USDA and FHA Pro and Con in Gahanna, Franklin County, OH

In 2025, USDA loan limit in Gahanna, county of Franklin, OH is $351,400 while FHA limit is $488,750 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Gahanna, county of Franklin, OH

Loan Type Loan Limit Down payment
USDA $351,400 0%
FHA $488,750 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Gahanna, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Florida Pro Mortgage LLC
  • 5005 West Laurel Street, Suite 212, Tampa, FL, 33607
  • Florida Pro Mortgage is your best source for the lowest-rate financing on the market. Why? Because as a brokerage we access mortgages at wholesale rates and pass the savings on to you. Florida Pro Mortgage works one-on-one with each individual client, evaluates their specific needs and finds a lender that suits their situation personally.
  • Reliable Mortgage Professionals LLC
  • 3001 North Rocky Point Drive East, Suite 200, Tampa, FL, 33607
  • At Reliable Mortgage Professionals, we are more than just a lending company. We know the impact that our business has on the lives of you, our clients, and we aim to make the process as enjoyable and beneficial as possible to ensure that your home-buying experience is not tainted with debt, stress, and uncertainty.
  • Goodwin Mortgage Group
  • 1511 N Westshore Blvd Suite 1150, Tampa, FL, 33607
  • The Goodwin Mortgage Group has a wide variety of loan products and experienced professionals to get you on the path to homeownership. We strive to take the stress out of buying a home by providing the best communication and assistance by walking our customers through the home buying process step-by-step
  • BlueGrey Mortgage
  • 1311 North Church Avenue, Tampa, FL, 33607
  • We are a full-service mortgage company—offering a multitude of loan programs to our clients. While we specialize in home loans, we can also assist clients needing a loan for commercial property or investment properties. In addition to brokering loans for home and property purchases, we also broker refinancing loans.
  • MiMutual Mortgage
  • 1207 N.Himes Ave, Suite 2, Tampa, FL, 33607
  • A privately held Retail non depository mortgage Lender, MiMutual is headquartered in Port Huron, Michigan, licensed and expanding in 35+ states. MiMutual is Federal Housing Administration Full-Eagle and direct Fannie Mae, Freddie Mac, and Ginnie Mae. Named top 5 203(k) Lender in the U.S. MiMutual also has In-House USDA.
  • Home Loans By U, Inc.
  • 4021 North Armenia Ave Suite 102, Tampa, FL, 33607
  • At Home Loans By U, we strive to provide 100% customer satisfaction. In these challenging economic times, we trust that Home Buyers/Home Owners will be happy to hear of a Mortgage Broker Firm that is offering a fair and honest service to assist in their mortgage financing transactions.
  • Residential Acceptance Corporation
  • 5027 W Laurel Street, Tampa, FL, 33607
  • RAC is a group of lending specialists dedicated to helping mortgage professionals close difficult loans on-time. For more than 19 years, RAC has been working one-on-one with mortgage brokers, originators and processors across the country to restructure troubled loans, and find clever ways to get loans approved and closed quickly.
  • Ultima Bank
  • 9 West Minnesota Avenue, Winger, MN, 56592
  • Ultima Bank Minnesota originated as Farmers State Bank of Winger and was founded in 1904 in Winger, Minnesota, a small farming community in the northwest corner of the state. As typical of such communities, Winger's population peaked in the 1940's and then began to drop from about 400 to a little over 200 people today.
  • The Evangeline Bank and Trust
  • 497 West Main Street, Ville Platte, LA, 70586
  • The Evangeline Bank and Trust Company is an independent banking company that provides banking services to consumer and business customers in its normal area of operation. Our goal is to meet the banking needs of our communities served with outstanding customer service while taking active roles in our local communities.
  • Adams County Bank
  • 401 North Smith Ave, Kenesaw, NE, 68956
  • Adams County Bank was originally chartered in 1878 and has been serving South-Central Nebraska ever since. The main office has been located in Kenesaw, Nebraska since 1934. To better serve our growing customer base the branch location was opened in Juniata, Nebraska in 1996. In 2009, work began on the construction of a brand new building