In 2026, the USDA loan cap in Cuyahoga-Falls, within Summit county, OH, is $285,000, whereas the FHA ceiling for a single-family dwelling is $356,362.
Leverage the Lendersa® USDA loan calculator to scrutinize and compare today's top USDA versus FHA rates. Determine the necessary income, credit, reserves, and documentation for eligibility. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA programs side by side, empowering you to choose the best option in for your specific financial situation.
2026 loan limits and down payment requirements in Cuyahoga-Falls, county of Summit, OH
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan alternatives in Cuyahoga-Falls, OH
Lendersa® strives to swiftly and seamlessly connect you with the best possible USDA or FHA loan options. Choose one of three starting routes that pair you with matching lenders and USDA loan solutions.
The USDA home loan, underwritten by the U.S. Department of Agriculture, is available exclusively in rural areas. It is also referred to as a USDA rural development loan or mortgage. Unlike the FHA loan, which requires a 3.5% minimum down payment, the USDA mortgage demands no down payment, offering significant benefits for qualifying applicants.
SUPERIOR FINANCIAL SERVICES, INC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Akron Fire Department Credit Union more than 80 years ago. Our name later became Akron Firefighters Credit Union & membership expanded to firefighters & their families throughout Northeast Ohio. In 2016, we merged the Akron Police Department Credit Union into our membership. Membership is now open to include all First Responders in the state
Falls Catholic CU exists to service the financial needs of our membership through honesty & integrity. Every member is the most important member. Falls Catholic Credit Union provides dynamic, diverse, comprehensive & competitive financial services. OUR VISION is To provide the most affordable and comprehensive financial services to the membership.
In 1951, Summit Federal Credit Union ( then known as Summit School Employees Federal Credit Union), like all credit unions, was organized because a handful of people believed in an idea and were willing to work, to serve, to create and to bring to reality a cooperative financial institution. We organized for mutual protection
Our credit union was founded in Akron, Ohio in 1933 to give financial support to postal workers. The credit union operated out of the Akron Post Office until 1968. By 1975, our membership grew to include many more members of the community, so we changed our name to Buckeye State Credit Union.
BFG Federal Credit Union has been open since 1935. The credit union has assets totaling $171.85 Million and provides banking services to more than 23, 000 members
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
"We are an independent mortgage broker serving all of Ohio's home buyers and homeowners with their mortgage needs. MISSION Help consumers get access to the best mortgage, with transparency and professionalism VISION Educate and serve all mortgage consumers in our service area while preserving the true wholesale to broker model"
Goodyear Employees Credit Union has been open since 1961. The credit union has assets totaling $5.63 Million and provides banking services to more than 900 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
FirstEnergy Family Credit Union (FEFCU) has been open since 1936. The credit union has assets totaling $47.01 Million and provides banking services to more than 4, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans,
