USDA and FHA Pro and Con in Delphos, Allen County, OH
In the year 2025, the USDA loan limit in Delphos, within the county of Allen, OH, is $336,500. Comparatively, the FHA limit stands at $472,030 for a single-family home.
With the Lendersa® USDA loan calculator, you can instantly compare today's top USDA and FHA rates, allowing you to identify the income bracket, credit score, reserves, and documentation necessary for qualification. Our state-of-the-art mortgage calculator makes it easy to evaluate USDA and FHA options alongside Conforming and VA loans, helping you choose the most fitting program for your financial needs in .
2025 Loan Limits and Down Payment Information in Delphos, County of Allen, OH
Loan Type
Loan Limit
Down Payment %
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Delphos, OH
Lendersa® is committed to swiftly delivering the optimal USDA or FHA loan with minimal hassle. Begin with one of three approaches to pair with lenders and USDA loan offerings.
A USDA home loan is a government-backed loan facilitated by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage. These loans are exclusively available in rural communities. Unlike FHA loans, which stipulate a minimum down payment of 3.5%, USDA loans require no down payment.
United Southern Bank offers a range of banking services to meet today’s financial needs, from Personal Checking and Savings Accounts to Individual Retirement Accounts (IRAs) to Mortgage Loans with competitive rates. We also offer an array of business services including Commercial Checking, Business Savings Accounts
AFGM Enterprises Federal Credit Union is a member-owned not for profit financial institution. The Credit Union's motto is "Not for profit, not for charity, but for service". We strive to provide value and convenience in all our financial products and services. Your membership is very important to us.
Service Plus Credit Union is a full service financial institution in Moline, Illinois which was established in 1950. Membership is open to anyone who lives or works in Rock Island or Henry counties, IL. Big enough to Serve you, small enough to Know you. Credit Union is a full service financial institution in Moline
Moline Municipal Credit Union has been open since 1936. The credit union has assets totaling $53.04 Million and provides banking services to more than 3,000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans and other financial services to members.
Elevator Employees Credit Union was chartered on June 16, 1953 by the employees of Montgomery Elevator Company. Our first office was in the basement of the Montgomery Elevator Company in Moline, IL.
By the end of 1968 the credit union had grown to assets of $417,128.08. Membership was 581 members.
As an exclusive benefit to Deere employees and their families, Deere Employees Credit Union is focused on removing the frustrations of everyday banking and ALWAYS acting in the best interest of our members.
By constantly investing in our people and technologies, Deere Employees Credit Union is able to provide consistent
SENB Bank has proudly served the Quad Cities and neighboring communities since forming in 1961 and is approximately $370 million in assets. In 2019 the bank expanded into the Stateline (Roscoe/Beloit) region of Illinois and Wisconsin, with six banking centers serving Illinois, Iowa and Wisconsin.
At Illinois Lending, our goal is to offer you an affordable and flexible loan when you need it the most. We understand there are moments in life where you may need quick cash to give you more financial flexibility – it could be for medical costs, rent, home repairs, a large purchase.
Founded in 1934, our eight charter members were production line workers at the East Moline Works Plant. Open only three times a day during shift change, employees at the original office in the middle of the plant had to manage over the noise of the steel-wheeled trailers moving over the creosote floors.
