USDA and FHA Pro and Con in North-Baltimore, Wood County, OH

For 2025, in North-Baltimore located in Wood County, OH, the USDA loan maximum is $285,000, whereas the FHA cap is $356,362 for single-family homes.

With the Lendersa® USDA loan calculator, you can assess today's USDA versus FHA leading rates and identify the necessary income, credit, reserve funds, and necessary documentation for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side to help you choose the ideal program for your financial needs in .

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Loan restrictions and downpayment criteria for 2025 in North-Baltimore, Wood County, OH

Kind of Loan Maximum Loan Initial Deposit
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA loans in North-Baltimore, OH

The mission of Lendersa® is to secure the optimal USDA or FHA loan expediently and with ease. Begin with any of the three available options to find lenders matching USDA loan requirements.

Lendersa USDA loan request and matching output

Understanding USDA Loans in OH

A USDA home loan is a government-backed loan under the Department of Agriculture, often referred to as a USDA rural development loan or mortgage, and is offered exclusively in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, no down payment is necessary for a USDA mortgage.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Marine Bank & Trust
  • 507 Main St., Augusta, IL, 62311
  • Marine Bank & Trust was founded as Marine Trust Company of Carthage in 1932. Originally located at 500 Wabash Ave in Carthage, Illinois, today, Marine Bank & Trust has three locations in Carthage, Hamilton, and Augusta, Illinois. In 2010, Marine Bank & Trust became part of United Community Bancorp, Inc.
  • First State Bank of Campbell Hill
  • 114 West Front Street, Campbell Hill, IL, 62916
  • The First State Bank of Campbell Hill was chartered in December 1921. In 1971, the bank relocated to a new facility where we currently reside. Over the years, the bank has continued to grow and now has assets totaling approximately 105 million dollars. Part of this growth was due to the acquisition of the Coulterville Banking Center in October 2003
  • First Keystone Community Bank
  • 111 West Front Street, Berwick, PA, 18603
  • First Keystone Community Bank, a subsidiary of First Keystone Corporation (Stock Symbol: FKYS.ob), has been owned and operated by local men and women since 1864. First Keystone Community Bank has grown from one 18'x 25'​ building in Berwick to eighteen full-service offices throughout Columbia, Luzerne, Monroe and Montour Counties.
  • National Cooperative Bank
  • 2011 Crystal Drive, Suite 800, Arlington, VA, 22202
  • National Cooperative Bank is the only Bank in the United States dedicated to delivering nationwide Banking products and solutions to cooperatives and other member-owned organizations. Serving both rural and urban neighborhoods, NCB is a leader in supplying grocery, health care, small business and housing solutions to the nation’s communities
  • PIAS Credit Union
  • 305 Plus Park Boulevard, Nashville, TN, 37217
  • PIAS Credit Union has been open since 1991. The credit union has assets totaling $5.61 Million and provides banking services to more than 700 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • Accurate Mortgage Group
  • 1321 Murfreesboro Pike, Suite 200, Nashville, TN, 37217
  • Accurate Mortgage Group is a division of Acopia, LLC, which is a locally owned and operated mortgage lender in Middle Tennessee. But, really, we’re pretty much like you. Many of us grew up in this area and, those who didn’t, are quick to say how happy they are to have moved here. We’re proud to say that we live
  • Signature Federal Credit Union
  • 12 Herbert St, Alexandria, VA, 22305
  • Since 1970, we’ve stood behind members of associations, businesses, alumni groups and charitable organizations to help them build their businesses, families and dreams with financial products and resources for the everyday to the once-in-a-lifetime need and With members making the important business decisions, everyone’s voice is heard.
  • AFL-CIO Employees Federal Credit Union
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