USDA Loan Vs. FHA loan for Genoa, OH [Ottawa County ]

In 2025, the USDA loan limit for Genoa in the county of Ottawa, OH, is $336,500, while the FHA limit for a single-family home is set at $472,030.

Employ the Lendersa® USDA loan calculator to assess today's best USDA versus FHA rates, determining the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding your decision on which program in best matches your financial situation.

Exploring USDA and FHA Loan Options in Genoa, OH

Lendersa® aims to connect you with the most advantageous USDA or FHA loan quickly and without hassle. Choose from three starting points to connect with matching lenders and available USDA loan programs.

Results from Lendersa USDA loan requests and matches

What is a USDA Loan in OH?

A USDA home loan, backed by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is offered exclusively in rural areas. Contrary to FHA loans that require a minimum 3.5% down payment, USDA loans require none.

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(714) 389-9970 Lender's profile and map Reviews California Business Bank 3200 El Camino Real, Suite 220, Irvine, CA, 92602 At California Business Bank (“CBB”), we combine the best of traditional community banking service, with modern technology origination and delivery methods. Technology when a business owner prefer, a person when they don’t. We provide innovative financial products and services to small businesses and entrepreneurs.
(833) 346-1376 Lender's profile and map Reviews Owning 230 Commerce, Suite 200, Irvine, CA, 92602 Owning was created by experienced people who worked in the mortgage industry for many years, providing billions of dollars in mortgages to consumers. They saw many inefficiencies in the way the mortgage industry has operated for years. So, they created Owning. Owning uses modern technology, communication and research tools to reduce the stress.
(858) 337-1520 Lender's profile and map Reviews Pacific Home Mortgage Funding, Inc. 4060 30th Street, San Diego, CA, 92104 We specialize in finding the right home loan for each customer. Whether you are a first home buyer or an experienced property investor, we want to exceed your expectations and ensure you are comfortable throughout the home loan process. Pacific Home Mortgage Funding, Inc. is working hard to advise and assist borrowers in obtaining their home loans.
(844) 803-0250 Lender's profile and map Reviews Grander Home Loans, Inc. 3930 Oregon St, Suite 200, San Diego, CA, 92104 Our primary goal is to provide excellent service to our customers.We promptly return phone calls & respond to emails & letters.Throughout the lending process, we provide regular loan updates & progress reports so you always know the status of your loan application.We pride ourselves in delivering the most competitive mortgage rates & product.
(949) 504-4198 Lender's profile and map Reviews JDGVentures 255 Lockford, Irvine, CA, 92602 Galligan Funding Group (JDGVENTURES INC). We are a full-service mortgage company based in Irvine, CA. We specialize in Home Purchase Loans and Refinance in Irvine. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in the zip code of 92602
(949) 888-6000 Lender's profile and map Reviews SMS Mortgage 2 Robinstree Lane, Irvine, CA, 92602 SMS Mortgage pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan.
(855) 355-2687 Lender's profile and map Reviews Bank of The Sierra PO Box 1930, Porterville, CA, 93258 Bank of the Sierra was founded in 1977. Over the years, our market has expanded to include Tulare, Kern, Kings, Fresno, Los Angeles, San Luis Obispo, Santa Barbara and Ventura Counties. We are the largest community bank headquartered in California's Heartland. Through sound banking practices and financial strength
(206) 393-0684 Lender's profile and map Reviews Pacific Coast Financial LLC 2150 North 107th Street, Suite 170, Seattle, WA, 98133 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
(206) 622-1850 Lender's profile and map Reviews Express Credit Union 1930 6th Avenue South, Suite 104, Seattle, WA, 98134 Express Credit Union is a community based and member-owned nonprofit financial institution serving the Puget Sound community since 1934. We offer checking and savings accounts, loans and other products that deliver great value and exceptional service to our members Our new focus is on providing low and moderate income.
(206) 398-5500 Lender's profile and map Reviews Seattle Credit Union 1521 1st Ave S, Suite 500, Seattle, WA, 98134 We’re Seattle’s credit union, and whether you’re a local or new to Seattle, we’re your partner in growth and prosperity. We’ve been part of Seattle since 1933, investing in our collective future, helping fuel the economy, and supporting our diverse communities through boom and bust.
(206) 382-9993 Lender's profile and map Reviews Lakeview Mortgage 425 Pontius Avenue N, Suite 450, Seattle, WA, 98109 Lakeview Mortgage prides itself on rendering the highest caliber of services with timely responsiveness to clients. We are uniquely poised to provide comprehensive services in relation to purchasing/refinancing your primary residence, second home or investment property. Lakeview Mortgage was opened in 2003.