USDA and FHA Pro and Con in Carey, Wyandot County, OH
As of 2026, the USDA loan limit in Carey, within Wyandot County, OH, is $336,500. In contrast, the FHA limit is $472,030 for a single-family dwelling.
Take advantage of the Lendersa® USDA loan calculator to compare current USDA versus FHA prime rates, and figure out the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA programs side by side to aid you in deciding which is best for your financial circumstances in .
2026 Loan Limits and Down Payment Requirements in Carey, Wyandot County, OH
Loan Type
Set Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Carey, OH
Lendersa® seeks to swiftly obtain the most beneficial USDA or FHA loan for you without any cumbersome process. Choose from three initial paths to match lenders with USDA loan schemes.
A USDA loan is a government-backed financial product by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. It is exclusively offered in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, a USDA mortgage requires no down payment.
The Carey Poverello Federal Credit Union was organized on April 28, 1950 with 36 members serving the O.L.C. Parish, St. Nicholas Parish in Frenchtown, and St. Joseph Parish in Salem. The credit union was founded by Father Francis Xavier Knopp and Hilda Jacob oversaw the daily operations.
The First Citizens National Bank of Upper Sandusky
100 N Sandusky Ave, Upper Sandusky, OH, 43351
Lends in Ohio
During the period of the 1860's, President Lincoln with the aid of the Congress and armed forces strove to preserve the union. To finance the War Between the States and lay a sound foundation to the economic future of the nation, Congress enacted the National Bank Act in 1863, which provided for the national chartering of banking institutions.
Hancock Federal Credit Union is a financial institution located in Findlay, OH. We love our community & are very proud to have served the area since 1938! Hancock FCU offers services to people who live, work, worship, or attend school in Hancock County. Hancock Federal Credit Union was first chartered on May 16, 1938 by 13 original members.
We are a locally owned and controlled family oriented bank, dedicated to providing the best quality of professional banking services to small business, seniors, family farm, and community homeowners in the Forest, Kenton and Upper Sandusky areas. Community First Bank, N.A. provide the quality personal, business, and agricultural products you need.
First Bank of Ohio was established in 1873 and was formerly known as The Tiffin Savings Bank. In 1987 the bank changed its name to First Bank of Ohio. At the time it had offices in Tiffin & Bloomville in Seneca County Ohio. In the fall of 1999, the bank merged with First Bank of Marietta who had offices in Marietta, Belpre, and Mt. Vernon Ohio.
"Your Legacy Federal Credit Union has been open since 1952. The credit union has assets totaling $80.09 Million and provides banking services to more than 7, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member"
At Old Fort Bank, we have spent nearly 100 years sharing our knowledge and experience with our clients. By offering personal attention and sound advice, we assist our clients in making informed choices as they set a course to obtain their long-term financial goals and manage their day-to-day finances
The American Loan Mortgage Corp Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Ohio USDA/RD Loans Home Purchase Loans Home Refinance Loans Cash Out Home Loans Jumbo Home Loans FHA Loans / VA Loans
Millstream Area Credit Union was organized for the union employees of Cooper Tire & Rubber Company in Findlay, Ohio. It included their wives, husbands, parents, widows and widowers of members in good standing at the time of their death, and dependent children residing in the same household.
