USDA Vs. FHA Pro and Con comparison in Perrysburg, Wood County, OH

In 2025, the USDA loan limit in Perrysburg, within the county of Wood, OH, is $336,500. By contrast, the FHA loan limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates, helping to determine the essential income, credit requirements, reserves, and documents for qualification. Using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, enabling a wise choice of the ideal program in Alabama tailored for your financial situation.

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Explore 2025 Loan Limits and Downpayment Needs in Perrysburg, Wood, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Perrysburg, OH

At Lendersa®, our aim is to secure you the best USDA or FHA loan quickly and easily. Choose from three starting points that will lead you to matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in OH

The USDA home loan, commonly referred to as the USDA mortgage or rural development loan, is guaranteed by the Department of Agriculture. Available exclusively in rural areas, it does not require a down payment, unlike FHA loans that demand a minimum of 3.5% down.

Enter your location to find out if it qualifies for USDA rural housing loan?



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