USDA and FHA Pro and Con in Waverly, Pike County, OH

In 2026, the USDA loan limit in Waverly, within Pike, OH, is $336,500, while the FHA limit for a single-family residence is $472,030.

Use the Lendersa® USDA loan calculator to compare current USDA and FHA rates and assess the required income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, helping you decide on the best program for your financial needs in .

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2026 Loan Limits and Down Payment Requirements in Waverly, County Pike, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Waverly, OH

The goal of Lendersa® is to efficiently secure the optimal USDA or FHA loan for you. Choose from three pathways to match with suitable lenders and USDA loan programs.

Lendersa USDA loan request and results

Understanding USDA Loans in OH

A USDA home loan is a government-backed mortgage offered by the Department of Agriculture, also known as a USDA rural development loan. It is available exclusively in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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