USDA Vs. FHA Pro and Con comparison in St.-Marys, Auglaize County, OH
In the year 2026, the USDA loan limit for St.-Marys located in Auglaize county, OH is $285,000, whereas for a single-family dwelling, the FHA limit is set at $356,362.
Utilize the Lendersa® USDA loan calculator today to compare the best USDA and FHA rates, and ascertain the income, credit, reserves, and necessary documentation to qualify you for a loan. With our sophisticated mortgage calculator, you can examine the USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the most suitable program in for your financial requirements.
Loan limits and downpayment requirements for 2026 in St.-Marys, Auglaize county, OH
Type of Loan
Maximum Loan Amount
Required Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA loans in St.-Marys, OH
The objective of Lendersa® is to offer you the finest USDA or FHA loans swiftly and without trouble. Start your journey with one of three paths to connect with lenders and USDA loan programs.
The USDA home loan, which is backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is only accessible in rural communities. While FHA loans necessitate a minimum down payment of 3.5%, the USDA mortgage loan requires none.
First National Bank was chartered in 1934 as a national bank. It currently has offices in New Bremen, Wapakoneta, Sidney, New Knoxville, & Botkins, Ohio. The Bank is engaged in serving the financial needs of individuals, businesses, & organizations. The principal business of the bank is making loans and accepting deposits from the general public.
Minster Bank is a locally owned community bank serving Auglaize, Mercer, Miami, Montgomery, & Shelby counties. At Minster Bank we take pride in our progressive & personable approach to providing financial services.Minster Bank has been helping individuals, families & businesses achieve their dreams by offering a variety of Personal, Business.
Dynamic Federal Credit Union (DFCU) was chartered in 1950 as Celina Reynoco Employees Federal Credit Union to serve the employees of Reynolds & Reynolds, Celina, Ohio. The credit union was located within the core group facility. In 1996 the Board of Directors began researching ways to extend the credit union's services to the community.
TopMark Federal Credit Union is a member-owned federally chartered credit union committed to serving the financial needs of its members. Our mission is to be the Members’ primary financial institution. The credit union will provide quality, competitive services in an atmosphere of trust and superior member satisfaction
The St. Henry Bank is a banking company headquartered in St. Henry, Ohio, and has been serving the Mercer County, Ohio, area since its establishment in 1905. The bank provides a variety of banking services, including 24-hour automatic teller machines; Internet banking; personal banking, including checking accounts
Banking had its beginning in Coldwater of 1902. Henry C. Fox, Anthony Rathweg, and H. F. Hoffman started a partnership and opened a bank under the name of The Peoples Bank. It was located at the corner of South First and Main Streets. This partnership was so prosperous that in 1905 they decided to form a corporation.
Nickel Steel Federal Credit Union is a Federal Credit Union with assets of 5272479 and headquarters in Lima, OH. The Ohio Steel Foundry Employees Lima Federal Credit Union was founded on November 10, 1953 to solely serve the employees of the Ohio Steel Foundry Co. of Lima, their immediate family members, and the employees of the credit union.
Superior Credit Union has its own in-house insurance agency, Superior Insurance Services (SIS). SIS offers discounted auto, home, life, and business insurance to Superior Credit Union members. Superior Insurance Services is an independent insurance agent representing many of Ohio's leading insurance companies
Superior Credit Union is a not-for-profit, member-owned financial cooperative. Unlike profit-driven banks and finance companies, our excess earnings are returned to members in the form of friendly service, low interest rates on loans, high yield savings and investment accounts, and low or no fee convenience services.
