USDA VS FHA in Whitehall, Franklin County, OH

In 2025, USDA loan limit in Whitehall, county of Franklin, OH is $351,400 while FHA limit is $488,750 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Whitehall, county of Franklin, OH

Loan Type Loan Limit Down payment
USDA $351,400 0%
FHA $488,750 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Whitehall, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Elevator Employees Credit Union was chartered on June 16, 1953 by the employees of Montgomery Elevator Company. Our first office was in the basement of the Montgomery Elevator Company in Moline, IL. By the end of 1968 the credit union had grown to assets of $417,128.08. Membership was 581 members.
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  • Illinois Lending
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  • At Illinois Lending, our goal is to offer you an affordable and flexible loan when you need it the most. We understand there are moments in life where you may need quick cash to give you more financial flexibility – it could be for medical costs, rent, home repairs, a large purchase.
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  • Founded in 1934, our eight charter members were production line workers at the East Moline Works Plant. Open only three times a day during shift change, employees at the original office in the middle of the plant had to manage over the noise of the steel-wheeled trailers moving over the creosote floors.
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  • "Ruhl Mortgage is a full-service mortgage banker with experienced staff, offering expertise in every area of mortgage lending - from purchase and refinance to even construction lending. Ruhl Mortgage offers purchase and refinance loans, including FHA, VA, Rural Development loans, second home loans,"
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  • The Northwood Federal Credit Union is a member-owned and operated organization. With our affiliates, Bright Hope, CBC, ECAI and WesleyAME Zion, our mission is to promote thrift and provide financial services to assist our members in meeting their economic needs. In achieving these goals.