USDA Vs. FHA your options comparison in Gahanna, Franklin County, OH

In 2026, the loan limit for USDA in Gahanna, within Franklin county, OH, is $351,400, whereas the FHA limit for single-family residences is $488,750.

Employ the Lendersa® USDA loan calculator to assess the top rates between USDA and FHA today. It helps evaluate the income, credit, reserves, and documentation needed for eligibility. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side to determine the best program in Alabama tailored to your specific financial requirements.

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2026 Loan Limitations and Down Payment Details in Gahanna, Franklin, OH

Loan Type Max Loan Down Payment
USDA $351,400 0%
FHA $488,750 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Gahanna, OH

The objective of Lendersa® is to quickly provide you with the most competitive USDA or FHA loan, without hassle. Choose any of three initial methods that pair you with lenders offering suitable USDA loan schemes.

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Understanding the USDA Loan in OH

A USDA home loan is underwritten by the U.S. Department of Agriculture, also known as the USDA rural development loan or mortgage, and is available exclusively in rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, the USDA loan requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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