USDA and FHA Pro and Con in Dayton, Montgomery County, OH
For the year 2026, the USDA loan limit in Dayton, in the county of Montgomery, OH, is $336,500. Meanwhile, the FHA loan limit for a single-family home is set at $472,030.
Lendersa® offers a USDA loan calculator to compare current USDA and FHA rates, and to determine the income, credit, reserves, and documentation needed for eligibility. Our advanced mortgage tool shows USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program tailored to your financial needs in .
2026 Loan Limits and Down Payment Details in Dayton, County of Montgomery, OH
Loan Type
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Programs in Dayton, OH
Lendersa® aims to efficiently match you with the optimal USDA or FHA loan options. Choose from three pathways that connect you with compatible lenders and USDA loan products.
The USDA home loan is backed by the U.S. Department of Agriculture, also called a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans requiring 3.5% down, USDA mortgages require no down payment.
With over 80 years of outstanding service, Niagara Regional FCU’s mission remains the same: Providing the complete banking experience by adapting our products to meet the needs of our growing membership, staying current with the latest technology, retaining staff and volunteers who educate every member on a personal level to meet individual needs.
Our mission is to serve our customers with honesty, integrity and experience. We use our expertise to provide home loans to A++ clients and credit challenged clients alike. Our objective is to provide each customer with the lowest interest rate for thier situation and the best product type available for your needs.
Established in 1975, Missouri Valley FCU is a member-owned, community financial institution dedicated to providing quality service and value to Saint Charles County As a credit union, MOVFCU is member owned and member focused. We are here to help you with your financial needs, whatever those might be.
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1 Mid Rivers mall Drive, Suite 130, Saint Peters, MO, 63376
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Clinton National Bank has been helping people, businesses and our community since 1865. We are proud to offer the latest in banking products, along with providing great customer service.This is our Vision Statement :To be the bank of choice, dedicated to improving the financial well-being and quality of life for the people and communities we serve.
656 North French Road, Suite 7, Amherst, NY, 14228
Williamsville Federal Credit Union to serve our member’s by providing convenience, exceptional service with advanced products. Williamsville Central School District Employees have an opportunity to become a member of the Williamsville FCU It is a not-for-profit financial institution owned and controlled by the members and is operated for your benef
