USDA Vs. FHA your options comparison in Macedonia, Summit County, OH
For 2026, the USDA loan limit available in Macedonia, located in Summit County, OH, is $285,000, while for a single-family home, the FHA limit is $472,030.
To compare the best current rates for USDA versus FHA loans, use the Lendersa® USDA loan calculator. It helps identify needed income, credit details, reserves, and documentation for qualification. Our advanced mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA loans within , assisting you in selecting the best financial program.
Loan limits and downpayment requirements in Macedonia, Summit County, OH for 2026
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Macedonia, OH
The mission of Lendersa® is to facilitate a quick and easy experience in obtaining the ideal USDA or FHA loan. Begin your journey by choosing one of the three pathways that lead to matched lenders and USDA loan options.
The USDA home loan is supported by the U.S. Department of Agriculture. Known as the USDA rural development loan or USDA mortgage, it is accessible in rural areas only. A key difference from FHA loans, which have a 3.5% down payment requirement, is that no down payment is needed for a USDA loan.
"We are an independent mortgage broker serving all of Ohio's home buyers and homeowners with their mortgage needs. MISSION Help consumers get access to the best mortgage, with transparency and professionalism VISION Educate and serve all mortgage consumers in our service area while preserving the true wholesale to broker model"
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Each one of us brings something special to work every day. We cover all the bases in your search for excellent service and competitive rates."
At M&M Funding, we're committed to providing our clients with an experienced staff offering expertise in every area of mortgage lending... from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan.
323 East Garfield Road, Suite 10, Aurora, OH, 44202
Lends in Ohio
Blue Loans is committed to providing you outstanding customer service. We know getting a mortgage is very important to you, and we are here to help you every step of the way Whether you are buying a home or refinancing, we are here for you. We are dedicated to serving the Northeast Ohio area. This is our home, and we are eager to help.
Ohio Catholic Federal Credit Union isn't your typical financial institution. How do we stand out from the crowd? Your mission is our mission. Recognized as the largest faith-based, full-service credit union in Ohio, we have been trusted to help members achieve their financial goals for over 60 years while focusing on faith and education.
13201 Granger Road, Suite 1, Garfield Heights, OH, 44125
Lends in Ohio
Emerald Credit Union was originally chartered as the Garfield Heights School Employees’ Credit Union in 1955, serving only the employees of that school district. Since then, we have grown to include over 25 Select Employment Groups and six local school districts. We have a community charter, allowing us to serve all who live, work, attend school.
Taleris Credit Union (TCU) is made up of groups of people, related by a common bond, who pool their savings into a fund from which each may borrow should the need arise. This philosophy of “People Helping People” has been the cornerstone of TCU for over 80 years. TCU is a democratically operated financial institution owned and operated by its membe
6100 Rockside Woods Drive, Suite 150, Independence, OH, 44131
Lends in Ohio
In 1953, the big expansion took place and the credit union was renamed Cleveland Teamsters Credit Union. Its assets, which had climbed from $2, 666 in 1940 to $352, 000 in 1952, suddenly zoomed to just under $572, 555 in 1953, to nearly a million in 1955. The credit union has since experienced steady growth.
Century Federal Credit Union is a not-for-profit financial cooperative existing to serve its members. Credit unions, like Century Federal, are less likely to charge service fees than banks, that are for-profit institutions. We do not issue stock or pay earnings dividends to outside stockholders like other financial institutions.
