USDA and FHA Pro and Con in Sunbury, Delaware County, OH
In 2025, the USDA loan limit in Sunbury, county of Delaware, OH, is set at $351,400, whereas the FHA limit for a single-family home is $488,750.
Utilize the Lendersa® USDA loan calculator to compare today's top rates for USDA versus FHA loans, determining the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program for your specific financial situation in .
2025 Loan Limits and Down Payment Requirements in Sunbury, County of Delaware, OH
Loan Type
Loan Limit
Down Payment
USDA
$351,400
0%
FHA
$488,750
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Sunbury, OH
The aim of Lendersa® is to swiftly secure the best possible USDA or FHA loans without the hassle. Choose one of three starting paths to find matching lenders and USDA loan programs that fit your needs.
A USDA home loan, supported by the government's Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is exclusively for rural areas. USDA loans, unlike FHA loans which require a 3.5% minimum down payment, require no down payment at all.
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