USDA and FHA Pro and Con in Portsmouth, Scioto County, OH
As of 2025, the USDA loan limit in Portsmouth, located in Scioto county, OH, is set at $336,500. Meanwhile, the FHA cap for a single-family abode is $472,030.
Make use of the Lendersa® USDA loan calculator to evaluate today's prime rates for USDA versus FHA loans. This tool assists in ascertaining the income, credit, reserves, and necessary documentation to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, facilitating a decision on the best program in Alabama for your specific financial situation.
2025 Loan Limits and Downpayment Requirements in Portsmouth, Scioto, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Portsmouth, OH
The aim of Lendersa® is to provide you access to the most favorable USDA or FHA loans quickly and effortlessly. Choose one of three starting options that will lead to matching with lenders and USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is restricted to rural areas only. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA mortgages necessitate no down payment.
We are a Direct Lender and broker in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances.
Molitor Financial Group was created in 2005. We are a boutique lending firm which allows us the ability to focus all of our resources on you, the client. We are able to offer you the lending power of large corporate banks without treating you like you are just another borrower. We take the time to get to know you as a person.
Freeland State Bank is located in Freeland, MI, United States and is part of the Depository Credit Intermediation Industry. Freeland State Bank has 22 total employees across all of its locations and generates $951,000 in sales (USD). (Employees figure is modelled).
we're proud to be your hometown, independent bank.
Southern Illinois Bank offers a comprehensive line of banking products with superior customer service. These products and services are offered through experienced, conscientious and conservative bank personnel who know their customer, their families and their needs. This kind of familiarity instills an extreme sense of customer loyalty.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
At Hometown Mortgage Resources Inc., our motto is to provide you with "Great Rates & Honest Service". We treat each customer as an individual, not a number. We understand that each applicant has different needs and will help you find the rate and program that fits your situation.
Touchmark National Bank provides our clients with superior experiences by combining innovative products with industry leading client service.Our professional associates are in the business of presenting our clients with an unsurpassed banking experience. While working to generate superior long term value and a pride of ownership.
4080 McGinnis Ferry Rd, Unit 1308, Alpharetta, GA, 30005
SLR Mortgage Inc you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
6495 Shiloh Road, Suite 410, Alpharetta, GA, 30005
Sean at Anchor Home Mortgage went above and beyond. After being given the run around then bait and switch at a Local Traditional Large Bank, I came to Sean with two requests, one ask for all documents up front and center and two - close in 15 to 21 days. Sean achieved close in 15 days and additionally got me an even better interest rate .
