USDA VS FHA in Euclid, Cuyahoga County, OH

In 2025, the USDA loan limit for Euclid, located in Cuyahoga county, OH, is $0, while the FHA limit for a single-family home is set at $472,030.

Use the Lendersa® USDA loan calculator to thoroughly compare today's USDA and FHA finest rates. This will allow you to determine the necessary income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side by side, helping you to select the best program in that suits your specific financial situation.

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2025 Loan Limits and Downpayment Requirements in Euclid, Cuyahoga, OH

Loan Type Loan Limit Down Payment (%)
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Choosing USDA and FHA Loan Options in Euclid, OH

The aim of Lendersa® is to efficiently connect you with the best USDA or FHA loans without unnecessary delays. Begin with one of three starting pathways that lead you to matching lenders and suitable USDA loan programs.

Lendersa USDA loan application and matching results

Understanding USDA Loans in OH

A USDA home loan is backed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. In contrast to FHA loans that require at least a 3.5% down payment, USDA mortgages do not demand any down payment, making them a more accessible option for eligible borrowers in rural settings.

Enter your location to find out if it qualifies for USDA rural housing loan?



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