USDA and FHA Pro and Con in Perrysburg, Wood County, OH

In 2026, the USDA loan limit in Perrysburg, within the county of Wood, OH, is $336,500. By contrast, the FHA loan limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates, helping to determine the essential income, credit requirements, reserves, and documents for qualification. Using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, enabling a wise choice of the ideal program in Alabama tailored for your financial situation.

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Explore 2026 Loan Limits and Downpayment Needs in Perrysburg, Wood, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Perrysburg, OH

At Lendersa®, our aim is to secure you the best USDA or FHA loan quickly and easily. Choose from three starting points that will lead you to matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in OH

The USDA home loan, commonly referred to as the USDA mortgage or rural development loan, is guaranteed by the Department of Agriculture. Available exclusively in rural areas, it does not require a down payment, unlike FHA loans that demand a minimum of 3.5% down.

Enter your location to find out if it qualifies for USDA rural housing loan?



Perrysburg Lenders

  • Toledo Police Federal Credit Union
  • 4280 Heatherdowns Boulevard, Toledo, OH, 43614
  • Lends in Ohio
  • We here at the Toledo Police Federal Credit Union are proud to be a part of the credit union movement since we were chartered by the NCUA on March 18, 1940. Since that time we have had the opportunity to provide our members with personalized services to meet their financial needs.

  • Sun Federal Credit Union
  • 1627 Holland Road, Maumee, OH, 43537
  • Lends in Ohio
  • Sun Federal is a full-service financial cooperative, established in 1950. As an employee, retiree, member or student of one of our sponsor groups, or if you live, work, worship, attend school or regularly conduct business in a designated development area, you and members of your immediate family or household are eligible to join Sun Federal

  • Glass City Federal Credit Union
  • 1340 Arrowhead Drive, Maumee, OH, 43537
  • Lends in Ohio
  • Glass City Federal Credit Union has been proudly serving the Northwest Ohio community since 1947.Currently, Glass City provides optimum financial services to over 26, 000 members, and more than 200 businesses, organizations, and associations in the region. With five full-service branch locations in Maumee, Toledo, and Bowling Green,

  • Your Mortgage Group LLC
  • 1715 Indian Wood Circle, Suite 200, Maumee, OH, 43537
  • Lends in Ohio
  • YMG is a boutique brokerage that understands the mortgage experience is not one size fits all…it’s your size fits you.That’s why our first priority is to keep you in mind as we navigate your experience.We have closed BILLIONS in loans for thousands of clients.Whether you’re a first time home buyer or a seasoned investor, we have the experience.

  • Capital Home Loans LLC
  • 6546 Weatherfield Ct, Unit C2, Maumee, OH, 43537
  • Lends in Ohio
  • Capital we are dedicated to serving the community by providing competitive mortgage options. Buying a home is a great step towards financial success and our team is here to make that process as smooth as possible. Reach out to us today to find out how Capital can help you and Ready To Help You Through The Mortgage Process

  • Savage Mortgage Services, Ltd
  • 655 Beaver Creek Circle, Maumee, OH, 43537
  • Lends in Ohio
  • Savage Mortgage Services, Ltd. began in May 2002 as a joint venture between Billy Horn and Savage & Associates in order to offer residential mortgage services to Savage clients. We offer various loan programs, including fixed-rate loans with 10-30 year terms, adjustable rate mortgages, conventional and jumbo loans.

  • Maumee Valley Credit Union
  • 28 Fearing Boulevard North, Toledo, OH, 43607
  • Lends in Ohio
  • "Founded in 1942, Maumee Valley Credit Union is celebrating its 78th anniversary this year.

    Our original field of membership consisted of employees of the New York Central Railroad, Penn Central Railroad, and Consolidated Rail Corporation. With increased popularity and demand for credit union services we began to expand our field of membership

  • Toledo Metro Federal Credit Union
  • 1212 Adams Street, Toledo, OH, 43604
  • Lends in Ohio
  • TMFCU serving the City of Toledo & Lucas County since 1954. We now serve anyone who lives, works, attends church, school or volunteers in Lucas County!

    While this is an open forum, we intend to maintain a family-friendly atmosphere, so please use appropriate language at all times when posting and/or commenting on our wall.

  • ProMedica Federal Credit Union
  • 245 N Summit Street, Toledo, OH, 43604
  • Lends in Ohio
  • ProMedica Federal Credit Union is a full-service Credit Union. Anyone associated with ProMedica and his or her family members are eligible to join PFCU.
    We are a full service financial institution that can assist with all of your deposit, borrowing, financial service and financial education needs.