In 2026, the USDA loan ceiling for Fairlawn in the county of Summit, OH, is established at $285,000, while the FHA limit for a single-family home stands at $472,030.
By utilizing the Lendersa® USDA loan calculator, you can thoroughly compare today’s best USDA and FHA rates, determining essential factors such as the necessary income, credit history, reserves, and required documentation for qualification. This advanced mortgage calculator presents USDA, FHA, Conforming, and VA programs side by side, helping you make a well-informed decision about which loan best fits your particular financial circumstances, especially in places like .
2026 Loan Limits and Down Payment Requirements in Fairlawn, Summit County, OH
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Discovering USDA and FHA Loan Options in Fairlawn, OH
The primary objective of Lendersa® is to connect you with the top USDA or FHA loan choices swiftly and without any inconvenience. You have the option to choose from three different starting paths that will link you with the appropriate lenders and USDA loan programs that meet your needs.
A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, also known as a USDA rural development loan. Available primarily in rural neighborhoods, USDA loans stand out compared to FHA loans, which require a minimum of 3.5% down payment. This significant difference is that USDA loans do not require any down payment, offering an attractive option for those who qualify.
Towpath Credit Union, formerly Akron Teachers Credit Union, was established in 1936 for employees of the Akron Public Schools. By 1969, the Akron Teachers Credit Union had outgrown the small Akron office. Many other employee groups had also realized the benefits of being credit union members.
2919 West Market Street, Suite C, Akron, OH, 44333
Lends in Ohio
We have a full range of products for all of your mortgage financing needs. At Riverview Mortgage, we know how overwhelming the mortgage process can be without the proper guidance. Like any other service based industry, most companies claim to offer quality service but few actually follow through on their promises.
Jeff Jaklitsch & the The Mortgage Guys have been originating home loans for over the past 21 years. Contact Jeff to purchase your dream home. The Mortgage Guys is ready to make the loan application process less stressful. Based in Fairlawn, OH, this company provides comprehensive & personalized mortgage services to borrowers in the Cleveland, Akron
Falls Catholic CU exists to service the financial needs of our membership through honesty & integrity. Every member is the most important member. Falls Catholic Credit Union provides dynamic, diverse, comprehensive & competitive financial services. OUR VISION is To provide the most affordable and comprehensive financial services to the membership.
FirstEnergy Family Credit Union (FEFCU) has been open since 1936. The credit union has assets totaling $47.01 Million and provides banking services to more than 4, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans,
Akron Fire Department Credit Union more than 80 years ago. Our name later became Akron Firefighters Credit Union & membership expanded to firefighters & their families throughout Northeast Ohio. In 2016, we merged the Akron Police Department Credit Union into our membership. Membership is now open to include all First Responders in the state
In 1951, Summit Federal Credit Union ( then known as Summit School Employees Federal Credit Union), like all credit unions, was organized because a handful of people believed in an idea and were willing to work, to serve, to create and to bring to reality a cooperative financial institution. We organized for mutual protection
Our credit union was founded in Akron, Ohio in 1933 to give financial support to postal workers. The credit union operated out of the Akron Post Office until 1968. By 1975, our membership grew to include many more members of the community, so we changed our name to Buckeye State Credit Union.
BFG Federal Credit Union has been open since 1935. The credit union has assets totaling $171.85 Million and provides banking services to more than 23, 000 members
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member