USDA Vs. FHA Pro and Con comparison in Newark, Licking County, OH
In 2025, the USDA loan limit in Newark, located within Licking county, OH, is set at $351,400. Comparatively, the FHA limit for a single-family home is determined at $488,750.
Engage the Lendersa® USDA loan calculator to compare today's optimal rates between USDA and FHA loans. This tool helps ascertain the required income, credit values, reserves, and essential documents for qualification. By utilizing our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side. This side-by-side comparison aids in selecting the most suitable program catering to your specific financial requirements in .
2025 Loan Limits and Downpayment Requirements in Newark, County of Licking, OH
Loan Category
Maximum Loan
Required Down Payment
USDA
$351,400
0%
FHA
$488,750
3.5%
Conventional Conforming
$726,200
3%
Varieties of USDA and FHA Loan Options in Newark, OH
The primary objective of Lendersa® is to efficiently secure the most advantageous USDA or FHA loan, provided quickly and without complication. You can opt to begin from one of three initiation points, each leading to aligned lenders and suitable USDA loan offerings.
The USDA home loan, backed by the federal Department of Agriculture and often referred to as the USDA rural development loan or USDA mortgage, is exclusively offered in rural neighborhoods. A distinguishing feature of these loans, especially when compared to FHA loans that require a down payment of at least 3.5%, is that USDA mortgages require no down payment, providing increased accessibility for homebuyers in rural areas.
Brenham National Bank began its existence in 1933 as Farmers National Bank at the corner of Main and S. Baylor streets. In 1949 the bank moved across the square into the building which housed the Day Cotton Company and the Double Dip Ice Cream Co. That location was renovated and expanded many times to meet the growing needs of the bank. In 1975,
Scott & White Employees Credit Union (SWECU) was chartered in 1962 by the employees of Scott & White. The Credit Union is state chartered and regulated by the Texas Credit Union Department. Deposits are federally insured up to $250, 000.00 per account by NCUSIF, which is regulated by the National Credit Union Administration
Texell Credit Union is a not-for-profit financial cooperative founded in 1948. With over 130+ employees, Texell serves over 40, 500 members through digital service platforms and nine Central Texas branches. Texell offers a wide range of financial services to its members, and performs competitor research weekly to ensure it
We develop relationships that make a positive difference in the lives of our customers. At Ladiya Mortgage we are committed to providing our clients with an exceptional level of customer service that is superior to our competitors. Bhanuchand Paruchuri Mortgage Broker at Ladiya Mortgage.
Deal Mortgage LLC is a Texas Domestic Limited-Liability Company (Llc) filed On September 10, 2020. The company's filing status is listed as In Existence and its File Number is 0803756132.
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We are a full-service mortgage company based in Katy, TX. We specialize in Mortgage Purchase and Refinance in Katy, Houston, Sugar Land, Alief, Spring and the entire Greater Houston area. We also serve the surrounding cities in Fort Bend County. Whether you are buying a home or refinancing in or around zip code 77494
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The team at Temple Santa Fe Community Credit Union want to turn your dreams and wishes into plans and doing. We offer products you want and need, like saving and checking accounts, credit cards, and loans. We go above and beyond by providing you with financial coaching, educational tools, and programs that will help you
In the last 100 years, Nebraska State Bank has gone from an ag bank serving farmers in Western Nebraska, to an FSA loan specialist serving ag operations nationwide.
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