USDA and FHA Pro and Con in Georgetown, Brown County, OH

In 2025, the USDA loan limit for Georgetown, within the county of Brown, OH, is $336,500, while the FHA limit for a single-family home reaches $472,030.

Lendersa®'s USDA loan calculator helps compare today's USDA against FHA rates, determining necessary income, credit, reserves, and documents for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the ideal program for your financial needs in .

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2025 Loan Limits and Down Payment Details in Georgetown, Brown, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Georgetown, OH

The goal at Lendersa® is to quickly and easily find the best USDA or FHA loan for you. Begin with one of three pathways leading to matching lenders and USDA loan options.

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Understanding the USDA Loan in OH

A USDA home loan, backed by the government through the Department of Agriculture and known as a USDA rural development loan, is available only in rural regions. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages need no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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