USDA and FHA Pro and Con in Whitehall, Franklin County, OH
In 2025, the USDA loan limit in Whitehall, situated in Franklin county, OH, is set at $351,400. Meanwhile, the FHA limit for a single-family home is $488,750.
Utilize Lendersa® USDA loan calculator to evaluate and compare today’s top rates for USDA versus FHA. Determine your income, credit, reserves, and necessary documents for qualification using our advanced mortgage calculator, which presents USDA, FHA, Conforming, and VA programs side by side, helping you identify the best option for your financial situation in .
Loan Limits and Downpayment Requirements for 2025 in Whitehall, Franklin, OH
Loan Type
Loan Limit
Down Payment
USDA
$351,400
0%
FHA
$488,750
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Whitehall, OH
The objective of Lendersa® is to help you quickly acquire the best possible USDA or FHA loan without complications. Choose one of three initial steps to find matching lenders and suitable USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available only in rural regions. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA loans require no down payment, appealing to eligible rural buyers.
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