USDA Loan Vs. FHA loan for Circleville, OH [Pickaway County Rates 2023]

In 2025, USDA loan limit in Circleville, county of Pickaway, OH is $351,400 while FHA limit is $488,750 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Circleville, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

614 221 6770 26 miles Lender's profile and map Reviews ReCasa Financial Group 130 East Chestnut St., Suite 200, Columbus, OH, 43215 ReCasa Financial Group, LLC provides an array of products and services for real estate investors to successfully exceed their profit and investment return objectives. Real estate loans, real estate investor education, and services offerings are tailored for each investor’s situation. The core loan product provides 100% financing for rehab projects.
(614) 207-1527 27 miles Lender's profile and map Reviews Wilbert L Butler Jr dba Premier Financial Services 955 Mahle Drive, Reynoldsburg, OH, 43068 "We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. At Premier Financial Services our promise to you is to identify the best loan product"
(614) 817-1090 27 miles Lender's profile and map Reviews Covita Lending LLC 1299 Virginia Ave, Columbus, OH, 43212 Covita Lending offers a wide range of lending options to meet your financial needs and circumstances. With nearly 25 years in combined experience as top producing loan officers, our assurance is that whether you are a first-time buyer, interested in refinancing your mortgage, or a real estate investor, we’re here to guide you through the process.
(614) 992-2866 27 miles Lender's profile and map Reviews ATOM Property Group, LLC. 1391 W. Fifth Ave, Suite 210, Columbus, OH, 43212 ATOM Property Group, LLC. is truly committed to helping each individual customer. We focus on fast response, integrity and over-delivering on customer service. By putting the customer’s needs first, whether selling or buying a home, we can help you realize your real estate goals.
(614) 432-9021 28 miles Lender's profile and map Reviews Household Mortgage Solutions USA, Inc. 2016 Minnesota Ave, Columbus, OH, 43211 Household Mortgage Solutions USA, Inc. is a private intermediary offering traditional commercial financing as well as fast & creative bridge & hard money loans. We service all major MSAs in the continental U.S. Since 2006, we have assisted clients with over $200, 000, 000 in commercial loans!
(614) 620-4405 29 miles Lender's profile and map Reviews Prolink Home Lending LLC 4449 Easton Way, Suite 2045, Columbus, OH, 43219 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(614) 418-8000 29 miles Lender's profile and map Reviews M/I Homes, Inc. 4131 Worth Ave, Suite 500, Columbus, OH, 43219 M/I Homes, Inc. is one of the nation's leading builders of single-family homes, having sold over 113,100 homes. The Company's homes are marketed and sold primarily under the trade names M/I Homes and Showcase Collection (exclusively by M/I Homes), and also currently are sold under the name Hans Hagen Homes in the Minneapolis/St. Paul,
(614) 235-2395 30 miles Lender's profile and map Reviews KEMBA Financial Credit Union 555 Officenter Place, Gahanna, OH, 43230 KEMBA Financial Credit Union was founded in 1933 as the credit union for the employees of The Kroger Company, and stands for Kroger Employee Mutual Benefits Association. The original branch was inside the Kroger Bakery downtown, and in 1971 was relocated to East Broad Street in Whitehall.
(614) 416-7588 30 miles Lender's profile and map Reviews Pathways Financial Credit Union 5665 N. Hamilton Rd, Columbus, OH, 43230 Pathways Financial Credit Union is a not-for-profit financial cooperative owned by our members. While our many financial products and services are similar to what you find at banks and other for-profit institutions, there are fundamental differences at our branches of Pathways Financial Credit Union.
(877) 380-2639 31 miles Lender's profile and map Reviews America's Loan Company 127 E. Main Street, West Jefferson, OH, 43162 We are a direct lender in the state of Ohio that provides affordable Personal Loans to people with bad credit to no credit scores. You will never be referred to other lenders. Walk-ins are welcome to any of our branches in London, Ohio, West Jefferson, Ohio, and Logan, Ohio. If you don’t want to drive to our offices, we can do the entire Personal L
(614) 357-5716 31 miles Lender's profile and map Reviews Traditional Mortgage Banc Inc 1560 Fishinger Road, Columbus, OH, 43221 Traditional Mortgage Banc has grown to become one of the leading Conventional, FHA, VA, and Fannie Mae approved mortgage bankers in Central Ohio. Traditional Mortgage Banc offers the most competitive rates and terms in the market place. We offer Conventional Financing, FHA, VA, and more or an experienced real estate investor.