USDA and FHA Pro and Con in Montrose-Ghent, Summit County, OH
As of 2025, the USDA loan limit for a single-family home in Montrose-Ghent, within Summit county, OH, is $285,000, whereas the FHA limit is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's top USDA vs FHA rates. By assessing required income, credit, reserves, and necessary documents, you will know what is needed to qualify. Our advanced mortgage calculator enables side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you choose the right option for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Montrose-Ghent, Summit, OH
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Montrose-Ghent, OH
Lendersa® aims to swiftly provide you with the best USDA or FHA loan possible, with minimal hassle. Choose from three initial options that align you with suitable lenders and USDA loan programs.
A USDA home loan, officially termed as a USDA rural development loan or USDA mortgage, is a government-backed loan provided by the Department of Agriculture. Available exclusively for rural areas, it does not require a down payment, unlike FHA loans, which require at least a 3.5% down payment.
"Montgomery Mortgage has an estimated 99% customer satisfaction rate. After nearly 15 years of service, we do not have a single complaint with the New Jersey Department of Banking.
We have the highest rating possible with the Better Business Bureau. Licensed as Mortgage Bankers, not just a Broker"
4905 Koger Boulevard, Suite 2-000, Greensboro, NC, 27407
Internal Revenue Employees Federal Credit Union (IREFCU) was chartered on February 17, 1940 with nine members and total assets of $65. Today there are 1283 members and total assets of $25 million and growing! In order to become a member of IREFCU, you must be currently employed by the IRS with a post duty inNorth or South Carolina.
Encore was established in 2011 with a mission to provide commercial real estate loans. In 2016 the company made the decision to offer business loans to SMB"S.The need for non-traditional financing solutions is always in demand, and Encore is here to service those that may or may not be bankable.
Jill Burgess (NMLS #100425) has personally funded over 2 billion dollars in mortgage loans over her career spanning 30 years. She has earned the respect of her peers and her clients. She has been described time and time again be her clients and colleagues as Professional, Personal, Passionate.
We began as the Admiral Harvard Credit Union in 1956. Rockwell International bought Admiral Corp. in 1975 and closed it's doors in 1979, leaving the Credit Union membership a choice to either merge with another Credit Union, dissolve, or become a Community Credit Union. The latter choice was definitely in the Credit Union's best interest
The Harvard State Bank has led the way with safe and sound business principles; helpful, friendly customer relations; and state of the art banking plans and developments. We offer ATM service in a number of locations; a wide variety of checking, savings and money market accounts; a complete Loan Department offering a wide variety of mortgages.
The Central Jersey Police & Fire Federal Credit Union is proud to be a member-owned, not-for-profit financial cooperative dedicated to serving its members. Our motto is “People Helping People.” We are all working together to help each other meet our individual financial goals. The credit union is a nonprofit, cooperative financial institution.
To become a member of First Point Federal Credit Union you must be employed by one of our Select Employee Groups (SEGs) or if someone in your immediate family or household is currently a member of the Credit Union. An immediate family member includes a spouse, child, parent, brother or sister, grandparent or grandchild.
3535 Quakerbridge Road, Suite 600, Hamilton Township, NJ, 08619
Hamilton Horizons offers a wide variety of convenient, money saving products and services that are designed to meet all your financial needs. These products include high-yield savings and investment accounts, low-interest loans, and numerous services that let you conduct your financial business when it’s convenient for you.
FRFCU's headquarters is located in Bridgewater, NJ & has been in business for over 100 years. The Credit Union was formerly the Ethicon Employees FCU which was formed by a group of Johnson & Johnson employees. As one of the largest Credit Unions in New Jersey, it is a member-owned, not-for-profit cooperative.
