USDA Vs. FHA your options comparison in Bexley, Franklin County, OH

In 2026, the USDA loan limit for Bexley, within the county of Franklin, OH, is set at $351,400, whereas the FHA limit for a single-family home is $488,750.

Leverage the Lendersa® USDA loan calculator to compare today's competitive USDA versus FHA rates. This tool allows you to determine the required income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator enables side-by-side comparisons of USDA, FHA, Conforming, and VA programs, helping you identify which option in Alabama best fits your financial scenario.

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2026 Loan Limits and Down Payment Requirements in Bexley, Franklin, OH

Loan Type Loan Limit Down Payment
USDA $351,400 0%
FHA $488,750 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Bexley, OH

The mission of Lendersa® is to promptly deliver the most suitable USDA or FHA loan without hassle. Start with one of three pathways to find matching lenders and USDA loan programs.

Lendersa USDA loan inquiry and matching results

What is USDA Loan in OH?

A USDA home loan is a mortgage backed by the government Department of Agriculture, also termed as a USDA rural development loan or USDA mortgage, available exclusively in rural neighborhoods. Unlike FHA loans necessitating a minimum of 3.5% down payment, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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