USDA Loan Vs. FHA loan pro & con Dayton, Montgomery County, OH

In 2025, USDA loan limit in Dayton, county of Montgomery, OH is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Dayton, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(559) 825-6650 Lender's profile and map Reviews Agri Capital Inc. 23400 Road 24, Chowchilla, CA, 93610
(541) 880-5584 Lender's profile and map Reviews Klamath River Mortgage 6000 S. 6th Street, Klamath Falls, OR, 97603 We are licensed & regulated financial professionals who bridge the gap between borrowers & lenders.Our environment is friendly yet professional.We anticipate hiccups before they occur & our decades of experience head of issues that keep you from closing on time.Because we work with so many lenders, what may not work with one may work with another.
(800) 570-0265 Lender's profile and map Reviews Pacific Crest Federal Credit Union 2972 Washburn Way, Klamath Falls, OR, 97603 "Pacific Crest Federal Credit Union is a financial cooperative that serves our members that live, work, or worship in Klamath, Lake, Modoc & NE Siskiyou Counties. The credit union offers a full range of financial services. Our lending decisions are made locally and we have money to lend to meet your financial needs."
(425) 221-8660 Lender's profile and map Reviews Flynn Family Lending 6947 Coal Creek Pkwy SE, Suite 177, Newcastle, WA, 98059 We are a family business with nearly 20 years experience providing private money loans to clients throughout the Pacific Northwest. We specialize in short-term and intermediate loans ranging from $25,000 to $1M+. Our business and commercial loans are asset-based making the qualification process fast and easy.
(206) 718-6425 Lender's profile and map Reviews Washington Association of Mortgage Professionals 15600 NE 8th St, Suite B1, Bellevue, WA, 98008 We are Licensed Mortgage Loan Originators, Brokers & Bankers. We are large companies and small, locally owned and operated businesses invested in the communities in which we live. Our membership includes exceptional Affiliated businesses that support our local Real Estate industry.
800 798 0890 Lender's profile and map Reviews Avenue Capital Solutions 15600 NE 8th St, Bellevue, WA, 98008 Avenue Capital Solutions is a nationally recognized leader in commercial finance. We are leading the way in commercial lending of all types, including Commercial Real Estate Loans, Equipment Leasing, Sale Leasebacks, Heavy Equipment Leasing, Heavy Equipment Financing, Medical Financing, Accounts Receivable Financing, Factoring, Bridge and Hard Mone
(425) 867-1313 Lender's profile and map Reviews Evergreen State Mortgage 8201 164th Ave NE, Suite 200, Redmond, WA, 98052 Evergreen State Mortgage We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for With a variety of loan programs and an established network of lenders be
(805) 434-8008 Lender's profile and map Reviews ACT 4 Cash Finance 916 W. Ventura Blvd, Suite 102, Camarillo, CA, 93010 ACT Finance is a Camarillo-based motor vehicle sales finance company specializing in automobile loans. We cater to the needs of those who may not have access to conventional sources of financing and offer indirect financing through dealerships on new and used vehicles. ACT Finance has been offering its expertise to customers and its dealers for ove
(805) 222-4608 Lender's profile and map Reviews Direct Capital Funding 333 N. Lantana Street, Suite 100, Camarillo, CA, 93010 DC Funding was founded on the idea and principle of building a better living with excellent support and service.We focus on incorporating and mastering the latest technologies & procedures keeping our associates above the crowd.Our team of professionals set a stronger standard of business, abide by a strict code of ethics and give superior service.
(800) 455-5547 Lender's profile and map Reviews Centralbanc Mortgage 2800 156th Ave SE, Bellevue, WA, 98007 Heritage Bank was founded in 1927 with the belief that when banks and neighbors work together, great communities grow stronger. Heritage has remained true to this vision—and close to our roots—offering financial solutions that put our customers and local businesses first. Perhaps that's why our company has grown from a single location
(253) 534-7747 Lender's profile and map Reviews Procura Mortgage Company 3181 156th Ave SE, Suite B, Bellevue, WA, 98007 Procura Mortgage Company strives to exceed the expectations of borrowers by always following our core values of service and convenience. We are committed to helping you achieve the goal of homeownership by providing clear and concise communication.values of service and convenience.
(425) 823-7971 Lender's profile and map Reviews Evergreen Northwest Lending Company 15015 Main Street, Suite 205A, Bellevue, WA, 98007 We offer low mortgage rates available along with a convenient online loan application process supported by an experienced team. Evergreen Northwest Lending Co is passionate about solutions before the need arises! Our entire team is devoted to our commitment of providing only exceptional service, from our sales team, to our operations professionals.