FHA Vs. USDA loan program for Riverside, Montgomery County, Ohio

For the year 2026, the USDA loan threshold in the city of Riverside, located in Montgomery county, OH, is set at $336,500, while the FHA loan maximum for a single-family house is $472,030.

Leverage the Lendersa® USDA loan calculator to assess and contrast the best available rates for USDA versus FHA loans. Determine criteria like income, credit score, reserves, and necessary documentation to qualify. Our sophisticated mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans to help you find the best fit for your financial circumstance in .

Explore USDA and FHA Loan Options in Riverside, OH

Lendersa® is dedicated to quickly connecting you with the most suitable USDA or FHA loan without any hassle. Choose from three launching points that lead to matched lenders and USDA loan offerings.

Understanding USDA Loans in OH

The USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, no down payment is needed for a USDA loan.

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(704) 873-0276 Lender's profile and map Reviews Carolina Farm Credit 146 Victory Lane, Statesville, NC, 28625 Carolina Farm Credit is a stockholder-owned cooperative providing financing to full and part-time farmers and agricultural-related businesses and also provides financing for the construction and purchase of homes in 54 counties through 29 branch offices. Other financial services available are life insurance, appraisal services, leasing programs
(618) 566-8800 Lender's profile and map Reviews Citizens Community Bank 9 E Main St, Mascoutah, IL, 62258 Since 1992, that promise still has not been broken. We intend to keep it that way. While Citizens Community Bank continually adds new products and services to accommodate your needs, such as Internet Banking and Bill Pay, we will never take away the personal service. It is what worked for us
(217) 476-3325 Lender's profile and map Reviews West Central Bank 400 East Buchanan Street, Ashland, IL, 62612 West Central Bank proudly continues its tradition as a Community Bank. Officers, board members, and staff are very active in local civic, economic development, fraternal and religious organizations; they are a vital part of the communities that we serve. West Central Bank operates branches in Ashland, Beardstown, Rushville, and Springfield.
(309) 543-3361 Lender's profile and map Reviews HAVANA NATIONAL BANK 112 S. Orange Street, Havana, IL, 62644 Havana National Bank, established in 1875, is a locally owned agricultural bank situated along the Illinois River in Havana, Illinois. During our 140 plus years of service to the communities we serve, we have focused on the farming community as our mainstay. This area of west central Illinois attributes a portion of its success.
(989) 362-6700 Lender's profile and map Reviews Huron Community Bank 301 North Newman Street, East Tawas, MI, 48730 Huron Community Bank first opened its doors in 1927 under the name Peoples State Bank. The banks first location and legacy began on the corner of Newman and State Street in East Tawas, MI. That branch was located directly across the street from what is currently known as the banks' headquarters.
(618) 650-3760 Lender's profile and map Reviews SIUe CREDIT UNION 1566 Lewis Road, Edwardsville, IL, 62025 SIUE Credit Union is a not-for-profit, member-owned credit union, our main goal is not to make money. Instead, we help you save yours with a complete range of financial products and services. You’ll earn high returns on savings, enjoy lower rates on loans and pay lower (and fewer) fees than you would at most banks.
(800) 888-4728 Lender's profile and map Reviews Scott Credit Union 101 Credit Union Way, Edwardsville, IL, 62025 Scott Credit Union is a full-service financial institution that is member owned, member operated, and not-for-profit. We offer similar products and services to what the conventional financial institutions have, but we do so with our members’ best interest in mind. Any revenue generated after expenses
(618) 692-1470 Lender's profile and map Reviews Mortgage Makers Mortgage Makers, Edwardsville, IL, 62025 Mortgage Makers is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.