USDA and FHA Pro and Con in New-Lebanon, Montgomery County, OH

In 2026, the USDA loan limit for New-Lebanon, in the county of Montgomery, OH, is $285,000, whereas the FHA limit for a single-family house stands at $356,362.

Use the Lendersa® USDA loan calculator to evaluate today's best USDA and FHA rates, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side, helping you choose the ideal program for your financial needs in .

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Loan Limits and Down Payment Requirements for 2026 in New-Lebanon, Montgomery, OH

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in New-Lebanon, OH

The objective of Lendersa® is to connect you with the best USDA or FHA loan quickly and effortlessly. Choose one of three starting points to link you with matching lenders and program options.

Lendersa USDA loan request and results

Understanding USDA Loans in OH

A USDA home loan, guaranteed by the government through the Department of Agriculture, also known as a USDA rural development loan, is available only in rural areas. Unlike FHA loans that need at least a 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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