USDA Vs. FHA Pro and Con comparison in Gahanna, Franklin County, OH
In 2025, USDA loan limit in Gahanna, county of Franklin, OH is $351,400 while FHA limit is $488,750 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Gahanna, county of Franklin, OH
Loan Type
Loan Limit
Down payment
USDA
$351,400
0%
FHA
$488,750
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Gahanna, OH
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
At Radar Mortgage, we believe that a slick phone app cannot take the place of personalized service. Your situation is not like anyone else’s. Trying to fit you into a one loan fits all mentality makes it easier for the mortgage company, but it won’t be the best solution for you..
"We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..."
The resourceful & skilled team at SEFS, LLC is eager to help you reach your dreams. Adolfo Ruiz joined the mortgage industry in 1995 through a residential correspondent lender, a subsidiary to a residential builder.Adolfo quickly adapted to meet projected quarterly earnings through, processing, origination,secondary markets,closings & compliance.
2101 W State Rd 434, Suite #102, Longwood, FL, 32779
Sorci Home Solutions has access to multiple investors through our wholesale channels. We do the shopping for you! This saves you time and money by providing you with solid information on your loan options and the lowest rates in the industry. Typically consumers think their only choice is to go to their local retail bank or retail lender.
Crossroads Credit Union opened for business as Crossroads Federal Credit Union in February of 1950, with the first deposit of $25 being made by Crossroads Coop Association, making it the first member. On March 14, the first organizational meeting was held, with six charter members and 60 other interested persons present.
"Crescent City Home Mortgage, LLC. Making your Dreams a Reality! Whether you are a first-time homebuyer, refinancing the home you already own or anything in between…we work to be your home mortgage solution. We have a wide range of options to tailor to your specific needs and wants
For more information about the products we offer"
Integra is a residential mortgage lending firm serving the entire state of Louisiana. We specialize in Purchase and Refinance Mortgage Loans. Our mortgage team members will give you the personal service you deserve and treat you with the respect due an esteemed customer. We realize the big commitment you are making in purchasing a house
Henderson State Bank seeks to better our communities in many ways. We offer lending products, with a focus on Ag and Commercial businesses. We have various types of deposit accounts, and other related services, to help anyone with their banking needs. We also are heavily involved in our communities through various service projects, donations.
The philosophy of the State Bank of Canton has not changed since it was founded over 125 years ago. Quality service, community involvement, and overall stability are just as important today as when the bank was incorporated on May 15th, 1895.
The State Bank of Canton served the Canton community at 112 N Main for 79 years.
Since 1940 Seaboard Federal Credit Union has strived to meet the needs of its owners in providing a safe and sound financial alternative. All accounts are insured to at least $250, 000 by the National Credit Union Administration (NCUA), an agency of the federal government. We strive to keep costs low and profits are returned to our members.
