USDA and FHA Pro and Con in Wheelersburg, Scioto County, OH

In the year 2026, the USDA loan limit within Wheelersburg, located in Scioto county, OH, stands at $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to assess and compare today's optimal rates available for USDA and FHA loans. Determine the essential income, credit, reserves, and documentation needed for qualifying. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program for your financial needs in .

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2026 Loan Limits and Down Payment Details in Wheelersburg, County of Scioto, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Wheelersburg, OH

The aim of Lendersa® is to efficiently secure the best USDA or FHA loans without any hassle. Select one of three suggested starting points to connect with suitable lenders and USDA loan programs.

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Understanding USDA Loans in OH

The USDA home loan, facilitated by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural locations. USDA loans require no down payment, unlike FHA loans, which require a minimum of 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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