USDA Vs. FHA your options comparison in Wheelersburg, Scioto County, OH

In the year 2026, the USDA loan limit within Wheelersburg, located in Scioto county, OH, stands at $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to assess and compare today's optimal rates available for USDA and FHA loans. Determine the essential income, credit, reserves, and documentation needed for qualifying. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program for your financial needs in .

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2026 Loan Limits and Down Payment Details in Wheelersburg, County of Scioto, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Wheelersburg, OH

The aim of Lendersa® is to efficiently secure the best USDA or FHA loans without any hassle. Select one of three suggested starting points to connect with suitable lenders and USDA loan programs.

Results of Lendersa USDA loan request and matches

Understanding USDA Loans in OH

The USDA home loan, facilitated by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural locations. USDA loans require no down payment, unlike FHA loans, which require a minimum of 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Wheelersburg Lenders

  • Desco Federal Credit Union
  • 401 Chillicothe Street, Portsmouth, OH, 45662
  • Lends in Ohio
  • Desco Federal Credit Union provides an exceptional banking experience to residents of Scioto and Lawrence Counties in Ohio, Boyd and Greenup Counties in Kentucky, and Cabell and Wayne Counties in West Virginia. As we continue to expand, our commitment to our members and the community will remain top priority.

  • Atomic Credit Union
  • 711 Beaver Creek Road, Piketon, OH, 45661
  • Lends in Ohio
  • Atomic Credit Union is currently offering great rates with a variety of personal and business services, including checking and savings accounts, auto loans, mortgages and much more. Bank online or at any of our convenient locations in Athens, Beaver, Chillicothe, Jackson, Logan, Lucasville, Minford, Oak Hill, Piketon, Portsmouth, Waverly, Wellston,

  • Liberty Bank (Ohio)
  • 314 Park Ave, Ironton, OH, 45638
  • Lends in Ohio
  • Liberty Bank traces its history back to the decade preceding the "Gay Nineties" when a group of Ironton businessmen and workingman formed a "Terminating" type of building and loan association, chartered as "The German American Workingmen's Building Association." A certain number of men subscribed to shares

  • The First National Bank of Waverly
  • 107 North Market Street, Waverly, OH, 45690
  • Lends in Ohio
  • First National Bank is committed to its customers. For over 150 years our doors have been open, and we strive to serve our customers to best meet their individual financial needs, not only because they're our customers, but also our friends and neighbors. We take pride in being on a first name basis with our customers.