FHA Vs. USDA loan program for Georgetown, Brown County, Ohio

In 2026, the USDA loan limit for Georgetown, within the county of Brown, OH, is $336,500, while the FHA limit for a single-family home reaches $472,030.

Lendersa®'s USDA loan calculator helps compare today's USDA against FHA rates, determining necessary income, credit, reserves, and documents for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the ideal program for your financial needs in .

USDA and FHA Loan Options in Georgetown, OH

The goal at Lendersa® is to quickly and easily find the best USDA or FHA loan for you. Begin with one of three pathways leading to matching lenders and USDA loan options.

Lendersa USDA loan request and matching results image

Understanding the USDA Loan in OH

A USDA home loan, backed by the government through the Department of Agriculture and known as a USDA rural development loan, is available only in rural regions. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages need no down payment at all.

Get top 10
USDA LENDERS
customized to yout needes

Georgetown Lenders
(937) 544-2361 Lender's profile and map The National Bank of Adams County of West Union 218 N. Market St., West Union, OH, 45693 Lends in Ohio The National Bank of Adams County has worked hard to be a strong locally owned & operated bank that truly understands the needs of Adams County. Our focus continues to be a banking institution that provides timely & excellent customer service.Our banking structure at NBAC allows us to be successful with this goal because decisions are made locally.
(513) 753-2440 Lender's profile and map Sharefax Credit Union 604 Ivy Gateway, Cincinnati, OH, 45245 Lends in Ohio Sharefax was founded by Ford Motor Company employees of Cincinnati, Ohio in 1960. Named in honor of the Sharonville Ford plant and the Fairfax (no longer in operation) Ford plant, Sharefax was born! As the years have passed, we have grown to serve over 32, 000 members from twelve counties.
(513) 965-8505 Lender's profile and map Centerbank 744 State Route 28, Milford, OH, 45150 Lends in Ohio CenterBank, founded in 2000, was built upon an old concept; community banking. We know our customers on a first name basis, keep an open-door policy, and work hard to find common sense solutions for customers. Our product set and customer niche are delimited to foster expertise necessary to deliver best in class service and manage
(513) 201-2210 Lender's profile and map RiverHills Bank 553 Chamber Dr, Milford, OH, 45150 Lends in Ohio RiverHills Bank, formerly New Richmond National Bank, has been serving people just like you and your family in Clermont County for over a century.Investing in the lives of friends and neighbors and keeping your locally earned dollars actively at work in our communities, RiverHills Bank is proud to serve as your community Bank.
(800) 373-1059 Lender's profile and map Christian Family Credit Union 410 Chamber Drive, Milford, OH, 45150 Lends in Ohio When you bank with Christian Family Credit Union you make an investment in kingdom building. The money you have on deposit with us, we use to lend to other Christian families.When you bank with Christian Family Credit Union you make an investment in kingdom building. The money you have on deposit with us, we use to lend to other Christian families.
(513) 449-4704 Lender's profile and map Rolph Mortgage LLC 4030 Mount Carmel Tobasco Road, Suite 220, Cincinnati, OH, 45255 Lends in Ohio The Rolph Mortgage team is committed to providing customers with the highest quality financial services with the lowest interest rates and closing costs possible by partnering with many lenders while providing 100's of mortgage options. We will work with you to ensure that you get a mortgage that is tailored specifically to your needs.
(937) 783-2451 Lender's profile and map The First National Bank of Blanchester 121 East Main Street, Blanchester, OH, 45107 Lends in Ohio The First National Bank of Blanchester, an independent community bank serving the needs of the individuals, businesses, & governmental entities within the Bank's market area. Established in March 1907, First National Bank of Blanchester is chartered as a national bank. Located in Blanchester, Ohio, the bank offers a variety of products & services.