In 2025, within Germantown, located in Montgomery county of OH, the USDA loan limit is $336,500. Meanwhile, for a single-family home, the FHA loan limit is set at $472,030.
Utilize the Lendersa® USDA loan calculator to assess today's top USDA vs FHA rates, and identify the necessary income, credit status, reserves, and documents needed to qualify. Our advanced mortgage calculator enables side-by-side comparisons of USDA, FHA, Conforming, and VA options, helping you select the ideal program in that best matches your financial needs.
2025 Loan Limits and Down Payment Requirements in Germantown, Montgomery County, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Germantown, OH
The purpose of Lendersa® is to assist you in swiftly obtaining the best possible USDA or FHA loan without hassle. Choose one of three pathways that link you to compatible lenders and USDA loan programs.
The USDA home loan, supported by the Department of Agriculture, also known as the USDA rural development loan, is exclusively available in rural locales. Unlike FHA loans, which demand a 3.5% minimum down payment, USDA home loans require none, presenting a valuable option for those who qualify.
Through out the years, we have developed relationships with some of the strongest mortgage investors in the country. These relationships allow us to offer a complete range of loan programs and pricing to fit the needs of our customers. These loan programs include conventional, government, & non-conforming with fixed rate & adjustable rate options.
Through out the years, we have developed relationships with some of the strongest mortgage investors in the country. These relationships allow us to offer a complete range of loan programs and pricing to fit the needs of our customers. These loan programs include conventional, government, and non-conforming with fixed rate.
Burke & Herbert Bank is the oldest continuously operating bank in the Washington, D.C. region. We are a local community bank with a long, proud history of serving generations of individuals, families and businesses in Northern Virginia and are deeply invested in the welfare and prosperity of the people who live here.
Founded in 1935, USSFCU has grown & changed over the years. Delivering top-tier financial solutions & services to our members with a unique culture of working better together has & will always remain our focal point.
In the Senate Community tradition of service, USSFCU strives to improve the financial wellness of our members throughout all sta
1600 Cameron Street, Suite 200, Alexandria, VA, 22314
Transportation Federal Credit Union has been open since 1939. It's the 5th largest credit union in Virginia with assets totaling $288.66 Million and providing banking services to more than 21, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
501 Dulany Street, 1st Floor, Alexandria, VA, 22314
Since 1942, the Patent & Trademark Office Federal Credit Union (PTOFCU) has provided beneficial financial services to Patent and Trademark Office employees and conTractors. As a member of PTOFCU, you and members of your family are eligible for a lifetime of financial services. For 80 years, we have committed to providing quality, reliable
2011 Crystal Drive, Suite 800, Arlington, VA, 22202
National Cooperative Bank is the only Bank in the United States dedicated to delivering nationwide Banking products and solutions to cooperatives and other member-owned organizations. Serving both rural and urban neighborhoods, NCB is a leader in supplying grocery, health care, small business and housing solutions to the nation’s communities
State Department Federal Credit Union was chartered in 1935 through the efforts of eight employees of the United States Department of State. Now, decades later, our membership has grown to more than 86, 000 members worldwide & we have over $1.9 billion in assets. SDFCU’s membership is diverse and worldwide, with members from Department of State.
The Prestwick Mortgage Group initiated business in June of 1995. The Principals of the Company are known mortgage banking professionals who have over one hundred years of combined experience in all facets of mortgage banking, including the analysis, valuation and marketing of mortgage servicing, whole loans and mortgage companies.
1727 King Street, Suite 300, Alexandria, VA, 22314
Investor Loans Plus assist our clients in obtaining lender direct financing in the specialized field of alternative loans. Our company works with rehabbers and property owners to achieve lending terms that meet their current needs and investment goals. Investor Loans Plus is dedicated to working with our borrowers
Rock Rates is the Direct-to-Consumer division of Keystone Funding, Inc Rock Rates was created to provide a completely digital, simple, and pleasant mortgage experience.and Much of the technology and systems used by Rock Rates was developed in-house, based on direct experience with borrowers and their feedback on the mortgage process
SouthStar offers conforming, non-conforming, and governmental loans for both purchases and refinances. SouthStar is experienced with both residential and commercial loans. However, SouthStar is more than just your average mortgage company. We offer experience and personal attention that only a small company can provide.
