USDA Vs. FHA Pro and Con comparison in Riverside, Montgomery County, OH
For the year 2025, the USDA loan threshold in the city of Riverside, located in Montgomery county, OH, is set at $336,500, while the FHA loan maximum for a single-family house is $472,030.
Leverage the Lendersa® USDA loan calculator to assess and contrast the best available rates for USDA versus FHA loans. Determine criteria like income, credit score, reserves, and necessary documentation to qualify. Our sophisticated mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans to help you find the best fit for your financial circumstance in .
2025 Loan Limits and Down Payment Details in Riverside, Montgomery county, OH
Loan Type
Loan Cap
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Riverside, OH
Lendersa® is dedicated to quickly connecting you with the most suitable USDA or FHA loan without any hassle. Choose from three launching points that lead to matched lenders and USDA loan offerings.
The USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, no down payment is needed for a USDA loan.
2203 South Big Bend Boulevard, Saint Louis, MO, 63117
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
90 Village Square Shopping Center, Hazelwood, MO, 63042
Paramount Bank history started as an independent mortgage company in 1970. Paramount Bank was recently re-imagined and rebuilt by a group of St. Louis investors. The Bank’s commitment to deliver market-leading deposit rates, product depth, best-in-class technology and superior service to help clients meet their financial goals
At Century Credit Union, we pride ourselves on our customer service and have been faithfully serving members for more than 60 years. Located in South St. Louis County and in Arnold, we reach more than 9, 000 members and approximately 30 select employee groups and accept new members from three Missouri counties: St. Louis County, Jefferson County.
We have been a mainstay of St. Louis community banking since 1906. Currently, we rank among St. Louis’ largest locally owned banks with assets of about $1.9 billion and deposits of $1.4 billion. We provide integrated financial services with expertise in commercial, retail and digital banking; business treasury management.
At AssuredMTGS.com, our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. We are committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available.
At Stuart's American Mortgage we want to bring back the "old time customer service" model. Your home is the biggest investment you will make in your life and we understand the stress getting a mortgage can bring. At Stuart's AMC you will not be tossed around from lender to lender, you will speak to the president of the company himself.
Bank of Lincoln County is known for being the only “Home-Owned” and “Home-Operated” bank in Lincoln County. We want to know you so we can provide you with the products and services that fit your lifestyle. We understand that businesses are the backbone of our community, so we deliver sophisticated business products
3811 Lake Shore Road, Suite S, Blasdell, NY, 14219
The Greater Woodlawn Federal Credit Union is truly unique. We are a not-for-profit, member-owned, and operated financial institution whose main purpose is to satisfy the financial needs of our members. Unlike banks that are profit-driven, our not-for-profit status allows us to return excess earnings to our members in the form of lower interest rate
