In 2025, the USDA loan ceiling for Fairlawn in the county of Summit, OH, is established at $285,000, while the FHA limit for a single-family home stands at $472,030.
By utilizing the Lendersa® USDA loan calculator, you can thoroughly compare today’s best USDA and FHA rates, determining essential factors such as the necessary income, credit history, reserves, and required documentation for qualification. This advanced mortgage calculator presents USDA, FHA, Conforming, and VA programs side by side, helping you make a well-informed decision about which loan best fits your particular financial circumstances, especially in places like .
2025 Loan Limits and Down Payment Requirements in Fairlawn, Summit County, OH
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Discovering USDA and FHA Loan Options in Fairlawn, OH
The primary objective of Lendersa® is to connect you with the top USDA or FHA loan choices swiftly and without any inconvenience. You have the option to choose from three different starting paths that will link you with the appropriate lenders and USDA loan programs that meet your needs.
A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, also known as a USDA rural development loan. Available primarily in rural neighborhoods, USDA loans stand out compared to FHA loans, which require a minimum of 3.5% down payment. This significant difference is that USDA loans do not require any down payment, offering an attractive option for those who qualify.
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