FHA Vs. USDA loan program for Circleville, Pickaway County, Ohio

In 2026, within Circleville, located in the county of Pickaway, OH, the USDA loan limit is $351,400. Meanwhile, the FHA cap for a single-family residence is $488,750.

Lendersa® offers a USDA loan calculator that helps you evaluate the best current USDA versus FHA rates. This tool assists in assessing the income, credit history, reserves, and paperwork necessary for eligibility. Our state-of-the-art mortgage calculator allows for a side-by-side view of USDA, FHA, Conforming, and VA loans. Through this comparison, you can pinpoint which program is optimal for your financial standing. Explore options specifically suited to financial demands in Alabama.

Options for USDA and FHA Loans in Circleville, OH

Lendersa® aims to facilitate a seamless experience for obtaining the most favorable USDA or FHA loans quickly and effortlessly. You can initiate with one of three starting methods, each leading to matched lenders and pertinent USDA loan programs.

Lendersa's USDA loan request and matching results

How USDA Loans Work in OH

The USDA home loan is backed by the government's Department of Agriculture and also known as the USDA rural development loan or USDA mortgage. These loans cater only to rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans do not demand any down payment.

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Circleville Lenders
(740) 474-5999 Lender's profile and map Direction Mortgage 649 Lancaster Pike, Suite 100, Circleville, OH, 43113 Lends in Ohio Direction Mortgage has helped thousands of people navigate their way through the home buying maze and achieve their dream of home ownership...and we’ve done so with pride since 1992. We can help you obtain an FHA (Federal Housing Administration), USDA Rural Development, VA or Conventional loan. Direction Mortgage can help you find the loan
(740) 642-2191 Lender's profile and map Kingston National Bank 2 N Main Street, Kingston, OH, 45644 Lends in Ohio Kingston National Bank defines itself as “A Real Community Bank, Really Serving Communities”, a motto that was established when Phil Dunlap and his associates founded the Bank back in 1909. The tradition of providing customers with excellent banking products and superior customer service still prevails.
(614) 836-0100 Lender's profile and map First Service Federal Credit Union 100 Main St, Groveport, OH, 43125 Lends in Ohio "First Service has mortgage loans with a variety of rates and terms. We can even pre-approve you for a loan. Your shopping experience will be more enjoyable knowing that the home you select will fit your budget New Purchase Low Fixed Rates Variable Rates Conventional Mortgages FHA • VA First Time Buyers Refinance Cash Out"
(740) 653-3863 Lender's profile and map Fairfield Federal Savings and Loan Association of Lancaster 111 East Main Street, Lancaster, OH, 43130 Lends in Ohio Fairfield Federal Savings & Loan Association is your Fairfield County community bank specializing in Home Mortgage Loans. We've been serving the Lancaster community since 1895. Fairfield Federal is a Member of the FDIC and is an Equal Housing Lender. Stop in and see us today! We are banking that revolves around you
(740) 775-3381 Lender's profile and map Chivaho Federal Credit Union 190 North Bridge Street, Chillicothe, OH, 45601 Lends in Ohio The mission of Chivaho Federal Credit Union is to provide opportunities to build member wealth and security through affordable financial services, creating a stronger community. Chivaho is a non-profit organization owned and operated by its members. The birth of the Credit Union began with seven members contributing $5.00 each
(740) 775-3331 Lender's profile and map Homeland Credit Union PO Box 1974, Chillicothe, OH, 45601 Lends in Ohio Homeland Credit Union. Homeland has provided financial services to generations of families. While we are proud of our past, we are excited about the opportunity to serve you and your family now and into the future."Credit Union. Homeland has provided financial services to generations of families.
6149487168 Lender's profile and map Capital City Funding 1581 N High St, Columbus, OH, 43207 Lends in Ohio At Capital City Funding, we transform real estate ambitions into reality by facilitating swift, adaptable financing solutions tailored to your needs. Skip the traditional banks and partner with us to leverage our extensive network of private and institutional lenders. Whether you're acquiring your first property or expanding a lucrative portfolio,
(614) 384-5403 Lender's profile and map Central Ohio Mortgage 2057 Stringtown Rd, Grove City, OH, 43123 Lends in Ohio At Central Ohio Mortgage, our approach to mortgage lending is quite different from our competition. It is important to us that our customers are educated on all aspects of the loan and the loan process. We do this in a relaxed, stress-free environment, and we do it according to your schedule.
(614) 369-4838 Lender's profile and map The Justus Sharp Team of NFM Lending 4084 Gantz Rd, Grove City, OH, 43123 Lends in Ohio Justus Sharp has over 19 years of mortgage experience having worked for Finance of America, Wells Fargo, Household Mortgage, Chase Home Finance, Fifth Third Bank, and First Federal Lakewood. For three consecutive years (2008-2010), at Fifth Third Bank, he was recognized in the “Top 3” for all the Loan Officers in the Columbus, Ohio