In 2026, the USDA loan limit for the city of Northwood, located in Wood county, OH, is $336,500. Meanwhile, the FHA limit for a single-family home is set at $472,030.
The Lendersa® USDA loan calculator is perfect for comparing today's leading USDA versus FHA rates. It helps determine the income, credit, reserves, and paperwork required to qualify. Our advanced mortgage calculator facilitates side-by-side comparisons of USDA, FHA, Conforming, and VA loans to help you decide which program in best suits your financial situation.
2026 Loan Limits and Downpayment Requirements in Northwood, Wood County, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Northwood, OH
Lendersa® has the goal of swiftly securing the best possible USDA or FHA loan without complications. Choose from one of three starting paths to find matching lenders and USDA loan programs.
The USDA home loan is backed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan. It's exclusive to rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans don't need any down payment, making them a compelling option for qualified applicants.
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