USDA and FHA Pro and Con in Mount-Orab, Brown County, OH

For the year 2025, the USDA loan cap in Mount-Orab, Brown County, OH, stands at $285,000, whereas the FHA threshold for a single-family dwelling is $356,362.

Leverage the Lendersa® USDA loan calculator to differentiate between today’s leading USDA and FHA rates, and discern the necessary income, credit score, reserves, and documents to qualify. With our enhanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, helping you decide which program in best suits your financial needs.

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2025 Loan Limits and Down Payment Needs in Mount-Orab, Brown County, OH

Loan Type Limit Initial Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Mount-Orab, OH

The mission of Lendersa® is to efficiently secure the optimal USDA or FHA loan for you, without hassle. Begin your journey with one of three initial paths that match lenders to the USDA loan programs.

Results from Lendersa USDA loan request and matches

What Exactly is a USDA Loan in OH?

USDA home loans are government-backed through the U.S. Department of Agriculture, also termed USDA rural development loans or mortgages, available strictly in rural regions. Unlike FHA loans mandating a minimum down payment of 3.5%, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 1265 Union Ave, Memphis, TN, 38104
  • Methodist Healthcare Federal Credit Union was originally chartered in 1960 to serve the needs of Methodist Healthcare employees. Today, our credit union family has been extended to include all Methodist employees, Methodist affiliated groups, and the families of each of our members.
  • Members 1st Federal Credit Union
  • 516 East Lancaster Avenue, Reading, PA, 19607
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  • Formerly Alliant Credit Union (ACU) is powered by you because it was developed by the employees of our utility company in 1933. They listened to the financial needs of their co-workers and chartered the Credit Union to answer those needs. Depositors were members/owners of ACU. AIM Credit Union is unique.
  • Fidelity Bank & Trust
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  • As a credit union, DuTrac Community Credit Union is a not-for-profit cooperative that exists solely to serve its member/owners rather than to maximize corporate profits. Although credit unions earn a profit like any other business, the profits are returned to the members in the form of lower loan rates and higher deposit rates.
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