USDA Vs. FHA Pro and Con comparison in Huber-Ridge, Franklin County, OH
As of 2025, the USDA loan limit in Huber-Ridge, county of Franklin, OH is $318,300, while the FHA limit is $397,900 for a single-family home.
Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA rates. Evaluate the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding in deciding which program in best suits your financial situation.
2025's Loan Limits and Down Payment Requirements in Huber-Ridge, Franklin, OH
Loan Type
Loan Limit
Down Payment
USDA
$318,300
0%
FHA
$397,900
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Huber-Ridge, OH
Lendersa® aims to secure the best USDA or FHA loan quickly and without hassle. Choose from three starting points leading to matching lenders and USDA loan programs.
The USDA home loan is a government-backed mortgage provided by the Department of Agriculture, also known as a USDA rural development loan. Exclusively available in rural areas, it contrasts with FHA loans, which require a minimum of 3.5% down payment, whereas USDA mortgages require none.
First Wisconsin Financial, Inc., I take a dynamic approach to home financing by shopping all of the major mortgage lenders and securing the most competitive rate for my clients and also This firm offers mortgages including purchases, refinancing, home equity loans and debt consolidation
Better Banks is an employee-owned community bank offering all of the same financial solutions as other banks, but we're right here and committed to our local communities. Since 1898, Better Banks has been serving the banking needs of our local community. As a community bank, we support our local economy by providing loans to the neighborhoods.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Pickens Federal Credit Union has a strong heritage with Pickens County, dating back to 1961 Our mission is to actively serve all members with respect and dignity, while providing a variety of beneficial services that are consistent with the Credit Union Philosophy of "People Helping People.
ISPFCU are insured by the National Credit Union Administration (NCUA). This is a federal agency that insures savings in federal and most state-chartered credit unions across the country through the National Credit Union Share Insurance Fund (NCUSIF), a federal fund backed by the full faith and credit of the United States government.
Imperial Credit Union to provide small loans and a place for members to save money. It was often impossible for African-Americans to receive such services at that time. Several years later, the Credit Union was expanded to become the Illinois Conference Imperial Credit Union so that we could serve the members and their families
Vision Financial FCU is member-owned, member-driven. We are owned by our members and, since we opened our doors in 1960, our members have always been the foundation and strength of our Credit Union.
We currently serve the employees and family members of over 100 companies and almost 10, 000 established members.
1040 North Main Street, Sheboygan Falls, WI, 53085
Meadowland Credit Union was chartered on April 18, 1957 as Bemis Employees Credit Union. At that time, the credit union was serving only the employees of Bemis Manufacturing and their immediate family members. On January 10, 1995, our field of membership was expanded to include employees of Richardson Industries and their immediate family members.
Latino Community Credit Union (LCCU) is a community-based and member-owned nonprofit financial institution that provides protection of financial assets, access to loans, financial independence and financial education.
We are proud to serve a diverse membership from the U.S. and 110 other countries around the world
