In 2026, the USDA loan limit for New-Lebanon, in the county of Montgomery, OH, is $285,000, whereas the FHA limit for a single-family house stands at $356,362.
Use the Lendersa® USDA loan calculator to evaluate today's best USDA and FHA rates, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side, helping you choose the ideal program for your financial needs in .
Loan Limits and Down Payment Requirements for 2026 in New-Lebanon, Montgomery, OH
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in New-Lebanon, OH
The objective of Lendersa® is to connect you with the best USDA or FHA loan quickly and effortlessly. Choose one of three starting points to link you with matching lenders and program options.
A USDA home loan, guaranteed by the government through the Department of Agriculture, also known as a USDA rural development loan, is available only in rural areas. Unlike FHA loans that need at least a 3.5% down payment, USDA mortgages require no down payment.
The Brookville Building & Savings Association was chartered on February 28, 1903 to serve the various savings and credit needs of individuals, businesses, and organizations in our community. At that time, Brookville was the largest and most active business center in Clay Township.
Farmers & Merchants Bank was founded in 1923 by a small group of Miamisburg business professionals whose philosophy was to establish a financial institution to provide basic banking services in a friendly and courteous manner. Its market was the residents and the small businesses who were often ignored by the area's larger banks.
River Valley Credit Union has been serving the Greater Miami Valley region for 70 years with state-of-the-art banking & loan services. As a community-chartered credit union, membership is open to anyone in Southwest Ohio who lives, works or attends school in one of these counties: Montgomery, Greene, Butler, Warren, Preble, Clark or Miami.
The Firefighters and Company Federal Credit Union was organized as the "Dayton (Ohio) Firemen Federal Credit Union" on the 4th day of June, 1935. The charter members-all fire department employees-applied for permission to organize and operate a Federal Credit Union. The Firefighters and Company Federal Credit Union is a community credit union.
CODE Credit Union is a member-owned, cooperative financial institution that has been serving municipal employees and select companies and organizations since 1940. We continuously strive toward excellence by providing a comprehensive range of quality products and services to meet our members' financial needs.
120 West Second Street, Suite 1406, Dayton, OH, 45402
Lends in Ohio
Great Oak Funding is a private lender focused on providing funding to help businesses grow and expand. Great Oak Funding provides capital through mezzanine financing to existing companies with a track record of revenue. Great Oak Funding’s management team has a history of working with distressed companies to provide guidance.
Universal 1 Credit Union was founded in 1937 in Dayton, Ohio. With 10 member centers in the greater Miami Valley, U1CU provides quality financial products and services to members all over the world. U1CU membership is open to all who live, work, worship, or go to school in one of the many communities that we serve.
DayMet Credit Union is a full-service financial institution that exists to help our members achieve financial success. As a credit union, DayMet is a not-for-profit cooperative. Every member is a part-owner and we are governed by a board of directors elected from within our membership.
Day Air Credit Union, a not-for-profit, full-service financial institution that serves businesses and residents of the Dayton community in southwest Ohio. In addition to our six full-service locations, credit Union members have access to thousands of surcharge-free ATMs and shared branches nationwide.
