USDA and FHA Pro and Con in Westerville, Franklin County, OH
In 2025, within the county of Franklin in Westerville, OH, the USDA loan maximum is established at $351,400, whereas the FHA ceiling for a single-family residence stands at $488,750.
Utilize the Lendersa® USDA loan calculator to contrast current USDA and FHA rates, identifying the necessary income, credit score, reserves, and documentation for qualification. Through our sophisticated mortgage tool, evaluate USDA, FHA, Conforming, and VA loans side-by-side, guiding you to select the most suitable program for your financial needs in Alabama.
2025 loan limitations and down payment criteria in Westerville, situated in the county of Franklin, OH
Loan Type
Maximum Loan
Initial Payment
USDA
$351,400
0%
FHA
$488,750
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan choices in Westerville, OH
Lendersa® aims to secure you the most advantageous USDA or FHA loan promptly and effortlessly. Choose one of these three paths to pair with lenders offering USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture, is often referred to as the USDA rural development loan or USDA mortgage. Available only in rural locales, it does not necessitate a down payment, in contrast to FHA loans requiring at least a 3.5% upfront payment.
Filer Credit Union first opened its doors in 1951 in an office at the American Box Board Company (currently PCA). The credit union has long since moved out of the plant, but we will never forget our roots or the men and women who first introduced the credit union movement to our area. Interestingly enough
105 Landings Drive, Suite 205, Mooresville, NC, 28117
We are a team of mortgage professionals who share a vision of integrity, speed and customer service to our clients and to each other. We are successful, experienced Loan Officers and Industry Veterans with decades of combined experience in the realm of real estate & financing and LKN Capital Mortgage have worked together for many years.
344 Rolling Hills Road, Suite 204B, Mooresville, NC, 28117
EDGEWATER Residential Capital offers a variety of products from the most competitive lenders to meet your individual requirements. We specialize in Conventional, Jumbo, Super Jumbo, ARMS, VA, Refinance FHA, USDA loans and we offer 100% financing on USDA and VA loans.We make the process of securing a mortgage simple and straightforward.
108 Gateway Blvd, Suite 104, Mooresville, NC, 28117
Metrolina Capital offers both private lending and structured equity opportunities, helping to empower businesses ready to take the next step toward growth. The company also has an impressive real estate portfolio and over 30+ years of experience in structuring multi-faceted real estate opportunities.
The Muncy Banking Company opened its doors on November 1, 1893 and was the direct result of a few Muncy businessmen under the leadership of Lewis S. Smith. Smith, one of Muncy's most successful store owners, could see the need to maintain two banks in the community. One of Muncy's two banks had recently ceased to exist.
PALCO is a member-owned, not-for-profit financial cooperative. Members help members by pooling their money, which PALCO is then available to lend to their fellow members. PALCO's income, after expenses and reserves, is returned directly to members in the form of lower rates on loans, higher dividends on savings, and many no-fee services.
909 Ridgebrook Road, Suite 108, Sparks Glencoe, MD, 21152
At Coastal Lending Group LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Prairie Community Bank was established on April 2, 1998 as a locally owned and independent bank. We opened as Prairie State Bank and on January 1, 2004 we changed the bank’s name to Prairie Community Bank, to better reflect our commitment and focus on our surrounding communities. Each day.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
