FHA Vs. USDA loan program for Oregon, Lucas County, Ohio

In 2025, USDA loan limit in Oregon, county of Lucas, OH is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Oregon, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(914) 946-6200 Lender's profile and map Reviews Educational & Governmental Employees FCU 333 N Central Avenue, Hartsdale, NY, 10530 Established in 1937, Educational and Governmental Employees Federal Credit Union is a safe, secure, and full service financial institution, serving nearly 7, 300 members. We pride ourselves on offering outstanding service and providing members with the tools and resources for a brighter financial future.
(914) 741-2442 Lender's profile and map Reviews TMC Equities Inc 29 Marble Avenue, 2nd Floor, Pleasantville, NY, 10570 TMC Equities, Inc. is a local and community oriented mortgage broker. For over 24 years we have been located in Pleasantville, NY. Products are available for every purchase or refinance including less than perfect credit, little down payment, low income. We shop with a variety of banks to pass on better rates than your bank.
(914) 664-7800 Lender's profile and map Reviews Dalco Financial Services Inc 120 Stevens Avenue, Mount Vernon, NY, 10550 We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet specific needs.
(706) 624-5336 Lender's profile and map Reviews North Georgia National Bank 350 West Belmont Dr, Calhoun, GA, 30701 North Georgia National Bank is the only bank in Gordon County with its headquarters in Calhoun. That means streamlined decisions by staff who understand your community better than anyone else. Other banks might claim "small town" values, but only one shares your "hometown" values
(866) 860-0464 Lender's profile and map Reviews SEA VIEW MORTGAGE, INC. 27 Beach Rd Suite 5A, Monmouth Beach, NJ, 7750 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(718) 366-6422 Lender's profile and map Reviews Italo-American Federal Credit Union 66-52 Myrtle Avenue, Ridgewood, NY, 11385 Italo-American Federal Credit Union was started by a group of Italian-Americans in 1935, to serve the needs of the Italian immigrant population of New York City, at a time when financial assistance was not available to them. Unlike banks, Credit Unions are owned and run by its members. There are no outside stockholders.
(718) 240-4778 Lender's profile and map Reviews Ridgewood Savings Bank 7102 Forest Ave, Ridgewood, NY, 11385 Whether you are looking to save, invest, borrow or anything in between, we offer a wide choice of financial services to meet your every need including Savings and Checking Accounts, Mortgages and Commercial Loans, Retirement Accounts, Equity Loans and Lines of Credit, plus the convenience of Online Banking.
(800) 711-1071 Lender's profile and map Reviews Putnam Capital Services 1013 Route 6, Mahopac, NY, 10541 At Putnam Capital Services, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(718) 824-4100 Lender's profile and map Reviews Apple Home Mortgage 1819 Williamsbridge Road, Suite LB, Bronx, NY, 10461 Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage or cashing out your home equity. We will help you qualify, apply and be approved for the right mortgage loan for you.
(757) 686-3051 Lender's profile and map Reviews PFD Firefighters' Credit Union, Inc 3209 Cedar Lane, Portsmouth, VA, 23703 PFD Firefighter's Credit Union, Inc. is a member-owned financial institution. We exist to provide a wide range of quality services based on member needs. Our intent is to encourage savings and provide loans in a personal and professional manner while ensuring sound financial management to safeguard member assets.
732-505-4602 Lender's profile and map Reviews First Funding Loans 1 3rd Ave, Suite 4, Long Branch, NJ, 07740 First Funding Loans, we are dedicated to being the best hard money lenders in New Jersey. This is why we offer a simple and quick way to access loans for various types of property investments. Hard money loans are a great option because they are approved quickly, require minimum documentation and offer funds for projects