USDA Vs. FHA your options comparison in St.-Marys, Auglaize County, OH
In the year 2025, the USDA loan limit for St.-Marys located in Auglaize county, OH is $285,000, whereas for a single-family dwelling, the FHA limit is set at $356,362.
Utilize the Lendersa® USDA loan calculator today to compare the best USDA and FHA rates, and ascertain the income, credit, reserves, and necessary documentation to qualify you for a loan. With our sophisticated mortgage calculator, you can examine the USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the most suitable program in for your financial requirements.
Loan limits and downpayment requirements for 2025 in St.-Marys, Auglaize county, OH
Type of Loan
Maximum Loan Amount
Required Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA loans in St.-Marys, OH
The objective of Lendersa® is to offer you the finest USDA or FHA loans swiftly and without trouble. Start your journey with one of three paths to connect with lenders and USDA loan programs.
The USDA home loan, which is backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is only accessible in rural communities. While FHA loans necessitate a minimum down payment of 3.5%, the USDA mortgage loan requires none.
Members 1st Credit Union was chartered in 1951 as a member-owned, not-for-profit financial cooperative with staff and management committed to serving members' financial needs. All members share in the net profits of the credit union by receiving dividends on their savings. These savings, in turn, are pooled to make low-cost loans to fellow members.
The Alco Federal CU is a local financial institution, existing to provide personal financial services to its members. Like all credit unions, management is by a Board of Directors made up of persons democratically elected from its membership, by the membership. Membership is available to all persons who live, work, worship or attend school.
SimplyBank is a privately-owned community bank where local bankers make local decisions. Built on more than 130 years of service to East Tennessee and Northwest Georgia, we remain motivated to deliver simply exceptional experiences to every community we serve through seamless financial solutions.
Founded in 1999 by St. Charles County residents, we provide a personal community banking experience with services are designed specifically to make banking easier for our customers. We wanted to provide a superior local option for the community's banking needs. Not another impersonal conglomerate with thousands of branches.
1945 Edwin Miller Boulevard, Martinsburg, WV, 25404
Working together towards a common goal is an idea familiar to us as citizens, as employees, and as family members. Working together, we succeed in building a better future for all.
That spirit of cooperation inspired the formation of the 167th TFR Federal Credit Union in 1959. As a credit union, we're a non-profit financial cooperative
115 Aikens Center, Suite 20B, Martinsburg, WV, 25404
The MortgageFinancing.com Team is your premier mortgage team located in Martinsburg, West Virginia. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Martinsburg area
55 Meridian Parkway, Suite 101, Morgantown, WV, 25404
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Attica State Prison Employees Federal Credit Union was chartered in 1935. In 1985 membership was opened up to employees of Wyoming Correctional Facility. Our name was then changed to Attica-Wyoming Correctional Employees Federal Credit Union. Now, membership is open to all current and retired employees of Attica, Wyoming, Wende, Albion, Groveland,