USDA and FHA Pro and Con in Macedonia, Summit County, OH

For 2026, the USDA loan limit available in Macedonia, located in Summit County, OH, is $285,000, while for a single-family home, the FHA limit is $472,030.

To compare the best current rates for USDA versus FHA loans, use the Lendersa® USDA loan calculator. It helps identify needed income, credit details, reserves, and documentation for qualification. Our advanced mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA loans within , assisting you in selecting the best financial program.

Compare loan offers from over 100 lenders

Loan limits and downpayment requirements in Macedonia, Summit County, OH for 2026

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Macedonia, OH

The mission of Lendersa® is to facilitate a quick and easy experience in obtaining the ideal USDA or FHA loan. Begin your journey by choosing one of the three pathways that lead to matched lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OH

The USDA home loan is supported by the U.S. Department of Agriculture. Known as the USDA rural development loan or USDA mortgage, it is accessible in rural areas only. A key difference from FHA loans, which have a 3.5% down payment requirement, is that no down payment is needed for a USDA loan.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Gold Key Home Loans
  • 6637 SVL Box, Victorville, CA, 92395
  • Since 1986 Gold Key Home Loans has Specialized in FHA, VA and Conventional Real Estate Financing for Home Purchasers and Home Owners who want to Refinance or obtain a Reverse Mortgage. my goal was to provide excellent service to my borrowers and the real estate community that I serve.

  • Malone, Victor, Eric
  • 14070 Hesperia Rd, Suite 202, Victorville, CA, 92395
  • Welcome Home. I am an experienced loan officer with over 20 years in the mortgage Industry and I enjoy getting the job done. Every borrower and every loan is unique. I have been able to assist many borrowers Purchase their first home and refinance their current mortgages. I've helped them eliminate debt and PMI.

  • Rivas Mortgage
  • 14298 Saint Andrews Drive, Suite 1, Victorville, CA, 92395
  • Rivas Mortgage owner of the Victor RIVAS is a Real Estate in the Mortgage Industry, have also owned my Escrow company and have all this experience for the benefit of the family that will come to me, for help in making their dream come true and taking the next step of owning their own home and We offer the best real estate service.

  • Choice Lending Corp
  • 12640 Hesperia Road, Suite D, Victorville, CA, 92395
  • A direct mortgage lender based in Victorville, Rancho Cucamonga and San Diego, Choice Lending Corp is committed to helping those in the Inland Empire and San Diego area, and all of California, find the right mortgage product for their needs. Whether you are looking to refinance, learn about reverse mortgage, or are a first-time home buyer

  • Isosceles Mortgage
  • 1656 Hibiscus Ct, Beaumont, CA, 92223
  • At Isosceles Mortgage. We are a full-service mortgage company based in Beaumont, CA. We specialize in Refi and Purchase Mortgage Loans in Beaumont. We also serve the surrounding cities in Riverside County. Whether you are buying a home or refinancing in any of these zip codes: 92223, 92320, 92373,

  • Sceptre Mortgage
  • 3111 Beaumont Blvd, Beaumont, CA, 92223
  • Sceptre Mortgage is a Mortgage Brokerage which means we have relationships with multiple lenders that are standing in line to help our customers reach their goals. By having these relationships, Sceptre Mortgage can offer you the most competitive rates available. We believe that everyone should Rule their domain.

  • Clear Lending Solutions Inc
  • 1715 Boysen Way, Beaumont, CA, 92223
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Lucid Financial
  • 11220 Casper Cove, Beaumont, CA, 92223
  • "We specialize in Residential, Multi Family, and Commercial Loans. Whether you are purchasing, selling, or refinancing, I put my experience to work for you. I look forward to the opportunity to demonstrate the benefits of my service.
    I specialize in first-time buyer programs. including FHA, VA, Conventional, Construction loans, Hard money"

  • Home Loans by Karyn
  • 27215 Highway 189, Suite C, Blue Jay, CA, 92317
  • Karyn Weger is the Branch Manager and Senior Loan Officer at Home Loans by Karyn in Lake Arrowhead, California.

    She first entered the mortgage industry after a bad experience as a customer while obtaining a mortgage for herself. An unscrupulous loan officer left her with a bad taste for the business.

  • Hemet Mortgage-Larry Iest
  • 41591 Florida Ave, Suite F3, Hemet, CA, 92544
  • We dedicate 100% of our energy towards delivering world-class service to our clients. What sets me above the rest is that we are committed to the principles of continuous improvements and ever increasing efficiencies. We create an environment where the relationships count more than the transactions.

  • The Bynum Group
  • 8197 I Avenue, Suite A, Hesperia, CA, 92345
  • The Bynum Group, Inc founder of the Hong Holly BynumTeam player with strong communication and inter-personal skills. Skilled at relationship-building and abilities to influence empower and motivate others. I am a results-driven performer with excellent problem solving, customer service.