USDA VS FHA in Chillicothe, Ross County, OH

In the year 2025, the USDA loan limit for Chillicothe in the county of Ross, situated in OH, stands at $336,500. Meanwhile, the Fannie Mae or FHA limit for a single-family property is set at $472,030.

Utilize Lendersa®'s USDA loan calculator to assess and compare today’s most favorable USDA and FHA rates. Determine the income, credit score, reserves, and documentation requirements necessary for qualification. Our sophisticated mortgage calculator offers a side-by-side look at USDA, FHA, Conforming, and VA programs, assisting in choosing the optimal program in for your unique financial needs.

Evaluate loan options from a pool of 100 lending institutions

Loan limits and initial payment requirements for 2025 in Chillicothe, within the county of Ross, OH

Loan Category Maximum Loan Amount Down Payment Percentage
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Choices in Chillicothe, OH

At Lendersa®, the aim is to secure the most advantageous USDA or FHA loans promptly and with ease. Choose from three distinctive starting paths to get matched with lenders offering USDA loans.

Lendersa USDA loan application and matching outcomes

Understanding USDA Loans in OH

A USDA home loan, supported by the government through the Department of Agriculture, is also known as USDA rural development loan or USDA mortgage. These loans are exclusively available for properties in rural areas. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, USDA mortgage loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Intermountain Capital LLC
  • 1272 West 12700 South, Suite D, Riverton, UT, 84065
  • Intermountain Capital LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • National 1st Mortgage
  • 1602 West 13595, South Riverton, UT, 84065
  • National 1st Mortgage There are many loan officers and just as many different loan programs. There are only a few loan experts who can shop rates and loan programs to find a tailor made loan just for you and your home. Including VA, first time buyers, conventional, low income or a second place to get away from it all.
  • Community Lending Group
  • 1262 West 12700 South, Suite A, Riverton, UT, 84065
  • Community Lending Group, Inc. was established in October 2004 by Brett Andersen & Brad Taylor. A few months later Jeremy Smith joined the team and the owners set out to create a mortgage company that was built on a foundation of trust, integrity & honesty. We strive to treat our clients & our employees with the utmost respect that they deserve.
  • EconMortgage
  • 1747 Heritage Lane, Suite B202, Syracuse, UT, 84075
  • Econ Mortgage prides itself on offering low rates, and costs, right out the gate! Compare us with your “guy/gal” and see why even loan officers do their financing through Econ Mortgage! We are a well-established company serving in Salt Lake City. As your premier Utah mortgage broker, we focus on providing you with the lowest rates.
  • Advantage Mortgage Home Loans
  • 2334 S. 600 W, Syracuse, UT, 84075
  • As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.
  • Bob Kirkman Mortgage Lender
  • 1448 N 2000 W, Suite 2, Clinton, UT, 84015
  • Bob Kirkman believes that excellent service and a reputation for honesty, integrity and reliability are just as important as interest rates and closing costs. Bob’s team is committed to providing our Utah Mortgage clients with the highest quality Utah Home Loans combined with the lowest Utah Mortgage Rates available.
  • New Point Lending
  • 3731 W South Jordan Pkwy, Suite 102-122, South Jordan, UT, 84009
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Hercules First Federal Credit Union
  • 3141 West 4700 South, Salt Lake City, UT, 84129
  • Since 1946 Hercules First Federal Credit Union has endeavored to improve the lives of our members and neighbors in our community by offering high quality financial services. Our Credit Union was started and directed by hard working individuals who worked at the Hercules Bacchus Works in western Salt Lake County.
  • Utah Independent Bank
  • 55 South State Street, Salina, UT, 84654
  • Utah Independent Bank was established in Salina, Utah and opened for business in August 1977. Utah Independent Bank is the only locally owned bank in the counties of Sevier and Beaver. We currently have four locations to serve the needs of our customers; they are located in Beaver, Milford, Monroe, and Salina, Utah. All locations provide full-servi
  • Members First Credit Union
  • 120 East 1000 South, Brigham City, UT, 84302
  • Our goal is to professionally and courteously serve the financial needs of our members, while maintaining a sound financial position. We love our community and are grateful to serve you! We provide various deposit accounts, consumer loans, credit cards, home equity loans, electronic account access and online Bill Pay. We are a Credit Union located
  • North Star Mortgage, Inc
  • 695 South Main, Suite 6, Brigham City, UT, 84302
  • North Star Mortgage understands that purchasing a home is one of the biggest purchases of a lifetime. Our competitor’s approach to the mortgage process is notorious for being drawn out, stressful, and risky. We’ve streamlined our process to ensure that the experience of obtaining your mortgage.