As of 2025, the USDA loan limit in Paulding, within Paulding County, OH, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA versus FHA rates, and determine the required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial situation in .
Loan Limits and Down Payment Requirements for 2025 in Paulding, Paulding County, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Paulding, OH
Lendersa® is committed to securing the most suitable USDA or FHA loan for you quickly and without hassle. Choose from three starting strategies that align with lending institutions and suitable USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the U.S. Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage offers financing without any down payment required.
10808 River Front Pkwy, Suite 353, South Jordan, UT, 84095
PCLG was founded by industry veteran Darin Young. Young brings 30 years of residential, commercial, consumer finance & hard money bridge lending experience to the company with a background which includes Norwest/Wells Fargo, First Option Mortgage (original founder 1996) & small, private origination firms. Young acts as President and CEO for PCLG
10980 S Jordan Gtwy South, South Jordan, UT, 84095
Western AgCredit is part of the nationwide Farm Credit System established in 1916. Western AgCredit, ACA is made up of two subsidiaries, Western AgCredit, FLCA and Western AgCredit, PCA. These entities are collectively known as "the Association" and also referenced as simply "Western AgCredit".
CCS Loans is a specialty lender with a long history in Construction and Solar financing in the Intermountain West markets. CCS lends on new home construction projects, owner/builder, residential and commercial solar projects, purchase and refinance mortgages and other commercial development.
912 W. Baxter Drive, Suite 150, South Jordan, UT, 84095
CBC Mortgage Agency was formed in 2013 by the Cedar Band Corporation, a tribally owned enterprise wholly owned by the Cedar Band of Paiutes, with a goal to diversify the tribe’s business interest. Cedar Band Corporation operates 9 subsidiaries both on and off the reservation to promote economic self-sufficiency.
859 West South Jordan Parkway, Suite 101, South Jordan, UT, 84095
We take pride in enabling individuals and families to take the major life step of purchasing a home. If you are unable to purchase a home because of insufficient funds for a down payment and closing costs, we are here to help you explore all your State and Federal funding options. We’ve got your back!
2651 W South Jordan Parkway, South Jordan, UT, 84095
We specialize in residential mortgages. At Aspen Hills Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
10808 S River Front Parkway, Suite 3084, South Jordan, UT, 84095
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
10355 South Jordan Gateway, Suite 525, South Jordan, UT, 84095
Homie Loans™ was born out of the need for a simplified mortgage loan process. With Homie Loans™ you get an amazing rate, simplicity and friendly support. It’s so much better than before Homie Loans is the fastest way to get the lowest interest rate and closing costs possible No hidden fees. No catch. No crazy commissions
Lauren's passion is helping you finance real estate by designing personalized solutions that meet your needs. With some of the most cutting edge programs available to provide you with the "best fit" options, when combined with transparency, you are in control of your mortgage and empowered to make the best possible decisions for your finances.
11602 South Redwood Road, Suite B201, Riverton, UT, 84095
Optimum Mortgage, LLC. We are a full-service mortgage company based in Riverton, UT. We specialize in FHA Streamline in the State of Utah (Soon to expand to more states). Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
