USDA and FHA Pro and Con in West-Union, Adams County, OH
In 2026, the USDA loan limit for West-Union, in Adams county, OH, is $285,000. For a single-family home, the FHA limit is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA rates, assessing the required income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA programs, aiding your decision-making process regarding the best program in for your financial needs.
2026 Loan Limits and Downpayment Requirements in West-Union, Adams, OH
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conforming
$548,250
3%
USDA and FHA Loan Options in West-Union, OH
Lendersa® is dedicated to securing the best USDA or FHA loan quickly and without hassle. Begin by choosing one of three starting points to connect with matching lenders and available USDA loan programs.
The USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need no down payment.
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