FHA Vs. USDA loan program for Montrose-Ghent, Summit County, Ohio

In 2025, USDA loan limit in Montrose-Ghent, county of Summit, OH is $285,000 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Montrose-Ghent, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(504) 838-5456 900 miles Lender's profile and map Reviews Fleur De Lis Federal Credit Union 433 Metairie Road, Suite 114, Metairie, LA, 70005 Fleur De Lis Federal Credit Union was chartered on 1951 to provide financial services to the employees of the Louisiana Department of Health in LA, employees of the credit union, members of their immediate families & organizations of such persons. The Charter was amended in January 1997 to include the Office of Health Services and Environmental.
(504) 220-8239 900 miles Lender's profile and map Reviews DSM Lending LLC 671 Rosa Ave, Suite 216, Metairie, LA, 70005 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. DSM Lending Individually prices all Loans.
(321) 220-1779 900 miles Lender's profile and map Reviews GI Nationwide Lending Corporation 924 Garfield Street, Melbourne, FL, 32935 G.I. Lending team is a combined effort and partnership of lending professionals Rob Fontaine and Lance Supernaw. Rob’s professional career includes 8 years of service to our country in the United States Coast Guard and over 35 years of experience in business, real estate, insurance, and mortgage brokering.
(321) 698-4053 900 miles Lender's profile and map Reviews Kendall Mortgage Corporation 1600 W Eau Gallie Blvd, Suite 205J, Melbourne, FL, 32935 Kendall Mortgage Corporation is a preferred Florida home mortgage lender specializing in new home loans and mortgage refinance. Serving Brevard County and all of Florida, for 25 years, Kendall Mortgage has the experience necessary to help our clients navigate the often complex process involved with obtaining a home loan.
(321) 757-5000 900 miles Lender's profile and map Reviews MortgageDepot 474 N Harbor City Blvd, Suite 2, Melbourne, FL, 32935 We are a multi-state broker, & is the area’s largest independent mortgage broker. Honesty, integrity & financial reliability is the foundation of all our relationships. With a dedicated team of best-in-class mortgage professionals, our goal is to be accessible, attentive & deliver exceptional service to the culturally diverse communities we serve.
(407) 212-1194 900 miles Lender's profile and map Reviews Oceans Lending 401 North Wickham Road Suite L, Melbourne, FL, 32935 Oceans Lending a full-service mortgage company, specialize in every form of Real Estate financing.From your new home or vacation home to investments properties to commercial financing.Whether you are buying a home,refinancing,taking advantage of your homes existing equity or investing in real estate,Oceans Lending can help you realize your dream.
(813) 929-7779 901 miles Lender's profile and map Reviews R & J CAPITAL GROUP, LLC 18952 N Dale Mabry Hwy, Suite 101, Lutz, FL, 33548 Our mission is to serve our customers with honesty, integrity and competence.Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
813-920-7916 901 miles Lender's profile and map Reviews SunPoint Home Loans 17734 Hunting Bow Circle Suite 102, Lutz, FL, 33548 SunPoint Home Loans, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. and help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private portfolio lenders with expanded underwriting guidelines to help.
(620) 845-6431 901 miles Lender's profile and map Reviews The Stock Exchange Bank, Caldwell, Kansas 103 South Main Street, Caldwell, KS, 67022 The Stock Exchange Bank of Caldwell, the oldest banking institution in Caldwell and Sumner County, received its state charter on November 12, 1881 and opened on Christmas Eve, December 24, 1881. The stone building erected to house the bank in 1881 at a cost of $5,000, has undergone several remodeling projects
(800) 782-4899 901 miles Lender's profile and map Reviews Tampa Postal Federal Credit Union 15916 N. Florida Ave, Lutz, FL, 33549 Tampa Postal Federal Credit Union was founded by a group of USPS employees shortly after the Great Depression in 1941. Their goal was to create a financial institution where members and their financial dreams, not profits, were the focus.Today, Tampa Postal FCU continues this mission by providing a full range of financial services.