USDA Vs. FHA your options comparison in St.-Marys, Auglaize County, OH
In the year 2026, the USDA loan limit for St.-Marys located in Auglaize county, OH is $285,000, whereas for a single-family dwelling, the FHA limit is set at $356,362.
Utilize the Lendersa® USDA loan calculator today to compare the best USDA and FHA rates, and ascertain the income, credit, reserves, and necessary documentation to qualify you for a loan. With our sophisticated mortgage calculator, you can examine the USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the most suitable program in for your financial requirements.
Loan limits and downpayment requirements for 2026 in St.-Marys, Auglaize county, OH
Type of Loan
Maximum Loan Amount
Required Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA loans in St.-Marys, OH
The objective of Lendersa® is to offer you the finest USDA or FHA loans swiftly and without trouble. Start your journey with one of three paths to connect with lenders and USDA loan programs.
The USDA home loan, which is backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is only accessible in rural communities. While FHA loans necessitate a minimum down payment of 3.5%, the USDA mortgage loan requires none.
First Central Credit Union is a Financial Services company located in Central Texas, United States. We are a not-for-profit credit union meaning we pass along to you savings and funds from profits as less fees and better rates -- as we provide secure competitive financial services, Exceeding the needs of our members.
At The First National Bank of Central Texas, we see a true value in personal service. When you call our bank a knowledgeable banker will receive your call, no automated voice response system. We continually strive to embrace technology in order to improve convenience and efficiency, but we are conscious to not allow these technological tools.
Our loans are designed to help solve these surprises without creating another problem down the road. We want to make our loan fit within your available budget each month but we also stress the importance of paying down the principal on the loan as quickly as possible. Most loan companies want you to stay on the loan as long as possible.
At The McCulloch Team, we treat every customer as an individual, not a number. You won’t be placed into a loan profile created by the banking industry. We use common sense and will help you obtain the best home loan possible. We have a wide range of programs and together find the loan that’s best suited for you.
The Koehn Mortgage Group, we treat every customer as an individual, not a number and we don't place you into a loan profile, created by the banking industry. We will help you obtain the best home loan possible, for your particular situation. We have a wide range of programs and together we'll find the loan that's best suited for you
The MINT National Bank is a new community bank serving the greater Houston area. Opening on January 5, 2009, the Bank has grown steadily by by being attentive and responsive to its customers. As the economy improves, The MINT stands ready to assist customers with financing business acquisition and expansion.
1110 Kingwood Drive, Suite 280, Kingwood, TX, 77339
Our goal is to help homebuyers achieve the American Dream of homeownership. Whether you are a first time home buyer or purchasing a second home, Mortgage Financial Services is dedicated to providing quality service and products that help customers achieve their objectives throughout the home buying process. We want you to DREAM BIG,
1525 Lakeville Drive, Suite 137, Kingwood, TX, 77339
Lone Star Financing is a direct lender offering a full line of home loan products with low rates, low fees, and really fast closings. We strive to close every loan in 28 days or less! As a local Texas mortgage company with in-house underwriters, we have the flexibility to underwrite loans using “common sense” underwriting giving us efficiency.
