USDA Vs. FHA Pro and Con comparison in Riverside, Montgomery County, OH
For the year 2026, the USDA loan threshold in the city of Riverside, located in Montgomery county, OH, is set at $336,500, while the FHA loan maximum for a single-family house is $472,030.
Leverage the Lendersa® USDA loan calculator to assess and contrast the best available rates for USDA versus FHA loans. Determine criteria like income, credit score, reserves, and necessary documentation to qualify. Our sophisticated mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans to help you find the best fit for your financial circumstance in .
2026 Loan Limits and Down Payment Details in Riverside, Montgomery county, OH
Loan Type
Loan Cap
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Riverside, OH
Lendersa® is dedicated to quickly connecting you with the most suitable USDA or FHA loan without any hassle. Choose from three launching points that lead to matched lenders and USDA loan offerings.
The USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, no down payment is needed for a USDA loan.
Wright-Patt Credit Union (WPCU), we make it easy. With Member Center locations in Southwest and Central Ohio, 40,000+ of lower-to-no-fee ATMs, thousands of Shared Branching locations nationwide, and an award winning mobile app, we give you all the conveniences you expect from a traditional bank.
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myCUmortgage, a wholly-owned Credit Union Service Organization of Wright-Patt Credit Union in Beavercreek, Ohio, empowers credit union partners to be great mortgage lenders. Through exceptional leadership, comprehensive solutions, expert guidance and partner-focused service, myCUmortgage delivers peace of mind to credit union
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