLB Business Funding is composed of a group of highly experienced and seasoned, certified, financial professionals. With our knowledge and expertise, we can usually find a solution for all your financing needs. Unlike a bank, or local lending institution, which only lend to the most credit-worthy businesses, KLB Business Funding,
  • FENG CAPITAL INC
  • 133-33 37TH AVE SUITE 9A &9 B, FLUSHING, NY, 11354
  • Feng Capital specializes in fix-n-flip loans for non-owner-occupied investment properties. We are committed to communicating openly and honestly with our clients throughout the entire funding process, educating and empowering them to ensure that they can make informed financing decisions for businesses. Our network of underwriters can approve of yo
  • NewBank
  • 146-01 Northern Boulevard, Flushing, NY, 11354
  • NewBank, an independent community bank, is dedicated to providing products and services, which satisfy the needs of our customers, stimulating economic growth in our community, enhancing the shareholders’ value, and encouraging professional success for our employees. NewBank is a state chartered commercial bank founded in Sep. 29, 2006.
  • National Bank of New York City
  • 136-29 38th Avenue, Flushing, NY, 11354
  • Serving the Community since 1963, our staff provides the highest level of customer service in a friendly and professional manner. Our downtown Flushing office provides free parking. Please contact one of our customer service representatives to find out why we are the Bank for you.
  • A.S.A.P. Mortgage Corp.
  • 2 S. Division St, 2nd Floor, Peekskill, NY, 10566
  • ASAP Mortgage Corp. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual home buyers throughout New York, New Jersey, Connecticut, Massachusetts, Pennsylvania, and Florida. We are a full service mortgage brokerage firm with an experienced staff offeri
  • Amerasia Bank Flushing
  • 41-06 Main Street, Flushing, NY, 11355
  • Amerasia Bank was established in 1988 in Flushing, New York. For over 30 years, our bank has continued to grow steadily and strongly. Our goals have remained unchanged to always keep the "Customer and Service First". We have regularly been awarded "Top Performing" and "Five-Star.