USDA Vs. FHA your options comparison in Carey, Wyandot County, OH

As of 2026, the USDA loan limit in Carey, within Wyandot County, OH, is $336,500. In contrast, the FHA limit is $472,030 for a single-family dwelling.

Take advantage of the Lendersa® USDA loan calculator to compare current USDA versus FHA prime rates, and figure out the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA programs side by side to aid you in deciding which is best for your financial circumstances in .

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2026 Loan Limits and Down Payment Requirements in Carey, Wyandot County, OH

Loan Type Set Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Alternatives in Carey, OH

Lendersa® seeks to swiftly obtain the most beneficial USDA or FHA loan for you without any cumbersome process. Choose from three initial paths to match lenders with USDA loan schemes.

Outcome of Lendersa USDA loan request and matching process

Understanding USDA Loans in OH

A USDA loan is a government-backed financial product by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. It is exclusively offered in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, a USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Angel Oak Mortgage Solutions offers the nation’s most aggressive non-agency and specialized mortgage solutions. We work directly with brokers and correspondents specializing in non-conforming, non-agency products that offer consumers unique flexibility.We are bringing liquidity back into the underserved segment of the market.

  • Excel Commercial Capital Corporation
  • 5784 Lake Forrest Dr., Atlanta, GA, 30328
  • XCEL Commercial Capital was formed in May 2010. It was formed as an offshoot of HomeStar Mortgage, Inc., which was incorporated May 1999. Over the last 11 years, we have originated many commercial loans stemming from requests from current and past customers, commercial real estate brokers, and other referral partnerships.

  • The Westmoore Group
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  • The Westmoore Group was formed to provide unique capital solutions for the real estate mortgage marketplace. We have the ability to offer all product types including residential mortgage loans to owner occupied borrowers who cannot qualify for conventional financing. We also lend to real estate investors and on commercial property.

  • Haven Savings Bank
  • 621 Washington Street, Hoboken, NJ, 07030
  • The bank was originally founded in Hoboken, New Jersey in 1938 as the Haven Building & Loan Association. As the country and the state continued to emerge from the grips of the Great Depression, there became an increasing need for local, community-minded financial institutions to serve the needs of their neighboring communities.

  • Northstar Funding Inc
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  • GreenBridge Loans
  • 221 River St, 9th Floor, Hoboken, NJ, 07030
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  • PINNACLE MORTGAGE, INC.
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  • Pinnacle Mortgage Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you

  • FundingPilot
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  • CCFBank
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  • At CCFBank, Making More Possible is a way of life. Our goal, each and every day, is to show our customers that we can make more possible for them! While most banks are guided by limitations, CCFBank is guided by possibilities. Whatever our customer’s dream, we’ll find a way to make it happen.

  • Access Point Financial
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  • Homespire Mortgage Corporation |
  • 121 Perimeter Center W, Suite 200, Atlanta, GA, 30346
  • We created a Homespire Mortgage with the vision of strengthening the communities in which we live and work. As active partners in the community, we focus on the well-being of the neighborhoods we serve. Our mission is to enrich and support our local communities helping our neighbors reach their goals .

  • LIBERTY HOME MORTGAGES LLC
  • 303 Perimeter Center North, Suite 300, Atlanta, GA, 30346
  • Liberty Home Mortgages LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage