USDA and FHA Pro and Con in Northwood, Wood County, OH

In 2026, the USDA loan limit for the city of Northwood, located in Wood county, OH, is $336,500. Meanwhile, the FHA limit for a single-family home is set at $472,030.

The Lendersa® USDA loan calculator is perfect for comparing today's leading USDA versus FHA rates. It helps determine the income, credit, reserves, and paperwork required to qualify. Our advanced mortgage calculator facilitates side-by-side comparisons of USDA, FHA, Conforming, and VA loans to help you decide which program in best suits your financial situation.

Explore loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Northwood, Wood County, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Northwood, OH

Lendersa® has the goal of swiftly securing the best possible USDA or FHA loan without complications. Choose from one of three starting paths to find matching lenders and USDA loan programs.

Lendersa: USDA loan request and matching results

Explaining the USDA Loan in OH

The USDA home loan is backed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan. It's exclusive to rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans don't need any down payment, making them a compelling option for qualified applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Volunteer Home Mortgage Inc.
  • 1033 W Broadway Ave, Maryville, TN, 37801
  • Volunteer Home Mortgage Inc. is a dream come true for me. We are one of the hand full of mortgage broker companies that is here to give our customers a variety of mortgage options and choices. We are a locally owned and operated mortgage company. Why call a BIG name bank or lender

  • Richmond Rehab Funding, Llc
  • 334 River Road West, Suite 247, Manakin Sabot, VA, 23103
  • We are asset based hard money lenders based in Richmond, VA. We loan money for real estate investors' fix and flip deals, new construction projects, buy and hold rentals, BRRRR financing, adaptive reuse projects, land development, bridge loans and mezzanine financing. However, we are not limited to a certain loan footprint.

  • RatePro Mortgage
  • 1903 Manakin Road, Suite A, Manakin Sabot, VA, 23103
  • RatePro Mortgage was founded as Home Equity Mortgage, Inc. our focus was on helping homeowners maximize the equity in their home. As the market began to change, so did we. We shifted our focus and continued to educate ourselves on the latest trends and resources available for all types of mortgage financing.

  • St. Louis Policemen’s Credit Union
  • 1915 Olive Street, Saint Louis, MO, 63103
  • St. Louis City Police Headquarters since it’s establishment in 1934. The Credit Union was established to help new Policemen obtain loans to purchase their uniforms. We have definitely grown since then. We now offer several Account Types and Loan Programs. We also offer services from money orders, to online banking for our members.

  • City National Bank.
  • 423 Ferry Street, Metropolis, IL, 62960
  • City National Bank, established in 1907, is a community bank located in Massac County, Illinois. CNB serves the surrounding areas by offering banking services to individuals, families, businesses and farmers from its two Metropolis, Illinois locations. City National Bank provides the tools to help you keep up and bank on your schedule.

  • 2GetFunded
  • 4705 Indian Summer Drive, Nashville, TN, 37207
  • The 2 Get Funded team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Q10 Realty Mortgage & Investment
  • 1207 Pennock Ave, Nashville, TN, 37207
  • Q10 Capital is a national leader in commercial real estate capital with the resources and expertise to achieve your objectives. Since our formation in 2004, we have originated over $55 billion in commercial and multifamily real estate loans and currently service a portfolio of over $10.5 billion.

  • Exchange State Bank
  • 253 Broadway, Springville, IA, 52336
  • At The Exchange State Bank, we enjoy being a banking option for people from all walks of life. Serving the communities of Springville and Martelle and their surrounding areas, we work with customers with a variety of banking needs. The Exchange State Bank Offering a variety of banking services, from deposit accounts and online banking services.

  • Community Savings Bank
  • 101 E Union, Edgewood, IA, 52042
  • Community Savings Bank is a FDIC state chartered community bank, established in 1910. We are a locally owned and operated bank chartered in Edgewood, Iowa with over 500 million in assets. Currently, Community Savings Bank has 10 convenient locations throughout Clayton, Delaware, Dubuque, and Linn counties.

  • First State Bank of Campbell Hill
  • 114 West Front Street, Campbell Hill, IL, 62916
  • The First State Bank of Campbell Hill was chartered in December 1921. In 1971, the bank relocated to a new facility where we currently reside. Over the years, the bank has continued to grow and now has assets totaling approximately 105 million dollars. Part of this growth was due to the acquisition of the Coulterville Banking Center in October 2003