USDA Vs. FHA Pro and Con comparison in Highland-Heights, Cuyahoga County, OH

In 2025, the USDA loan limit in Highland-Heights, located in Cuyahoga county, OH, is $0. Meanwhile, the FHA limit for a single-family home is $356,362.

Utilize Lendersa®'s USDA loan calculator to assess today's best rates between USDA and FHA. Determine the income, credit, reserves, and documentation needed for eligibility. Our advanced mortgage calculator allows side-by-side comparison of USDA, FHA, Conforming, and VA loans to help you select the most suitable program for your financial situation in .

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2025 Loan Limits and Down Payments in Highland-Heights, Cuyahoga County, OH

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $356,362 3.5%
Conforming $548,250 3%

Available USDA and FHA Loan Options in Highland-Heights, OH

Lendersa® aims to promptly deliver the best USDA or FHA loan without fuss. Choose one of three options to find matching lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OH

A USDA home loan is backed by the government’s Department of Agriculture and often referred to as a USDA rural development loan. These loans are available solely in rural areas, and unlike FHA loans needing at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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