USDA VS FHA in Hudson, Summit County, OH

As of 2026, the USDA loan limit for a single-family residence in Hudson, Summit county, OH is $285,000, while the FHA limit is $472,030.

To compare today's best USDA versus FHA rates, use the Lendersa® USDA loan calculator. This helps determine necessary income, credit standards, reserves, and required documents for qualification. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA loans side by side, allowing you to choose the best program for personal financial needs in Alabama.

Explore offers from 100 lenders

2026 Loan Limits & Down Payment Details in Hudson, Summit, OH

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Hudson, OH

The mission of Lendersa® is to secure excellent USDA or FHA loans quickly and easily. Choose one of three starting paths that facilitate lender matches and USDA loan opportunities.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OH

The USDA home loan, insured by the Department of Agriculture, is commonly known as the USDA rural development loan. It's available only in rural areas and requires no down payment, unlike FHA loans which demand a minimum of 3.5% down.

Enter your location to find out if it qualifies for USDA rural housing loan?



Hudson Lenders

  • Summit Home Lending, LLC
  • 72 N. Main Street, Suite 310, Hudson, OH, 44236
  • Lends in Ohio
  • "We are an independent mortgage broker serving all of Ohio's home buyers and homeowners with their mortgage needs.
    MISSION
    Help consumers get access to the best mortgage, with transparency and professionalism
    VISION
    Educate and serve all mortgage consumers in our service area while preserving the true wholesale to broker model"

  • Superior Financial Services, Inc
  • 4466 Darrow Rd, Suite 17, Stow, OH, 44224
  • Lends in Ohio
  • SUPERIOR FINANCIAL SERVICES, INC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Falls Catholic Credit Union
  • 33 Graham Road, Cuyahoga Falls, OH, 44223
  • Lends in Ohio
  • Falls Catholic CU exists to service the financial needs of our membership through honesty & integrity. Every member is the most important member. Falls Catholic Credit Union provides dynamic, diverse, comprehensive & competitive financial services. OUR VISION is To provide the most affordable and comprehensive financial services to the membership.

  • Transformation Home Loans LLC
  • 333 Jade Blvd, Streetsboro, OH, 44241
  • Lends in Ohio
  • CJ Simpson is the President of Transformation Home Loans, LLC. As a mortgage broker, Transformation Home Loans will help you find a mortgage with both great rates and service, with one point of contact, clear communication and a streamlined process.broker, Transformation Home Loans will help you find a mortgage with both

  • Blue Loans LLC
  • 323 East Garfield Road, Suite 10, Aurora, OH, 44202
  • Lends in Ohio
  • Blue Loans is committed to providing you outstanding customer service. We know getting a mortgage is very important to you, and we are here to help you every step of the way Whether you are buying a home or refinancing, we are here for you. We are dedicated to serving the Northeast Ohio area. This is our home, and we are eager to help.

  • Akron Fire Department Credit Union
  • 1810 Buchholzer Boulevard, Akron, OH, 44310
  • Lends in Ohio
  • Akron Fire Department Credit Union more than 80 years ago. Our name later became Akron Firefighters Credit Union & membership expanded to firefighters & their families throughout Northeast Ohio. In 2016, we merged the Akron Police Department Credit Union into our membership. Membership is now open to include all First Responders in the state

  • Verity Loans LLC
  • 31320 Solon Road, Suite 17, Solon, OH, 44139
  • Lends in Ohio
  • "Introducing one of the best new mortgage firms with decades of experience. Our people are dedicated to providing you a better loan with better service. We make the difference.

    Each one of us brings something special to work every day. We cover all the bases in your search for excellent service and competitive rates."

  • M & M Funding LLC
  • 30505 Bainbridge Rd, Suite 205, Solon, OH, 44139
  • Lends in Ohio
  • At M&M Funding, we're committed to providing our clients with an experienced staff offering expertise in every area of mortgage lending... from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan.

  • Hometown Bank OH
  • 142 North Water Street, Kent, OH, 44240
  • Lends in Ohio
  • We opened in Kent in 1898 as a state-chartered building & loan association called Home Building & Loan Company. Early services were limited to financing area homes. After many years as a successful building & loan, we changed our name in 1953 to Home Savings and Loan Association, having taken on more in the way of services to savers and borrowers.