As of 2026, the USDA loan limit in Portsmouth, located in Scioto county, OH, is set at $336,500. Meanwhile, the FHA cap for a single-family abode is $472,030.
Make use of the Lendersa® USDA loan calculator to evaluate today's prime rates for USDA versus FHA loans. This tool assists in ascertaining the income, credit, reserves, and necessary documentation to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, facilitating a decision on the best program in Alabama for your specific financial situation.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to provide you access to the most favorable USDA or FHA loans quickly and effortlessly. Choose one of three starting options that will lead to matching with lenders and USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is restricted to rural areas only. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA mortgages necessitate no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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