As of 2025, the USDA loan cap in Coldwater, situated in Mercer county, OH, is designated as $336,500, whereas the FHA limit for a single-family property is $472,030.
Leverage the Lendersa® USDA loan calculator to analyze today's leading USDA versus FHA rates and figure out the income, credit score, reserves, and documents needed for qualification. Our enhanced mortgage calculator contrasts USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the program that suits your specific financial circumstances in .
2025 Loan Limits and Down Payment Requirements: Coldwater, Mercer, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Coldwater, OH
At Lendersa®, the objective is to help you swiftly secure the most suitable USDA or FHA loan with ease. Opt from one of three initiation points that lead you to relevant lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, exclusively available in rural areas. It differs from FHA loans, which require at least a 3.5% down payment, as USDA loans demand no down payment.
2921 E. 17th Street, Building D, Suite 1, Austin, TX, 78702
PeopleFund creates economic opportunity and financial stability for underserved people by providing access to capital, education and resources to build healthy small businesses. PeopleFund believes that healthy small business growth is the key to economic recovery and development and that every person.
1645 East 6th Street, Suite 100, Austin, TX, 78702
Tomo Networks is a fintech startup that improves the homebuying experience by pairing a smarter and faster mortgage process with the best real estate agents to eliminate complexity, reduce cost, and put buyers in the best position to close. Tomo Networks was created by Greg Schwartz and Carey Armstrong in October 2020
Park Place Funding, LLC was started in 2015 and is based in Austin, Texas. We provide short-term, asset-based loans for non-owner occupied properties in the major markets of Central Texas, including Austin, Dallas, San Antonio, and the surrounding areas. Our loans are secured by a first lien against the property.
Loan Ranger Capital provides funding to real estate investors all over the state of Texas and has become highly regarded as one of Texas’s best funding sources for real estate investments.Loan Ranger Capital is different than other hard money lenders. We’re locally based and take pride in our first-hand market knowledge.
601 N. Federal Highway, Suite 301-20, Hallandale Beach, FL, 33071
Short Term Bridge Loans for Commercial and Investment Grade Properties.
• No deep dive underwriting
• $500,000+ loan sizes preferred
• 12-36 month terms
• Most commercial RE assets accepted; special use case-by-case
• No rural or vast land properties
• No junk fees
• Quick close
• Broker friendly
We are a leading provider of real estate valuations for the mortgage lending marketplace. With many years of experience in the business, we have a proven track record of reducing lenders time, efforts and costs in managing the appraisal process.
We are a leading provider of appraisals for:
Primary and Secondary Mortgages
Mortgage Refinanc
1700 North University Drive, Suite 304, Coral Springs, FL, 33071
Horizon Mortgage Group is a premier mortgage company located in Coral Springs Florida . Our goal is to provide you with exemplar service that exceed your expectations and build a solid long term relationship that will last for years.
we pride ourselves in offering the highest level of customer service.
1515 North University Drive, Suite 101, Coral Springs, FL, 33071
Sunshine State Mortgage has provided South Florida homebuyers with competitive loan options and services for over 25 years. It is our goal to be the leading home mortgage brokerage firm in Florida. In addition, we make exceptional customer service the cornerstone of our business by staying on top of industry regulations
1750 University Drive, Suite 225, Coral Springs, FL, 33071
Pacific Lending Group is a busy and cutting edge correspondent mortgage lender headquartered in Coral Springs, Florida, catering to homeowners and first time buyers. We have an experienced team of mortgage loan originators with backgrounds in financial planning, insurance, appraisals, real estate and business.
