USDA Loan Vs. FHA loan pro & con for Chillicothe, Ross County, OH

In 2025, USDA loan limit in Chillicothe, county of Ross, OH is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Chillicothe, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(214) 460-2224 905 miles Lender's profile and map Reviews VIP Mortgage Inc. 92 Piazza Lane Ste. 100, Colleyville, TX, 76034 VIP Mortgage Inc. we consistently surpass customer expectations regarding our service and experience. We offer a complete array of mortgage loan products with Conventional, FHA and VA programs from a variety of investors. and we have Jumbo loans and other non-conforming mortgage loan services
3059889666 906 miles Lender's profile and map Reviews ALDA GROUP LLC 10681 Airport Pulling Rd N, Suite 21, Naples, FL, 34109 Laenan, initially focused on business lending, now offers a wide array of tailored financial services. By partnering with various institutions, we provide comprehensive financial solutions and personalized support to help clients navigate their financial journey, including business management consulting, accounting, mortgage lending, insurance, fin
(813) 591-4432 906 miles Lender's profile and map Reviews Quaker Financial 6893 Il Regalo Circle, Naples, FL, 34109 With Quaker Financial, we understand that a home purchase and its financing is the biggest decision facing our customers. Our Family is dedicated to helping you buy the home of your dreams or refinance while interest rates are at all-time lows! We guarantee quality service 24/7 from the experts on our team.
(239) 349-2749 906 miles Lender's profile and map Reviews My Private Mortgage Broker LLC 13738 Callisto Avenue, Naples, FL, 34109 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
239-597-4426 906 miles Lender's profile and map Reviews Landing Mortgage Inc 2146 Stacil Circle, Naples, FL, 34109 Landing Mortgage was established in 2006 at the Naples Airport by a pilot who loved flying and working in the mortgage industry. In 2008, the company was purchased by Melinda Sweet, an expert in banking, finance, real estate and mortgage. Her father Walter was also a pilot, and they spent much of their time together in the sky.
(218) 463-2135 906 miles Lender's profile and map Reviews Citizens State Bank of Roseau 118 Main Avenue South, Roseau, MN, 56751 Citizens State Bank of Roseau has been your friendly hometown bank since 1905. Citizens State Bank of Roseau operates as a bank. The Bank offers personal and commercial checking, savings, and loans, as well as online, mobile, and text banking services. Citizens State Bank of Roseau serves customers in the United States.
(817) 835-5000 906 miles Lender's profile and map Reviews Fort Worth Community Credit Union 1905 Forest Ridge Drive, Bedford, TX, 76021 FTWCCU is not-for-profit and exists to provide a safe, convenient place for members to save money and receive loans at reasonable rates. At FTWCCU, we believe that meeting the needs of our member-owners, our employees, and the community is fundamental to fulfilling our mission, which states: To be the best choice for friendly and competitive.
(817) 581-8878 906 miles Lender's profile and map Reviews Efinity Mortgage 1901 Central Drive, Suite 612, Bedford, TX, 76021 The Efinity Group family is focused on Changing The Way Consumers view Financial Services. As a privately held firm, our staff is not beholden to sell or push a single line of products. Whether seeking home or auto insurance, seeking financial planning or needing to finance a home,
6129788100 906 miles Lender's profile and map Reviews CN Property Funding 5500 N Military Trail, Boca Raton, FL, 33496 Hard money private lending and wholesale mortgage 100% stated income. No DSCR ratio, no tax returns, no NOI. Post programs only 10% down payment is required. Lending in all 50 states. All types of commercial properties accepted including office spaces, retail and restaurants. Multi-family investment properties and mixed use properties as well.
(561) 571-2552 906 miles Lender's profile and map Reviews Ferrari Lending 8316 Via Di Veneto, Boca Raton, FL, 33496 We are mortgage brokers and experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, foreign national loans and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history
(561) 544-6000 906 miles Lender's profile and map Reviews Platinum Mortgage Companies 5030 Champion Blvd. Suite G11, Boca Raton, FL, 33496 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.