USDA Vs. FHA your options comparison in Celina, Mercer County, OH
In 2025, the USDA loan limit in Celina, within Mercer County, OH stands at $336,500, while the FHA limit for a single-family residence is $472,030.
To compare the best USDA versus FHA rates available today, use the Lendersa® USDA loan calculator, which determines the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, facilitating your decision on the most fitting program in for your financial situation.
2025 Loan Limits and Downpayment Requirements in Celina, Mercer County, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Celina, OH
The goal of Lendersa® is to connect you with the optimal USDA or FHA loan quickly and with ease. Choose from three pathways leading to matching lenders and USDA loan solutions.
The USDA home loan, guaranteed by the Department of Agriculture and also known as the USDA rural development loan or mortgage, is accessible exclusively in rural neighborhoods. Contrary to FHA loans that require at least a 3.5% down payment, the USDA mortgage requires no down payment whatsoever.
The Chappell Hill Bank was chartered in 1907 and has operated continuously in the same location in Washington County since its inception. The Bank was originally chartered as Farmers State Bank on September 1907. In 1989 the Articles of Association were officially amended to change the name from Farmers State Bank to Chappell Hill Bank.
Established in 1950, Consumers Cooperative FCU, is a financially sound institution providing quality, personalized, competitive services to all of our membership. We service all employees and customers of WESTCO and We provide products and services that help the financial stability and economic growth for both our members and our community
1506 East Winding Way Drive, Building 105, Suite 505, Friendswood, TX, 77546
Noble Home Mortgage is a mortgage broker company in Friendswood, TX, dedicated to helping you gain access to the mortgage financing you need. and Noble Home Mortgage is dedicated to finding you not only the best loans for you, but also the right ones. Our service will get you the mortgage you need.
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
14340 Memorial Drive, Suite 400, Houston, TX, 77079
Rock Mortgage Houston is your first choice for a wide range of lending programs with low rates and great service. Rock Mortgage Houston was founded with the basic idea of old fashion personalized service and has grown through word of mouth referrals, one client at a time. Our goal is to help you qualify for the lowest interest rates
GL&L Holdings, LLC, a hard money lender in Houston, is a one-stop transaction center for all types of real estate asset-based private loans and hard money loans.We can provide private loans to investors on all types of investment properties in Texas. We also pay off other lenders and allow our applicants to net additional capital after payoff.
Noble Mortgage & Investments, LLC was founded by Darel I. Daik (Residential Mortgage Loan Originator, NMLS ID#316081) in 2003 to provide innovative, timely, and competitive financing for real estate opportunities. and also We are a direct private real estate lender of hard money & conventional capital for both residential & commercial properties in
MemberSource Credit Union provides consumer financial services, including checking, savings, certificate of deposit, money market and individual retirement accounts. It also provides consumer auto and personal loans, in addition to Visa credit cards, mortgages, home improvement and home equity loans.
