FHA Vs. USDA loan program for West-Union, Adams County, Ohio

In 2026, the USDA loan limit for West-Union, in Adams county, OH, is $285,000. For a single-family home, the FHA limit is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA rates, assessing the required income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA programs, aiding your decision-making process regarding the best program in for your financial needs.

USDA and FHA Loan Options in West-Union, OH

Lendersa® is dedicated to securing the best USDA or FHA loan quickly and without hassle. Begin by choosing one of three starting points to connect with matching lenders and available USDA loan programs.

What is a USDA Loan in OH?

The USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need no down payment.

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West-Union Lenders
(937) 544-2361 Lender's profile and map The National Bank of Adams County of West Union 218 N. Market St., West Union, OH, 45693 Lends in Ohio The National Bank of Adams County has worked hard to be a strong locally owned & operated bank that truly understands the needs of Adams County. Our focus continues to be a banking institution that provides timely & excellent customer service.Our banking structure at NBAC allows us to be successful with this goal because decisions are made locally.
(740) 289-5060 Lender's profile and map Atomic Credit Union 711 Beaver Creek Road, Piketon, OH, 45661 Lends in Ohio Atomic Credit Union is currently offering great rates with a variety of personal and business services, including checking and savings accounts, auto loans, mortgages and much more. Bank online or at any of our convenient locations in Athens, Beaver, Chillicothe, Jackson, Logan, Lucasville, Minford, Oak Hill, Piketon, Portsmouth, Waverly, Wellston,
(740) 354-7791 Lender's profile and map Desco Federal Credit Union 401 Chillicothe Street, Portsmouth, OH, 45662 Lends in Ohio Desco Federal Credit Union provides an exceptional banking experience to residents of Scioto and Lawrence Counties in Ohio, Boyd and Greenup Counties in Kentucky, and Cabell and Wayne Counties in West Virginia. As we continue to expand, our commitment to our members and the community will remain top priority.
(740) 947-2136 Lender's profile and map The First National Bank of Waverly 107 North Market Street, Waverly, OH, 45690 Lends in Ohio First National Bank is committed to its customers. For over 150 years our doors have been open, and we strive to serve our customers to best meet their individual financial needs, not only because they're our customers, but also our friends and neighbors. We take pride in being on a first name basis with our customers.
(937) 783-2451 Lender's profile and map The First National Bank of Blanchester 121 East Main Street, Blanchester, OH, 45107 Lends in Ohio The First National Bank of Blanchester, an independent community bank serving the needs of the individuals, businesses, & governmental entities within the Bank's market area. Established in March 1907, First National Bank of Blanchester is chartered as a national bank. Located in Blanchester, Ohio, the bank offers a variety of products & services.