USDA Vs. FHA your options comparison in Georgetown, Brown County, OH

In 2025, the USDA loan limit for Georgetown, within the county of Brown, OH, is $336,500, while the FHA limit for a single-family home reaches $472,030.

Lendersa®'s USDA loan calculator helps compare today's USDA against FHA rates, determining necessary income, credit, reserves, and documents for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the ideal program for your financial needs in .

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Details in Georgetown, Brown, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Georgetown, OH

The goal at Lendersa® is to quickly and easily find the best USDA or FHA loan for you. Begin with one of three pathways leading to matching lenders and USDA loan options.

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Understanding the USDA Loan in OH

A USDA home loan, backed by the government through the Department of Agriculture and known as a USDA rural development loan, is available only in rural regions. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages need no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Interior Federal Credit Union
  • 1849 C Street NW, Room B038, Washington, DC, 20240
  • Interior Federal Credit Union has been the financial solution serving employees, volunteers, and the families of the Department of Interior since 1935. We provide financial wellness through our commitment to customer service and a dedication to provide world-class products and services from banking, lending, insurance, and investments.
  • IDB Global Federal Credit Union
  • 1300 New York Avenue NW, Washington, DC, 20577
  • The IDB Global Federal Credit Union is a not-for-profit, financial service cooperative owned by over 11, 000 members and sponsored by the Inter-American Development Bank community (IDB and IDB Invest and From our humble beginnings over 60 years ago, we have worked steadily together with members.
  • HUD Federal Credit Union
  • 451 7th Street SW, Suite 3241, Washington, DC, 20410
  • HUD Federal Credit Union (HUDFCU) is a not-for-profit financial cooperative headquartered in D.C. with current assets of just under $50 million and over 5, 600 members. Having supported the employees and families of those who work for the common purpose of Housing and Urban Development since 1936.
  • GSA Federal Credit Union
  • 1800 F Street NW, Room 1211, Washington, DC, 20405
  • GSA Federal Credit Union offers a different approach to banking. After our expenses are met, we return profits to our member/owners in the form of higher savings rates, lower loan rates and minimal fees Our Mission To provide financial services that promote the wise use of money To be a benefit of employment
  • Department of Labor Federal Credit Union
  • 2 Massachusetts Avenue NE, Room 2665, Washington, DC, 20212
  • Welcome to DOLFCU, chartered in 1935 and to provide a full range of financial services to its members. We're a member-owned financial institution, serving employees and retirees of the U.S. Department of Labor and their families and many other eligible organizations. DOLFCU - Convenience. Trust. Security.
  • Department of Commerce FCU
  • 1401 Constitution Avenue NW, Washington, DC, 20230
  • At the Department of Commerce Federal Credit Union (DOCFCU), we’ve been serving the best interests of our members for nearly 100 years. Our nation and the world as a whole has changed monumentally since our founding, but we remain true to our goal of serving all of our members well, including those of modest means.
  • Census Federal Credit Union
  • 4600 Silver Hill Road, Washington, DC, 20233
  • The Census Federal Credit Union was established in 1948 to provide financial services to the employees of the Census Bureau. As a member, you share in the ownership of a full service financial institution and being an owner makes a difference.Your ownership entitles you to vote for the individuals who serve on the Credit Union’s Board of Directors
  • Agriculture Federal Credit Union
  • 1000 Jefferson Drive SW, Room B 10, Washington, DC, 20560
  • AgFed began in 1934, in Washington, DC and now serves individuals nationwide. Providing the highest quality of service is our top priority. We offer market leading mortgages, auto loans, credit cards, checking, and a wide range of other accounts with our members' interests always in mind
  • EP Federal Credit Union
  • 13th & C Streets SW, Room 215A, Washington, DC, 20228
  • The EP Federal Credit Union was originally chartered in 1935 by 10 employees of the Bureau of Engraving and Printing for the purpose of 'promoting thrift and providing a source of credit'​ for the employees there. During the late 1970's and 1980's, the credit union made several charter changes through mergers and expansions to include other organiz
  • All Capital Solutions LLC
  • 40 Raisin Tree Circle, Pikesville, MD, 20208
  • We are a leading direct residential mortgage broker in Maryland. Our simple and effective approach speeds up the entire loan process and ensures our customers get the loan that best suits their individual needs at the most competitive rate. With over 15 years in the business and $400 Million in closed loans, we have the experience to help