USDA Vs. FHA Pro and Con comparison in Coldwater, Mercer County, OH
As of 2025, the USDA loan cap in Coldwater, situated in Mercer county, OH, is designated as $336,500, whereas the FHA limit for a single-family property is $472,030.
Leverage the Lendersa® USDA loan calculator to analyze today's leading USDA versus FHA rates and figure out the income, credit score, reserves, and documents needed for qualification. Our enhanced mortgage calculator contrasts USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the program that suits your specific financial circumstances in .
2025 Loan Limits and Down Payment Requirements: Coldwater, Mercer, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Coldwater, OH
At Lendersa®, the objective is to help you swiftly secure the most suitable USDA or FHA loan with ease. Opt from one of three initiation points that lead you to relevant lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, exclusively available in rural areas. It differs from FHA loans, which require at least a 3.5% down payment, as USDA loans demand no down payment.
Addison Mortgage Consultants, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
We are a community owned and operated bank serving Delta County in Michigan's beautiful Upper Peninsula. Baybank Corporation is located in Gladstone, MI, United States and is part of the Depository Credit Intermediation Industry. Baybank Corporation has 32 total employees across all of its locations
First National Bank in Gladstone was established on August 14, 1916. Five years later, a quote from the "Delta County Reporter" reflected on the bank's practice of "modern banking methods in which the public is given the benefits of all accommodations in which safety and conservative management will permit.
Headquartered in Lexington, Tennessee, we are locally owned and managed. We have three full service branches, two in Lexington and one in Jackson, Tennessee. Community Bank associates are plugged in, serving our communities in just about every volunteer and service organization in our markets.
CoVantage, our members are all part-owners of the credit union. So when the boss calls or writes, we take notice. Because your personal privacy and financial security are so important, you can call about credit card and debit card matters 24 hours a day. For other matters, business hours, drop us a note, or send us a Secure Message from MyCoVantage
The Watkins Savings Bank was chartered in 1892, and remains a locally owned and independent bank. Over the years The Watkins Savings Bank has continued to grow. The original bank was located just across the street from our current building. In 1977 The Watkins Savings Bank moved to 202 First Street , Watkins , Iowa .
Established in 2000, Bank of Oak Ridge is a community bank dedicated to delivering Spectacularly Local banking. With Triad locations in Oak Ridge, Greensboro, High Point and Summerfield, North Carolina, we focus on providing personalized, convenient banking services close to home and work
Rabun County Bank is a hometown bank with a strong commitment to exceeding our customer’s expectations. We want to be the best. Our customers want to bank with the best. Our employees want to work for the best. Our shareholders want to own a part of the best. We will strive to be the best in all that we do.
Bank of Travelers Rest provides real estate programs tailored to meet your specific needs. Our team of experienced lending officers will provide you with straightforward, easy-to-understand products and advice. Whether you are a first-time home buyer, purchasing a second home or need to refinance, Bank of Travelers Rest’s lending staff is here to h
