USDA VS FHA in Johnstown, Licking County, OH

For 2025, in Johnstown, Licking County, OH, the USDA loan limit is $351,400, compared to the FHA limit of $488,750 for a single-family home.

Use the Lendersa® USDA loan calculator to compare the top USDA vs. FHA rates available today. Discover what income, credit score, reserves, and documentation are required to qualify. Our advanced mortgage calculator allows you to examine USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial scenario in .

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Loan Limits and Down Payment Requirements in Johnstown, Licking, OH - 2025

Loan Type Limit Down Payment
USDA $351,400 0%
FHA $488,750 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Johnstown, OH

The aim of Lendersa® is to efficiently secure the best USDA or FHA loan for you without complications. Choose one of three starting options to connect with lenders and explore USDA loan opportunities.

Lendersa USDA loan request and matching results

Overview of USDA Loans in OH

A USDA home loan is government-backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusive to rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, a USDA mortgage has no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • P3 Home Loans
  • 5115 Maryland Way, Suite 124, Brentwood, TN, 37027
  • P3 Home Loans serves all of Tennessee, making sure to save local home owners money and time. Rod Freeman is the voice of P3 Home Loans and has managed the success of hundreds of clients’ mortgage closings. When it comes to getting the lowest rate and the quickest mortgage approval, you can depend on our mortgage professionals.
  • Meridian Capital Group
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  • "MCL Private Lending is a direct private money lender that was established to provide time sensitive, creative, short term financing to builders, developers, and real estate investors. MCL Private Lending is Nashville’s leading direct, private money lender. Based in Brentwood, Tennessee,
  • Key Mortgage Experts
  • 629 Vickery Park Dr, Nolensville, TN, 37135
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Kohler Credit Union
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  • At Kohler Credit Union we are dedicated to our member's financial well-being. Our reason for doing business is pretty simple. We are here to serve our members. We work diligently to provide the most desired financial products and services in an economical manner. We understand that as a financial cooperative
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  • 401 S Poplar Street, Centralia, IL, 62801
  • Kaskaskia Valley Community Credit Union is a non-profit financial cooperative organized solely to meet the needs of its membership. Chartered in 1982 as Centralia Correctional Center Credit Union, KVCCU has grown from 19 members to more than 3,900 members! We now help people like you manage more than $21,000,000 in assets.
  • UFCW Community Federal Credit Union
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  • UFCW Community Credit Union is a non-profit financial institution. Our financial services are offered with you as our first priority. As a member, you have access to a wide range of quality services and benefits. Our financial services are competitively priced and convenient. With all of your personal banking services all in one place.
  • Loans 4 Homes
  • 1833 Executive Drive, Suite 105, Oconomowoc, WI, 53066
  • LOANS 4 HOMES is committed to providing our clients with the highest quality financial services combined with low, competitive rates. At LOANS 4 HOMES, our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • BANK FIVE NINE
  • 155 W. Wisconsin Ave, Oconomowoc, WI, 53066
  • Bank Five Nine is a full-service, independent, community bank that has served southeast Wisconsin since 1859.We enjoy long, quiet walks on the beach, puppies and romantic dinners. Nah, we're too old for all that, but we're still pretty cool, and we do actually love puppies. As a community bank, we make it a priority to give back to the customers.
  • First Wisconsin Financial
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  • First Wisconsin Financial, Inc., I take a dynamic approach to home financing by shopping all of the major mortgage lenders and securing the most competitive rate for my clients and also This firm offers mortgages including purchases, refinancing, home equity loans and debt consolidation
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  • 220 E. Main St, Amboy, IL, 61310
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