USDA Vs. FHA your options comparison in Delphos, Allen County, OH
In the year 2025, the USDA loan limit in Delphos, within the county of Allen, OH, is $336,500. Comparatively, the FHA limit stands at $472,030 for a single-family home.
With the Lendersa® USDA loan calculator, you can instantly compare today's top USDA and FHA rates, allowing you to identify the income bracket, credit score, reserves, and documentation necessary for qualification. Our state-of-the-art mortgage calculator makes it easy to evaluate USDA and FHA options alongside Conforming and VA loans, helping you choose the most fitting program for your financial needs in .
2025 Loan Limits and Down Payment Information in Delphos, County of Allen, OH
Loan Type
Loan Limit
Down Payment %
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Delphos, OH
Lendersa® is committed to swiftly delivering the optimal USDA or FHA loan with minimal hassle. Begin with one of three approaches to pair with lenders and USDA loan offerings.
A USDA home loan is a government-backed loan facilitated by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage. These loans are exclusively available in rural communities. Unlike FHA loans, which stipulate a minimum down payment of 3.5%, USDA loans require no down payment.
The Chadron Federal Credit Union is a family financial institution established to provide member services in a format conducive to the credit union philosophy of "people helping people help themselves." Services offered will be member oriented within the realms of maintaining financial soundness.
TruCommunity Bank would become the name of Farmers Security Bank, Garrison State Bank & Trust, and Bank of Turtle Lake. TruCommunity Bank will remain at the heart of our communities and is very dedicated to being the great local banks you know and love. Visit one of our 4 locations in Garrison, Max, Turtle Lake, and Washburn.
First National Bank of Bosque County was organized in 1896, and received its National Charter in 1908.The main office of the Bank has been in the same location in Valley Mills since that time. We have a desire for the people, businesses, schools, and organizations in our communities to prosper.
Discover unparalleled real estate services with Jet Real Estate, led by Jamison Troutman. Specializing in residential and commercial investment properties dynamic market, we provide personalized approaches tailored to your needs. From 1-4 unit multi-family investment properties to $100 Million commercial property our expert team ensures seamless, s
Jet Lending, LLC was founded on 2004 for the purpose of assisting real estate investors in their purchase of property quickly with as little cash out-of-pocket as possible. We loan money for the purchase and escrow additional funds for repairs. We have originated more than 2,000+ loans for real estate investors in Texas, totaling over $250,000,000.
Guarantee Mortgage is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time.
Our Credit Union was chartered February 27, 1937 with Pampa Independent School District as our sponsor. Since the early 1980’s, our field of membership has been extended to the **family members of Pampa Independent School District employees. As a Credit Union, we believe that friendly, personal service is our number one priority.
Minot Area Schools Federal Credit Union is a member owned and controlled financial organization which promotes financial responsibility, membership involvement, dedicated to service and education for our members while maintaining the credit union’s long-term financial stability..
Affinity First Federal Credit Union is a cooperative financial institution that is owned and operated by its members. The scope of activities of Affinity First is defined in its bylaws and is governed by the Federal Credit Union Act.Credit Union is a cooperative financial institution that is owned and operated by its members.
