USDA Vs. FHA your options comparison in Riverside, Montgomery County, OH

In 2025, USDA loan limit in Riverside, county of Montgomery, OH is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Riverside, county of Montgomery, OH

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Riverside, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Team Hunton
  • 50 Elm Street, Suite 8, Worcester, MA, 01609
  • We are a full-service mortgage brokerage with access to over 50 different lending options to help find you the best rate and best structure for your mortgage to suit your short and long term financial needs We can offer access to a myriad of mortgage types from no down payments & first time home buyer programs to investor loans
  • AllCom Credit Union
  • 36 Park Avenue, Worcester, MA, 01609
  • "AllCom Credit Union is a full-service, not-for-profit, community-chartered financial services organization. Founded in 1922, we celebrated 90 years in business in 2012. AllCom was originally chartered to provide financial services exclusively to employees of the Telephone Company."
  • First Coast Federal Credit Union
  • 3040 Edison Avenue, Jacksonville, FL, 32254
  • First Coast Federal Credit Union will provide financial services and personal service for the benefit of its members while maintaining long term financial stability. We are a federally chartered credit union established in 1935. Our members consist of employees of select employee groups (SEGs) and their family members.
  • Bay State Savings Bank
  • 28 Franklin Street, Worcester, MA, 01608
  • Bay State Savings Bank's roots extend back to 1895, when 114 spirited citizens of Worcester gathered together and pledged a total of $7, 660 to establish a new savings bank in the city. They made good on that pledge, and on May 16, 1895, Bay State Savings opened its doors for business on Main St. in Worcester.
  • Southpoint Financial Services
  • 8143 Navarre Pkwy, Navarre, FL, 32566
  • "SouthPoint Financial Services is a full service, Georgia based, mortgage lender which offers government backed loans and conventional loans. We can help you buy your first home or refinance your existing home, vacation home, or investment property. We've also expanded to twelve states to better service clients around the country"
  • Eagle Home Loans LLC
  • 2165 Castle Grove Drive, Navarre, FL, 32566
  • Eagle Home Loans is 100% veteran owned and operated. We pride ourselves on being in touch with the needs of the local community and providing affordable housing options to the town of Clarksville as well as the citizens of the state of Tennessee. Eagle Home Loans specializes in Veterans Affair (VA) Mortgages which allow active duty military
  • A & A Mortgage
  • 3419 Brook Crossing Drive Suite #108, Navarre, FL, 32566
  • A & A Mortgage was first established in the Tampa / Brandon Area in February of 2000, off Oakfield Drive. In January of 2008, we moved into our beautiful new building on the corner of Bloomingdale Avenue and Bell Shoals Avenue in Valrico, Florida. We are conveniently located in the Plaza Bella Center.
  • A & A Mortgage Funding Inc
  • 8402 Little John Junction Road, Navarre, FL, 32566
  • A & A Mortgage was first established in the Tampa / Brandon Area in February of 2000, off Oakfield Drive. In January of 2008, we moved into our beautiful new building on the corner of Bloomingdale Avenue and Bell Shoals Avenue in Valrico, Florida. We are conveniently located in the Plaza Bella Center.