USDA VS FHA in Waverly, Pike County, OH

In 2025, USDA loan limit in Waverly, county of Pike, OH is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Waverly, county of Pike, OH

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Waverly, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mortgages Unlimited
  • 22091 Elmira Blvd., Port Charlotte, FL, 33952
  • "Mortgages Unlimited was founded on the belief that everyone deserves a home and everyone deserves a mortgage to fit their financial needs. At Mortgages Unlimited, your Loan Officer will be with you every step of the way, from the initial application to the closing table. We do not outsource the processing of your loan."
  • Horizon Lending Services
  • 11411 Cedar Glen, Flint, TX, 75762
  • Horizon Lending Services LLC specialize in Texas and California VA home loans and Reverse Mortgages. We take pride in being recognized as a premier mortgage broker offering a wide array of products. We want you to turn the home of your dreams in the reality. Horizon Lending wants to give you the best options so you can make the right decision
  • WEOKIE Federal Credit Union
  • PO Box 26090, Oklahoma City, OK, 73127
  • WEOKIE Federal Credit Union was first established in 1969 by the employees of the Western Electric Plant in Oklahoma City to provide financial services and security to workers and their families. Now, more than 50 years later, we’ve grown to become one of the largest financial institutions in Oklahoma.
  • Growing Oaks Federal Credit Union
  • 299 Industrial Boulevard, Goldsby, OK, 73093
  • "Growing Oaks started from a God-given vision about the growth journey of an acorn to become an oak tree. The potential to be an oak tree exists in every acorn. But to become the mightiest oak tree an acorn was designed to be, certain conditions have to occur. An acorn has no control over its growth potential, but YOU DO!"
  • The First National Bank of Tom Bean
  • 109 S. Britton, Tom Bean, TX, 75489
  • Established in 1906 we have served the needs of our community for over 100 years. You are not simply customers to us; you are our friends and our family. We have strived to excel at bringing you the financial products and technological advancements to meet your needs while retaining our hometown feel.
  • Hunt Mortgage Services
  • 9235 Dickerson Rd NE, Piedmont, OK, 73078
  • Hunt Mortgage Services places great importance on operating with integrity. All clients are treated fairly and in an ethical manner. Hunt Mortgage Services pride themselves on being knowledgeable about the products they offer. Our vast experience is most notable with the Bank Statement, FHA 203k (rehab) and Section 184 Indian Home Loan products.
  • Texoma Educators Federal Credit Union
  • 506 W Lamar Street, Sherman, TX, 75090
  • Texoma Educators Federal Credit Union is a full-service financial institution serving Grayson County, Texas, and Bryan, Marshall and Atoka counties in Oklahoma. We offer membership to the entire Texoma community, wherever you work! As a non-profit, we are focused on competitive rates and convenient services.
  • Xavier Financial and Mortgage Group, LLC
  • 7129 Pinebay Blvd., Englewood, FL, 34224
  • Xavier Financial & Mortgage, we can save you time and money, getting you the right mortgage for your home. Xavier Financial, our custom mortgage options serve home-buyers in Englewood FL, Port Charlotte FL, Punta Gorda FL, North Port FL, Venice FL, Sarasota FL, Bradenton FL, Fort Myers FL, & neighboring Florida area real-estate mortgage needs.
  • The First National Bank of Bagley
  • 31 Central Street East, Bagley, MN, 56621
  • Clearwater county was in its infancy in 1903 when Albert Kaiser, Sr, an already established businessman and banker, came to Bagley and helped organize First National Bank on Main Street. On June 2, 1903, with their application for Charter approved, First National Bank opened its doors for business;
  • Access of Louisiana FCU
  • 519 Kirby Street, Lake Charles, LA, 70601
  • Access of Louisiana Federal Credit Union is a full service, not-for profit financial cooperative with over 5100 members and $27, 000, 000 in assets founded in 1955 by employees of the Olin Corporation as Olin Employees LC Federal Credit Union. Over the years we have expanded our field-of–membership to include many other diverse groups.
  • Calcasieu Parish Employee Federal Credit Union
  • 1011 Lakeshore Drive, Suite 303, Lake Charles, LA, 70601
  • The first Credit Union was created in 1849 in Germany by a group of farmers that pooled their money together in an effort to receive better rates than the lenders of that time. These people created the foundation for individual creditability such as “one member, one vote” which we hear about in many important instances today.