FHA Vs. USDA loan program for Genoa, Ottawa County, Ohio

In 2025, the USDA loan limit for Genoa in the county of Ottawa, OH, is $336,500, while the FHA limit for a single-family home is set at $472,030.

Employ the Lendersa® USDA loan calculator to assess today's best USDA versus FHA rates, determining the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding your decision on which program in best matches your financial situation.

Exploring USDA and FHA Loan Options in Genoa, OH

Lendersa® aims to connect you with the most advantageous USDA or FHA loan quickly and without hassle. Choose from three starting points to connect with matching lenders and available USDA loan programs.

Results from Lendersa USDA loan requests and matches

What is a USDA Loan in OH?

A USDA home loan, backed by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is offered exclusively in rural areas. Contrary to FHA loans that require a minimum 3.5% down payment, USDA loans require none.

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(706) 253-9600 Lender's profile and map Reviews Community Bank of Pickens County 15 Sammy Mcghee Blvd, Jasper, GA, 30143 Community Bank of Pickens County opened for business in 2000. The bank originally opened in a modular unit while a 10,000 square foot facility was being constructed at the corner of Highway 53 and Sammy McGhee Boulevard. Community Bank of Pickens County is the only locally owned bank in Jasper Georgia area.
(404) 993-6275 Lender's profile and map Reviews HomeTrust Mortgage, Inc. 11576 Big Canoe, Jasper, GA, 30143 The Hometrust Mortgage team is committed to providing each client with the highest quality service accompanied with the lowest mortgage interest rates available. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, consolidating debt, or you are a real estate investor.
(678) 317-0338 Lender's profile and map Reviews The Mortgage Source LLC 21 Court St, Suite 102, Jasper, GA, 30143 We built our mortgage business from the ground-up, consistently surpassing customer and agents expectations with clear and reliable communication and our "No Bureaucracy" approach to the mortgage process. Our team is local, friendly, and nimble, and we have more than a decade of experience crafting custom, structured loans.
(678) 454-5600 Lender's profile and map Reviews FRONTLINE CAPITAL MORTGAGE, LLC 91 Sammy McGhee, Suite 110, Jasper, GA, 30143 Frontline Capital Mortgage, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
(212) 473-7310 Lender's profile and map Reviews Self Reliance New York FCU 108 Second Avenue, New York, NY, 10003 Self Reliance New York Federal Credit Union was established in 1951 by a group of volunteers dedicated to the cooperative philosophy of "people helping people". Under the sponsorship of the New York Branch of the Selfreliance Association of American Ukrainians, we are currently the oldest and largest Ukrainian Credit Union.
(212) 995-3171 Lender's profile and map Reviews NYU Federal Credit Union 726 Broadway, Suite 110, New York, NY, 10003 Established in 1982. Faculty, staff, students, alumni, retiree and their family members are all eligible to join. All that’s required to establish membership is $50 in a Share Savings account. As a member, you share in NYU FCU's earnings. As the NYU credit union makes money, it reinvests it to improve products and services for our members.
(845) 452-7323 Lender's profile and map Reviews TEG Federal Credit Union 1 Commerce Street, Poughkeepsie, NY, 12603 TEG Federal Credit Union is a local, member-owned, not-for-profit, full-service community financial institution open to all those who live, work, worship or attend school in Dutchess, Orange, Ulster, Sullivan, Putnam, Rockland and Westchester County in New York. Since 1969, TEG has been a steady source of financial services to its members.
(718) 747-9642 Lender's profile and map Reviews Fort Funding Corp 7016 Fort Hamilton Parkway, Brooklyn, NY, 11228 Fort Funding Corp. is committed to helping home and investment property owners find the perfect mortgage at the lowest rates.With five offices throughout NY & NJ & an established network of hundreds of banks and lenders from all over the country, Fort Funding Corp. is one of the most trusted Mortgage Companies in the tri-state area today.
917-830-7144 Lender's profile and map Reviews Brooklyn Funding Group Ltd. 33 35th St A404, Brooklyn, NY, 11232 Brooklyn Funding Group makes short-term lending simple and stress-free. Our experienced team ensures a smooth process, turning your real estate goals into reality. We offer fast financing for 1-4 unit properties with up to 90% LTC, up to 75% ARV, and rates starting at just 7.7%. Whether it’s a fix-and-flip or an investment opportunity, we’re here t
(800) 908-6600 Lender's profile and map Reviews Quontic Bank Holdings Corp 1 Rockefeller Plaza, 9th Floor, New York, NY, 10020 Quontic is a Member FDIC bank, headquartered in New York City and located in a growing number of states. Quontic is the adaptive digital bank that empowers its customers financially while embracing their diverse circumstances. Quontic’s disruptive banking platform reimagines traditional banking with adaptive lending and innovative deposit products.
(845) 348-3172 Lender's profile and map Reviews Starr Mortgage Company Inc 15 North Mill Street, Suite 215, Nyack, NY, 10960 Starr Mortgage Company, Inc. has quickly become a benchmark in the mortgage industry. Our headquarters is located in Nyack, NY in the historic Hudson Valley Region of New York, however our area of influence and expertise ranges all the way from Rockland and Westchester Counties, throughout all 5 boroughs of New York City.