USDA VS FHA in Circleville, Pickaway County, OH

In 2025, within Circleville, located in the county of Pickaway, OH, the USDA loan limit is $351,400. Meanwhile, the FHA cap for a single-family residence is $488,750.

Lendersa® offers a USDA loan calculator that helps you evaluate the best current USDA versus FHA rates. This tool assists in assessing the income, credit history, reserves, and paperwork necessary for eligibility. Our state-of-the-art mortgage calculator allows for a side-by-side view of USDA, FHA, Conforming, and VA loans. Through this comparison, you can pinpoint which program is optimal for your financial standing. Explore options specifically suited to financial demands in Alabama.

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2025 Loan Limits and Down Payment Requirements in Circleville, County of Pickaway, OH

Type of Loan Limit of Loan Required Down Payment
USDA $351,400 0%
FHA $488,750 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Circleville, OH

Lendersa® aims to facilitate a seamless experience for obtaining the most favorable USDA or FHA loans quickly and effortlessly. You can initiate with one of three starting methods, each leading to matched lenders and pertinent USDA loan programs.

Lendersa's USDA loan request and matching results

How USDA Loans Work in OH

The USDA home loan is backed by the government's Department of Agriculture and also known as the USDA rural development loan or USDA mortgage. These loans cater only to rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans do not demand any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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