USDA Vs. FHA Pro and Con comparison in Bexley, Franklin County, OH
In 2026, the USDA loan limit for Bexley, within the county of Franklin, OH, is set at $351,400, whereas the FHA limit for a single-family home is $488,750.
Leverage the Lendersa® USDA loan calculator to compare today's competitive USDA versus FHA rates. This tool allows you to determine the required income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator enables side-by-side comparisons of USDA, FHA, Conforming, and VA programs, helping you identify which option in Alabama best fits your financial scenario.
2026 Loan Limits and Down Payment Requirements in Bexley, Franklin, OH
Loan Type
Loan Limit
Down Payment
USDA
$351,400
0%
FHA
$488,750
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Bexley, OH
The mission of Lendersa® is to promptly deliver the most suitable USDA or FHA loan without hassle. Start with one of three pathways to find matching lenders and USDA loan programs.
A USDA home loan is a mortgage backed by the government Department of Agriculture, also termed as a USDA rural development loan or USDA mortgage, available exclusively in rural neighborhoods. Unlike FHA loans necessitating a minimum of 3.5% down payment, the USDA mortgage requires no down payment at all.
PhysicianLoans was founded in 1993. We offer a unique product The Doctor Loan, available only to medical doctors, dentists and veterinarians. Although we are a “brick & mortar” company based in Columbus, Ohio, PhysicianLoans is licensed in 18 states. As such, each of our Loan Officers holds all the appropriate licenses to conduct business.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
At Capital City Funding, we transform real estate ambitions into reality by facilitating swift, adaptable financing solutions tailored to your needs. Skip the traditional banks and partner with us to leverage our extensive network of private and institutional lenders. Whether you're acquiring your first property or expanding a lucrative portfolio,
Telhio Credit Union has been a strong and stable financial institution in central Ohio since 1934. We are a not-for-profit, full-service financial institution cooperative, meaning our members are owners and can expect to receive high-quality financial services to meet all of their needs. Telhio is strong and safe, and has been serving central Ohio.
Education First Credit Union was established in 1936 by five Columbus City School teachers as a credit union for teachers and their families. From these humble beginnings, the original five employees have grown to nearly 50 with three locations but we have never strayed from our goal of serving Ohio’s educational community.
CME Federal Credit Union was established in 1935 by the City of Columbus Firefighters. A fews years later, CME FCU began serving employees of the City of Columbus Division of Police. Gradually, CME FCU expanded over the years to serve city, county, and municipal employees within Franklin County.
Huntington Bancshares Incorporated is a $174 billion asset regional bank holding company headquartered in Columbus, Ohio. Founded in 1866, The Huntington National Bank and its affiliates provide consumers, small and middle-market businesses, corporations, municipalities, and other organizations with a comprehensive suite of banking, payments.
Our vision is to create an exceeding mortgage experience for our customers. Every business decision we make is centered around our biggest asset, our customers To become a winning brand in the mortgage industry by driving a culture of customer-centricity through every phase of the mortgage process.
250 Civic Center Dr, Suite 150, Columbus, OH, 43215
Lends in Ohio
Pace Financial Group offers a full range of commercial real estate funding options as well as a full service commercial mortgage loan servicing operation. Financing options include first and second mortgage debt, equity investments, mezzanine financing & brokerage services. Pace expanded its focus to include the brokerage of interim, construction.
