USDA Vs. FHA your options comparison in Walbridge, Wood County, OH
In 2026, the USDA loan limit in Walbridge, located in Wood County, OH, is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to explore today's best rates for USDA vs. FHA loans. Evaluate the income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in best fits your financial situation.
2026 Loan Limits and Downpayment Requirements in Walbridge, Wood, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming
$726,200
3%
USDA and FHA Loan Options in Walbridge, OH
The goal of Lendersa® is to secure the best USDA or FHA loan for you quickly and smoothly. Start by selecting one of three paths to find matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage and is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans have no down payment requirement.
TMFCU serving the City of Toledo & Lucas County since 1954. We now serve anyone who lives, works, attends church, school or volunteers in Lucas County!
While this is an open forum, we intend to maintain a family-friendly atmosphere, so please use appropriate language at all times when posting and/or commenting on our wall.
ProMedica Federal Credit Union is a full-service Credit Union. Anyone associated with ProMedica and his or her family members are eligible to join PFCU. We are a full service financial institution that can assist with all of your deposit, borrowing, financial service and financial education needs.
Directions Credit Union—banking you can trust with a strong history and the highest quality financial services since 1953—now serves over 100, 000 members and manages a collective asset of more than $864 million. It’s this responsible management of member funds and the cost savings we pass along to our members
GenoaBank, founded in 1902, is a locally-owned, independent community bank that provides a broad range of banking services to both business and private customers in counties of Lucas, Ottawa, Sandusky, Wood, Fulton, Erie and the Michigan County of Monroe. Since the time GenoaBank first opened its doors, it has continued to expand
Bay Area Credit Union, members come first. We promise to offer honest, fair service to every member, every time. We promise to treat every member with respect and dignity. We promise to be a trusted financial advisor that members can count on to assist in achieving their financial dreams.
We here at the Toledo Police Federal Credit Union are proud to be a part of the credit union movement since we were chartered by the NCUA on March 18, 1940. Since that time we have had the opportunity to provide our members with personalized services to meet their financial needs.
"Founded in 1942, Maumee Valley Credit Union is celebrating its 78th anniversary this year.
Our original field of membership consisted of employees of the New York Central Railroad, Penn Central Railroad, and Consolidated Rail Corporation. With increased popularity and demand for credit union services we began to expand our field of membership
The Credit Union was started in 1938 as the St. Agnes Federal Credit Union. When St. John the Baptist was added our name changed to St. Agnes-St. John Toledo Federal Credit Union.
In 2001 the credit union merged with St. Mary’s-St. Thomas Credit Union and changed its name to Parish Federal Credit Union
Sun Federal is a full-service financial cooperative, established in 1950. As an employee, retiree, member or student of one of our sponsor groups, or if you live, work, worship, attend school or regularly conduct business in a designated development area, you and members of your immediate family or household are eligible to join Sun Federal
