USDA VS FHA in Wickliffe, Lake County, OH

In 2025, USDA loan limit in Wickliffe, county of Lake, OH is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Wickliffe, county of Lake, OH

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Wickliffe, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Fidelity Capital Mortgage Company
  • 4905 Dickens Road, Suite 103, Richmond, VA, 23230
  • Fidelity Capital Mortgage Company (FCMC) is an independent Mortgage Lender dedicated to providing our customers with superior service. Our mortgage professionals are committed to making sure each client understands their financing options, and gets the loan that best meets their needs
  • Friendly Rehab Funds, Virginia-Based Private Real Estate Lending
  • 1516 Willow Lawn Dr, Suite 103, Richmond, VA, 23230
  • We at Friendly Rehab Funds understand how hard it is to find an investment property right now with the low inventory of homes on the market. Below, we have attached a very insightful link on 91 ways to find houses below market value. Our top 5 favorites include:value. Our top 5 favorites incl
  • Richmond Mortgage Inc.
  • 1650 Willow Lawn Dr, Suite 301, POB 6784, Richmond, VA, 23230
  • Since 2000, we’ve funded a total of $62 Million to investment businesses developing single-family homes, land, multi-family and commercial properties in Virginia, Washington, D.C., and Maryland. Upon approval, we provide fast funding of loans secured solely by your real property—no credit check required.
  • Enterprise Commercial Financing
  • 100 South Broad Street, Suite 30, Philadelphia, PA, 19110
  • Enterprise Commercial Financing takes great pride in providing our clients with the absolute best loan options, rates and terms at the lowest service fee in the country. We ALWAYS put our clients best interest above our own. You can always rely on us for great service, professionalism and dependability.
  • Empower Credit Union
  • 10635 W Greenfield Avenue, West Allis, WI, 53214
  • Empower Credit Union is here to provide financial services and products that educate, prepare, and empower our members and the community we serve. Our financial institution was originally incorporated as the “Employees Mutual Savings Building and Loan Association” (EMSBLA) on April 12, 1914.
  • Mount Baker Mortgage Company LLC
  • 1007 South 73rd Street, West Allis, WI, 53214
  • We are a mortgage broker servicing the entire state of Washington. We manage the process for you by applying for loans with different lenders, finding competitive interest rates and negotiating loan terms. Our designated broker has nearly 20 years of residential lending experience and we will work hard to find the best fit for your scenario.
  • Asian Bank
  • 815-837 Arch Street, Philadelphia, PA, 19107
  • At Asian Bank, we share your values of hard work, saving, and education. We are committed to providing highly personalized service and a wide range of banking products and services to help you, your family and your business.values of hard work, saving, and education. We are committed to providing highly personalized service
  • Police and Fire Federal Credit Union
  • 901 Arch Street, Philadelphia, PA, 19107
  • PFFCU’s mission is to be our members’ primary financial services provider, focusing on loans and deposits. We will earn our members’ Trust by providing quality financial products at very attractive prices, delivered with superior Service, Value, and Convenience. PFFCU is looking for staff who share our values and can help us achieve our mission.
  • Hansen Mortgage Services
  • 905 Arch Street, Suite 201, Philadelphia, PA, 19107
  • Hansen Financial Svc is a mortgage lending institution that prides itself in providing high quality financial services to the public. It is our mission to provide high quality mortgage programs at the most competitive rates in the nation. Our home loan programs include: purchase, refinance, debt consolidation, home equity loans, second mortgages.