USDA Vs. FHA Pro and Con comparison in Fostoria, Seneca County, OH

In 2025, USDA loan limit in Fostoria, county of Seneca, OH is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Fostoria, county of Seneca, OH

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Fostoria, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Bank 21
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  • Bank 21 has been a locally-owned and operated full-service bank. Since Bank 21 was chartered in 1903 Bank 21 offers a vast array of financial products and services including Checking and Savings Accounts, Certificates of Deposit, Debit Cards, Online Banking, Bill Pay, ATM's, IRA's and Lending for Consumer, Commercial, Agriculture, and Real Estate.
  • Community Bank of Marshall
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  • Community Bank of Marshall, Missouri, was chartered in 1977 and opened for business in 1978. TO SERVE THE FINANCIAL NEEDS OF OUR COMMUNITY, ITS BUSINESSES AND ITS CITIZENS is our Mission Statement and it is my responsibility to make certain that the staff of the bank continues to achieve this goal.
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