USDA Vs. FHA your options comparison in Fairlawn, Summit County, OH
In 2025, the USDA loan ceiling for Fairlawn in the county of Summit, OH, is established at $285,000, while the FHA limit for a single-family home stands at $472,030.
By utilizing the Lendersa® USDA loan calculator, you can thoroughly compare today’s best USDA and FHA rates, determining essential factors such as the necessary income, credit history, reserves, and required documentation for qualification. This advanced mortgage calculator presents USDA, FHA, Conforming, and VA programs side by side, helping you make a well-informed decision about which loan best fits your particular financial circumstances, especially in places like .
2025 Loan Limits and Down Payment Requirements in Fairlawn, Summit County, OH
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Discovering USDA and FHA Loan Options in Fairlawn, OH
The primary objective of Lendersa® is to connect you with the top USDA or FHA loan choices swiftly and without any inconvenience. You have the option to choose from three different starting paths that will link you with the appropriate lenders and USDA loan programs that meet your needs.
A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, also known as a USDA rural development loan. Available primarily in rural neighborhoods, USDA loans stand out compared to FHA loans, which require a minimum of 3.5% down payment. This significant difference is that USDA loans do not require any down payment, offering an attractive option for those who qualify.
1110 College Drive, Suite 207, Bismarck, ND, 58501
At Assure Home Mortgage you will get very low rates and low closing costs. Your Loan experience starts amazing and stays amazing over the loans term. We keep the process easy, seamless and you are in constant communication on the process the whole time. We help you secure a home purchase or refinance with today’s lowest BEST rate options
We are Bravera, an employee- and director-owned company of advisors who help build the financial strength, stability and growth of every community to which we belong. We’re driven to serve you, coming together to forge new paths to help you achieve your business and personal goals.
From small towns to larger cities,
Dakota Community Bank & Trust, N.A. is your locally-owned hometown bank. We pride ourselves on our employees and the service they provide. You can expect financial security and personalized service at any one of our 11 locations in South Western North Dakota.
The word ""community"" in Dakota Community Bank & Trust, N.A
Rise Property Brokers believes in Pursuing Higher Values. Our team is dedicated to finding the right commercial or industrial space for you to lease or buy. We have the knowledge, experience, and skills to help with your needs and wants. Our team goes above and beyond client expectations while maintaining the highest levels of honesty, integrity.
Vue Community Credit Union is a Bismarck-based credit union with world-class service offerings. Our members receive localized service, while also having access to their money from anywhere through credit cards, online transactions, telephone and e-mail correspondence. Vue Community Credit Union's vision is to provide the best financial products.
400 E. Broadway Ave, Suite 303, Bismarck, ND, 58501
eLendingNow was established in Bismarck North Dakota in 2001.Since the beginning, eLendingNow has been committed to helping you find the right home mortgage for your needs. We understand that every borrower is different, and we offer a variety of home loans designed to meet your individual situation.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Gate City Bank’s privilege to be a hometown bank that provides excellent service that is convenient, friendly, and personalized. We are proud to be the #1 mortgage lender in North Dakota with locally approved and financed home loans. Gate City Bank is also unique in offering our checking customers.
24600 S Tamiami Trail #212, Bonita Springs, FL, 34134
"Enterprise Lending Group, Inc.’s sole responsibility
is to you, the borrower. We are not
affiliated with any one bank. Instead we have
the ability to select from a portfolio of lenders.
The result is a loan tailored to meet your
company’s needs rather than meeting the
requirements of a single lender."