USDA Vs. FHA Pro and Con comparison in Cuyahoga-Falls, Summit County, OH
In 2025, the USDA loan cap in Cuyahoga-Falls, within Summit county, OH, is $285,000, whereas the FHA ceiling for a single-family dwelling is $356,362.
Leverage the Lendersa® USDA loan calculator to scrutinize and compare today's top USDA versus FHA rates. Determine the necessary income, credit, reserves, and documentation for eligibility. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA programs side by side, empowering you to choose the best option in for your specific financial situation.
2025 loan limits and down payment requirements in Cuyahoga-Falls, county of Summit, OH
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan alternatives in Cuyahoga-Falls, OH
Lendersa® strives to swiftly and seamlessly connect you with the best possible USDA or FHA loan options. Choose one of three starting routes that pair you with matching lenders and USDA loan solutions.
The USDA home loan, underwritten by the U.S. Department of Agriculture, is available exclusively in rural areas. It is also referred to as a USDA rural development loan or mortgage. Unlike the FHA loan, which requires a 3.5% minimum down payment, the USDA mortgage demands no down payment, offering significant benefits for qualifying applicants.
1850 South Sherwood Forest Boulevard, Baton Rouge, LA, 70816
At BRECO, we take our mission seriously to assist our member-owners build and secure their financial success. Being a not-for-profit, we return earnings back to members in the form of better interest rates, reduced or no fees and quality personal service; all because our focus is on serving our members and not on making profits.
With 75 years of service, we are truly committed to providing quality financial products & services. Our professional staff with decades of combined experience aims to make the banking process as enjoyable as possible. LAUSA members have access to a full range of valuable benefits & services designed to make the banking experience.
"At In-House Lending, llc, your local Louisiana mortgage lender, providing lending programs that fit the needs of our community.
We are a direct local lender that has also teamed up with some of the largest and most respected national lenders, giving us one of the widest selections of loan options ANYWHERE."
11715 Bricksome Ave, Suite B-6, Baton Rouge, LA, 70816
TKM of LA, LLC is located in Baton Rouge, Louisiana and licensed to service the entire state of Louisiana. The staff combined has over 20 years of experience in Residential and Commercial Financing. TKM of LA was created to extend mortgage financing to unique borrowers without the added restrictions that banks and institutions may enforce.
EFCU Financial is a Louisiana-based, full-service credit union committed to improving the lives of our members through comprehensive financial solutions delivered with world-class service. Since 1934, EFCU Financial has been passionately living our promise to do what is in the best interest of our members and our community.
5841 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
1st Phase Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the best financing available
11616 Southfork Ave, Suite 100, Baton Rouge, LA, 70816
At Standard Mortgage, we originate and service mortgage loans secured by single \-family properties. Our in-house staff includes mortgage bankers, accountants, attorneys, underwriters and loan servicing specialists. Our real estate experience, combined with our various capital sources
4021 WE Heck Court, Building M2, Baton Rouge, LA, 70816
Highcrest Home Lending we understand that buying a home can be an intimidating process. Our representatives are your guides into the home buying world. We do not judge we help you discover what mortgage will work best for you & your lifestyle.
We pledge to provide top-notch customer service & the most competitive loan products to our clients"
