USDA Vs. FHA your options comparison in North-Baltimore, Wood County, OH

For 2025, in North-Baltimore located in Wood County, OH, the USDA loan maximum is $285,000, whereas the FHA cap is $356,362 for single-family homes.

With the Lendersa® USDA loan calculator, you can assess today's USDA versus FHA leading rates and identify the necessary income, credit, reserve funds, and necessary documentation for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side to help you choose the ideal program for your financial needs in .

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Loan restrictions and downpayment criteria for 2025 in North-Baltimore, Wood County, OH

Kind of Loan Maximum Loan Initial Deposit
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA loans in North-Baltimore, OH

The mission of Lendersa® is to secure the optimal USDA or FHA loan expediently and with ease. Begin with any of the three available options to find lenders matching USDA loan requirements.

Lendersa USDA loan request and matching output

Understanding USDA Loans in OH

A USDA home loan is a government-backed loan under the Department of Agriculture, often referred to as a USDA rural development loan or mortgage, and is offered exclusively in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, no down payment is necessary for a USDA mortgage.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Cash Blvd
  • 10200 S US Hwy 1, Port Saint Lucie, FL, 34952
  • We have been helping friends and neighbors of the Treasure Coast since 1999. We are locally owned and operated, and offer fast and friendly service with your privacy in mind. But don't just take our word for it, look below to read comments written directly by our customers. We look forward to seeing you soon!
  • Viking Mortgage Corp
  • 7410 UW Hwy 1, Suite 101, Port Saint Lucie, FL, 34952
  • Our agents are experienced in all types of market conditions, housing developments & real estate opportunities all across Florida. With decades of hands-on experience & knowledge in the Florida real estate marketplace, you can rest assure the agents at Viking Realty Group will help you achieve your goals of homeownership or real estate investing.
  • Florida Mortgage and Loan LLC
  • 1597 Southeast Port St Lucie Blvd, Port Saint Lucie, FL, 34952
  • Florida Mortgage is committed to helping you find the right mortgage for you & your family. We are located in Fort Pierce, Florida & offer loans for purchasing, refinancing, and investing in St. Lucie & Martin County on the Treasure Coast of Florida. We understand that buying a home is a big decision and so is choosing the right mortgage broker.
  • Innovative Mortgage Services
  • 1357 S.E. Port St. Lucie Blvd., Port Saint Lucie, FL, 34952
  • Innovative Mortgage Services Team is your premier mortgage team located in Port St. Lucie, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Port St. Lucie area.
  • First Green Bank
  • 1000 NE Jensen Beach Blvd, Jensen Beach, FL, 34957
  • Since its original charter in 1926, Seacoast Bank has succeeded through a clear vision, planned strategic growth, and talented, professional employees. The operating subsidiary of Seacoast Banking Corporation of Florida and is one of the largest publicly traded commercial banks headquartered in Florida.
  • DREAMLINE MORTGAGE, INC.
  • 690 NE Jensen Beach Blvd, Jensen Beach, FL, 34957
  • DREAMLINE MORTGAGE brokers and experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances.
  • Victory Home Loans
  • 1840 Acton Highway, Granbury, TX, 76049
  • Victory Home Loans was founded in 1993. Victory Home Loans is a local, family owned and operated mortgage company with YOU in mind. Our goal is to help every home buyer or homeowner win by providing access to home loan options with lower costs, faster closings with an easier and more predictable process.
  • Northeast Panhandle Teachers Federal Credit Union
  • 211 S Amherst Street, Perryton, TX, 79070
  • Northeast Panhandle Teachers FCU is a cooperative, not-for-profit organized to promote thrift and provide credit to members. It is member owned and controlled through a board of directors elected by the membership. The board serves on a volunteer basis and may hire a management team to run the day by day operations of the credit union.