USDA and FHA Pro and Con in Wickliffe, Lake County, OH

In 2025, the USDA loan limit in Wickliffe, situated in Lake county, OH, is $336,500. For a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to assess today’s leading USDA versus FHA rates and determine required income, credit, reserves, and documents for qualification. With our advanced mortgage tool, compare USDA, FHA, Conforming, and VA loans side-by-side to help you choose the best option for your financial needs in Alabama.

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2025 Loan Limits and Down Payment Requirements in Wickliffe, Lake, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Wickliffe, OH

The goal of Lendersa® is to efficiently secure the best USDA or FHA loan for you, hassle-free. Choose one of three options to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OH

The USDA home loan, backed by the Department of Agriculture, also known as the USDA rural development loan, is available only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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