USDA Vs. FHA Pro and Con comparison in Walbridge, Wood County, OH

In 2025, the USDA loan limit in Walbridge, located in Wood County, OH, is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to explore today's best rates for USDA vs. FHA loans. Evaluate the income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in best fits your financial situation.

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2025 Loan Limits and Downpayment Requirements in Walbridge, Wood, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming $726,200 3%

USDA and FHA Loan Options in Walbridge, OH

The goal of Lendersa® is to secure the best USDA or FHA loan for you quickly and smoothly. Start by selecting one of three paths to find matching lenders and USDA loan programs.

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What is a USDA Loan in OH?

A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage and is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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