FHA Vs. USDA loan program for Fostoria, Seneca County, Ohio

In 2025, USDA loan limit in Fostoria, county of Seneca, OH is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Fostoria, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(937) 663-5395 77 miles Lender's profile and map Reviews The First Central National Bank of St. Paris 103 S. Springfield St., Saint Paris, OH, 43072 The First Central National Bank is an independent community bank In St. Paris Ohio, serving our community since 1880. Our bank offers a full line of financial products and services ranging from traditional, interest bearing checking and savings accounts to modern day conveniences such as Direct Deposit
(419) 586-5522 77 miles Lender's profile and map Reviews Dynamic Federal Credit Union 900 E. Wayne Street, Celina, OH, 45822 Dynamic Federal Credit Union (DFCU) was chartered in 1950 as Celina Reynoco Employees Federal Credit Union to serve the employees of Reynolds & Reynolds, Celina, Ohio. The credit union was located within the core group facility. In 1996 the Board of Directors began researching ways to extend the credit union's services to the community.
(248) 797-2775 78 miles Lender's profile and map Reviews Creative Mortgage LLC 711 Cherry Stone Drive, Canton, MI, 48188 Creative Mortgage, LLC we have the ability to offer competitive rates and pricing because we have more flexible pricing programs than lenders.We believe it is vital to keep you informed throughout the entire process. From the initial application to finishing up the whole process.
(734) 634-4064 78 miles Lender's profile and map Reviews COAL Mortgage Lending LLC 3332 Tall Oak Lane, Canton, MI, 48188 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(734) 721-5700 78 miles Lender's profile and map Reviews Wayne Westland Federal Credit Union 500 S. Wayne Rd, Westland, MI, 48186 Wayne Westland Federal Credit Union began in 1954 based on the credit union “people helping people” philosophy. As a community-chartered credit union, we put our members first in all we do. We’re not like a typical bank. WWFCU is not-for-profit, which means all of our earnings go back to you.
(734) 525-0700 78 miles Lender's profile and map Reviews Parkside Credit Union 1747 S. Newburgh Rd., Westland, MI, 48186 Parkside Credit Union, a Michigan based financial institution, has been serving the community since 1953. Parkside offers a full line of financial products and services to its members and provides convenient account access with thousands of nationwide fee‐free ATM locations as well as mobile, online, and telephone solutions.
(614) 538-2443 78 miles Lender's profile and map Reviews United Midwest Savings Bank, National Association 6460 Busch Blvd, Suite 200, Columbus, OH, 43229 Since 1889, United Midwest has offered a varying range of banking and financial services to several community and business groups. Over time, we've evolved and today we focus our services into four main categories: Business Lending, Consumer Lending, Residential Loans, and our Deposit Services.
(614) 436-7800 78 miles Lender's profile and map Reviews Mortgage Banc 1395 E Dublin Granville Rd, Suite 301, Columbus, OH, 43229 Over the past 30 years we have established ourselves as a 'make sense' hard money lender and mortgage broker. The Mortgage Banc has assisted many home buyers and owners with their financing needs. In addition to our direct loan programs, our wholesale loan division has supported other mortgage brokers with financing options.
(313) 263-6227 78 miles Lender's profile and map Reviews Ez Loans Co 837 S Beech Daily, Dearborn Heights, MI, 48125 At EZ Loans Co, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
(734) 662-8200 78 miles Lender's profile and map Reviews University of Michigan Credit Union 340 E Huron Street, Suite 100, Ann Arbor, MI, 48104 UMCU is the only credit union headquartered in Ann Arbor, Michigan. It was established in 1954 with just 12 members and $9 in assets. Today, UMCU has more than 100, 000 members and more than $1 billion in assets, and it continues to grow. With nine offices in Ann Arbor, one branch in Ypsilanti, one branch in Dearborn and three branches in the Flint
(734) 662-1600 78 miles Lender's profile and map Reviews Bank of Ann Arbor 125 S. Fifth Ave, Ann Arbor, MI, 48104 Bank of Ann Arbor is a locally owned and operated bank with total assets and assets under management of over $2 billion, serving people and businesses throughout Washtenaw County and Plymouth. Bank of Ann Arbor is a community bank headquartered in downtown Ann Arbor with 8 locations throughout Southeast Michigan.